11784 : Questions & Answers

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Javier Menes…, Real Estate Pro in Farmingdale, NY
Javier Meneses answered:
how many people can you rent to in a one family house?
Probably not, but it is possible that the house has a permit. You would have to check with the Town of Brookhaven and see.

If my response was helpful, consider clicking BEST ANSWER! ... more
1 vote Share Flag Wed Jan 15, 2014 Rentals in 11784
Javier Menes…, Real Estate Pro in Farmingdale, NY
Javier Meneses answered:
I am a real estate agent and my buyer is going fha, my name came up on a hit list with fha caivrs, I have no idea what this is about. ??
Tammy, what happens is that most banks are running searches not just on CAIVRS but on government excluded list, on all parties involved in the transaction. I have ran into cases where o ... more
0 votes Share Flag Tue May 7, 2013 Financing in 11784
Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
I am on CAIVRS by mistake. The USDA mistakenly put my social on a loan that is foreclosed. How long will it take to work out? I'm heartsick over
How did they get your social security number? Were you on the note?
0 votes Share Flag Sat Mar 23, 2013 Financing in 11784
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Chase bank gave my dad a 80 000. home equity loan with the stipulation he has insurance on the loan and maintains it. The Silver Package.
Don't simply rely on online information, consider consulting with an attorney....
0 votes Share Flag Sat Oct 13, 2012 Home Buying in 11784
Ralph Windsc…, Real Estate Pro in Hauppauge, NY
Ralph Windschuh answered:
My husband and I are starting to saving for a house. I know we need 20% down.. But for a $300k house, how much should we save on top of the $60k
If you haven't spoken with a bank or lending institution, you should do so right away. With these crazy interest rates as low as they are, you may not get a better time to buy. I rece ... more
0 votes Share Flag Sat Oct 13, 2012 Home Buying in 11784
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
what is ashort sale?
A short sale is a different kind of transaction than the normal real estate purchase. You are essentially going to wait while the Seller negotiates with their Lender(s) for approval to ... more
0 votes Share Flag Wed Aug 8, 2012 Home Buying in 11784
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
Can you make an offer to the with SUBJET TO INSPECTION.?
Typically your Home Inspection will alert you to problems in five key areas, and these key areas directly relate to the contract of sale:

1. Foundation: sound and solid
2. Roof fr ... more
0 votes Share Flag Wed Aug 8, 2012 Foreclosure in 11784
Simon Harris…, Real Estate Pro in 11963
Simon Harrison answered:
how long can i stay in my home once foreclosure has begun in suffolk county, new york ?
That's a question for a lawyer to answer. It is also possible to get more information from the NYS Banking dept, which has information hotlines, as this is a common question. Here's a l ... more
0 votes Share Flag Tue Aug 7, 2012 Foreclosure in 11784
Simon Harris…, Real Estate Pro in 11963
Simon Harrison answered:
My uncle has a house and i want it. he is currently 5 month behind. and i cant get a mortage loan what options do i have to try to get it?
First, make sure this house is worth more than the mortgage, and not by a little. Include the cost of immediate and short term repairs.

Would the mortgage payment be similar to wha ... more
0 votes Share Flag Tue Aug 7, 2012 Home Buying in 11784
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
if i buy a house where taxes are 9200 with star, do i automatically pay taxes with basic star or do i have to pay true taxes the first year.
You will need to apply for STAR, therefore contact the local tax assessor's office; see link below.
http://www.brookhaven.org/Departments/Assessor/Assessor.aspx
0 votes Share Flag Thu Feb 23, 2012 Home Buying in 11784
Lionel, Home Buyer in Kansas City, MO
Lionel answered:
i am currently a little over 3 months behind on my mortgage payment, and bank is demanding payment in full.
It doesn't matter if they won't except your payment they want you to come in and sit down to discuss your plan or intentions to pay if you can. If you think you can catch bac ... more
0 votes Share Flag Tue Nov 23, 2010 Financing in 11784
Pam Eagan, Real Estate Pro in 85044
Pam Eagan answered:
When a CAIVER alert number does show up when applying for a FHA loan, what can I do? I am trying to purchase a new home in Arizona,
I have been a broker in Phoenix for 24 years. I moved here from East Islip.
Contact Chuck West w/ Advisors Mtg. in Phx.
(he also has 24 years experience) @ 602-689-3008 or email him a ... more
0 votes Share Flag Mon Dec 14, 2009 Financing in 11784
Thomas Martin…, Real Estate Pro in Fort Lauderdale, FL
Thomas Martin 954-667-9110 answered:
Question regarding caivrs list and closing on a FHA loan.
Most lenders will not fund the loan until its removed from the Caivers list. FHA like most insurance companies will try to find anyway not to pay the claim if the FHA homeloan goes int ... more
0 votes Share Flag Sat Nov 7, 2009 Financing in 11784
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
where can i go for the course?
Carmenn,

Anyone can buy foreclosure property...no permits are required. Contact a Trulia associated agent to assist you today.
0 votes Share Flag Sun Dec 7, 2008 Foreclosure in 11784
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