Home Buying in 11418 : Questions & Answers

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Terry Koraha…, Real Estate Pro in Queens County, NY
Terry Korahais answered:
how much do i have to put down in order not to pay mortgage insurance?
Hi Dennis, Javier is correct- it all depends on the property and down payment, there are many options. Terry K 718-614-3167 cell or TKorahais@elliman.com
0 votes Share Flag Tue Mar 11, 2014 Home Buying in 11418
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
If I buy a condo and I have to pay tax plus the maintenance?
When purchasing a condo tax is not included in the monthly maintenace, therefore yes; when purchasing a co-op, taxes are included in the maintenance.
1 vote Share Flag Tue Mar 11, 2014 Home Buying in 11418
Cullen Wains…, Real Estate Pro in Union, KY
Cullen Wainscott answered:
Is it possible for someone with a FICO of 780 to get a 5% down or 10% down mortgage?
Depending on the area you live in and your income you could do an FHA loan which you can put down as little as 3.5%, or you may even be able to do a USDA loan in which case you could pu ... more
0 votes Share Flag Mon Mar 10, 2014 Home Buying in 11418
Charles Bero…, Real Estate Pro in 11554
Charles Berokhim answered:
is a title search for a 3 family home more expensive than for a 2 family home?
title search is a service which you can shop around for. Do your homework and save money
0 votes Share Flag Wed Nov 6, 2013 Home Buying in 11418
William Piot…, Real Estate Pro in Naperville, IL
William Piotrowski answered:
Short sale asking price was $360,000 I bid $340,000. My broker called me and said the bank is now saying the house is worth $440.Can The bank do that?
Yes it sure is they can also deny you at any point during the loan process as well.
0 votes Share Flag Thu Aug 1, 2013 Home Buying in 11418
Terry Koraha…, Real Estate Pro in Queens County, NY
Terry Korahais answered:
Does anyone know the regulations re: removal of asbestos siding when purchasing an old house? asbestos siding
Hi Kathy, NO there are no regulations regarding removal (that I know of) and I've sold many older homes with asbestos shingles. If it is not in bad condition you can paint over it or ... more
0 votes Share Flag Tue May 22, 2012 Home Buying in 11418
Joeleone, Home Owner in Pottsville, PA
Joeleone answered:
When getting a termite inspection for an FHA loan, how long are results of the inspection good for if closing is delayed?
Actually you are both wrong a termite inspection is only good for 30 days and yes it is most definetly required to have a termite inspection for a FHA loan i just bought a house with an ... more
0 votes Share Flag Fri Apr 8, 2011 Home Buying in 11418
Meade Coleman, Real Estate Pro in Columbia, SC
Meade Coleman answered:
I have not received any document that was a title or deed to property I closed on at the end of December. Is this unusual?
Check with the closing attorney or title company and ask them for a copy of the recorded deed.

Good Luck!
0 votes Share Flag Wed Mar 10, 2010 Home Buying in 11418
Patrick Thies…, Real Estate Pro in Elmhurst, IL
Patrick Thies SFR, CNC answered:
Other than a termite inspection, what other inspections does FHA require for the purchase of a single family home?
Check with your lender to see if FHA is going to require anything be done. Keep in mind, some FHA required fees are not allowed to be paid by the buyer and must be paid by the seller.
0 votes Share Flag Sun Dec 20, 2009 Home Buying in 11418
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