11418 : Questions & Answers

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Daria Kolomi…, Real Estate Pro in 11221
Daria Kolomiiets answered:
ANYONE WANTS A GOOD FOUR FAMILY? 119-15 101 AVE SOLID BRICK
what is the price? Is it renovated or selling as is?
0 votes Share Flag Fri May 23, 2014 General Area in 11418
Terry Koraha…, Real Estate Pro in 11358
Terry Korahais answered:
how much do i have to put down in order not to pay mortgage insurance?
Hi Dennis, Javier is correct- it all depends on the property and down payment, there are many options. Terry K 718-614-3167 cell or TKorahais@elliman.com
0 votes Share Flag Tue Mar 11, 2014 Home Buying in 11418
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
If I buy a condo and I have to pay tax plus the maintenance?
When purchasing a condo tax is not included in the monthly maintenace, therefore yes; when purchasing a co-op, taxes are included in the maintenance.
1 vote Share Flag Tue Mar 11, 2014 Home Buying in 11418
Cullen Wains…, Real Estate Pro in Union, KY
Cullen Wainscott answered:
Is it possible for someone with a FICO of 780 to get a 5% down or 10% down mortgage?
Depending on the area you live in and your income you could do an FHA loan which you can put down as little as 3.5%, or you may even be able to do a USDA loan in which case you could pu ... more
0 votes Share Flag Mon Mar 10, 2014 Home Buying in 11418
Charles Bero…, Real Estate Pro in 11419
Charles Berokhim answered:
is a title search for a 3 family home more expensive than for a 2 family home?
title search is a service which you can shop around for. Do your homework and save money
0 votes Share Flag Wed Nov 6, 2013 Home Buying in 11418
Dennis Blagr…, Real Estate Pro in Bronx, NY
Dennis Blagrove answered:
Hi I am looking for a 2 bedroom apartment or house budget approx 1200$
Yes you can get a 2 bedroom apartment for the budget. As for as 2 bedroom house it all depends on the location and the condition of the house
0 votes Share Flag Wed Oct 30, 2013 Rentals in 11418
William Piot…, Real Estate Pro in Naperville, IL
William Piotrowski answered:
Short sale asking price was $360,000 I bid $340,000. My broker called me and said the bank is now saying the house is worth $440.Can The bank do that?
Yes it sure is they can also deny you at any point during the loan process as well.
0 votes Share Flag Thu Aug 1, 2013 Home Buying in 11418
Anu Dutta, Real Estate Pro in 11105
Anu Dutta answered:
Looking for 2 br BK OR QUEENS.. SAFE AREA $1200..HELP
Feel free to check our site http://www.WERENTNY.com for updated listings. Also, you may call us 646-606-2366, we specialize in rentals and more than happy to help you.
0 votes Share Flag Fri Jun 22, 2012 Rentals in 11418
Terry Koraha…, Real Estate Pro in 11358
Terry Korahais answered:
Does anyone know the regulations re: removal of asbestos siding when purchasing an old house? asbestos siding
Hi Kathy, NO there are no regulations regarding removal (that I know of) and I've sold many older homes with asbestos shingles. If it is not in bad condition you can paint over it or ... more
0 votes Share Flag Tue May 22, 2012 Home Buying in 11418
Robert Hughes, Real Estate Pro in West Chester, PA
Robert Hughes answered:
Is it a good idea to moisture seal a basement floor?
Your concerns are understood Joseph. Always verify with proven, qualified professionals on the best way to solve your issue. better to get the correct advice now then problems later. So ... more
0 votes Share Flag Sun Jan 22, 2012 Remodel & Renovate in 11418
Deborah Garv…, Real Estate Pro in San Diego County, CA
Deborah Garvin answered:
Whose responsibility is the "alley jumper" as far as repair of electricity supply to a home?
Joseph, Thank you for the education!!! Now that I understand, I would agree with Ron's statement; however, communities vary so I would check with your local energy company.
0 votes Share Flag Thu Jan 5, 2012 Remodel & Renovate in 11418
Deborah Garv…, Real Estate Pro in San Diego County, CA
Deborah Garvin answered:
If I have my home rewired, do I need to also upgrade other systems in my home?
Joseph, Hey, I would save the step of going to the building department and just contact a licensed electrician. He/she is going to know the code, tell you what you need to do and give ... more
0 votes Share Flag Tue Jan 3, 2012 Remodel & Renovate in 11418
Joeleone, Home Owner in Pottsville, PA
Joeleone answered:
When getting a termite inspection for an FHA loan, how long are results of the inspection good for if closing is delayed?
Actually you are both wrong a termite inspection is only good for 30 days and yes it is most definetly required to have a termite inspection for a FHA loan i just bought a house with an ... more
0 votes Share Flag Fri Apr 8, 2011 Home Buying in 11418
Meade Coleman, Real Estate Pro in Columbia, SC
Meade Coleman answered:
I have not received any document that was a title or deed to property I closed on at the end of December. Is this unusual?
Check with the closing attorney or title company and ask them for a copy of the recorded deed.

Good Luck!
0 votes Share Flag Wed Mar 10, 2010 Home Buying in 11418
Dan Chase, Home Buyer in Texas City, TX
Dan Chase answered:
In NYC, do you need a building permit to repair concrete in front of your home? How long does it take to get such a permit if needed?
I would contact city hall and ask for code enforcement. They know what you need and will fine you if you get the wrong advice here.
0 votes Share Flag Wed Mar 10, 2010 Remodel & Renovate in 11418
Patrick Thies…, Real Estate Pro in Elmhurst, IL
Patrick Thies SFR, CNC answered:
Other than a termite inspection, what other inspections does FHA require for the purchase of a single family home?
Check with your lender to see if FHA is going to require anything be done. Keep in mind, some FHA required fees are not allowed to be paid by the buyer and must be paid by the seller.
0 votes Share Flag Sun Dec 20, 2009 Home Buying in 11418
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
If I finish my basement , will my property taxes increase? I live in Queens, NY.
Yes, your taxes will more than likely go up--don't forget you do need permits, especially if adding a new bathroom.
0 votes Share Flag Sun Dec 13, 2009 Remodel & Renovate in 11418
Donald Steve…, Real Estate Pro in Riverside County, CA
Donald Stevens 909-428-0503 answered:
How long does it take to purchase and get proof of homeowner's insurance?
It depends on the company. Most companies want some form of inspection and that is usually the hold up. If the agent is nearby they will try to inspect the property quickly to get the p ... more
1 vote Share Flag Wed Nov 11, 2009 Home Insurance in 11418
Kathy Brennan, Real Estate Pro in Seal Beach, CA
Kathy Brennan answered:
Does standard homeowner's insurance or other type of insurance cover a structural failure of a home?
What is the peril or cause of loss that creates the structural failure? I can tell u their is no generic structural failure. Need more info in other words. If u r concerned that the st ... more
0 votes Share Flag Fri Sep 18, 2009 Home Insurance in 11418
Tom McGiveron, Real Estate Pro in Patchogue, NY
Tom McGiveron answered:
Should structural support beams in a basement be painted? If so, what type of paint is best?
Best to ask an engineer. I would say that INTERIOR support beams in a basement say - do not have to be painted to protect the wood. It's outdoor elements that impact wood surfaces ... more
0 votes Share Flag Thu Sep 17, 2009 Remodel & Renovate in 11418
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