Home Buying in 11236 : Questions & Answers

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Bill Burress, Real Estate Pro in 45069
Bill Burress answered:
I wasn't prequalified, because my credit score is too low,(don't have enough established credit). What's the best way to bring it up?
Seek the advice of a credit repair specialist. Do not go it alone. The algorithms used by the credit agencies are too complex and forever moving. Loan officers don't always have the ... more
0 votes Share Flag Sun Apr 12, 2015 Credit Score in 11236
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
I have no cosigner
Hi William,

It's possible but it's going to depend on your debts, the BK and how much the other side of the duplex rents out for.

Take a look at the recommendations from some of m ... more
0 votes Share Flag Tue Dec 9, 2014 Home Buying in 11236
Elizabeth Bo…, Real Estate Pro in Cambridge, MA
Elizabeth Bolton answered:
My bank wants me to re-sign the mortgage documents again because they did not register with the county the first time. My mortgage is over a year old.
I think the mortgage papers you signed at your closing include a form that says you agree to sign or resign documents if need be. Call your real estate attorney and get their take on it ... more
0 votes Share Flag Sun Apr 13, 2014 Home Buying in 11236
HelpUBuy Ame…, Real Estate Pro in 75019
HelpUBuy America answered:
What about rent to own? How does that work?
Rent to own is a horrible, horrible idea for the buyer. I strongly suggest that you continue to rent until you can qualify for a traditional mortgage.

When you want to buy a home the ... more
0 votes Share Flag Mon Mar 24, 2014 Home Buying in 11236
Kathryn Lilly, Real Estate Pro in Brooklyn, NY
Kathryn Lilly answered:
Can anyone help me with programs for first time home buyers? I'm looking for assistance with the down payment.
Coming up with the down payment money is like wanting to loose weight! It takes work and discipline as well as realistic expectations.
1.) do not be in high rent apartment, compromise, ... more
0 votes Share Flag Mon Mar 24, 2014 Home Buying in 11236
Aubrey, Real Estate Pro in Brooklyn, NY
Aubrey answered:
you had a one bedroom condo on seaview ave and 108th street
I know of the condo you are talking about. My company has the info you need. Please call 718 272 8988. Ask for WALKER
0 votes Share Flag Thu Nov 14, 2013 Foreclosure in 11236
Mitchell Fel…, Real Estate Pro in 11229
Mitchell Feldman answered:
I'll offer was excepted but the seller changed there mind
Dear Ramon:

A deal is not completely solidified until you have a legally binding contract. In order to have a fully executed legally binding contract you would need to have signed th ... more
0 votes Share Flag Mon Jun 17, 2013 Home Buying in 11236
Michael Rich…, Real Estate Pro in New York
Michael Richman answered:
I have bought my house in my sister's name but I pay the monthly mortgage. How can I move the house into my own name without huge closing costs?
Hi Vanessa,

The only to put ownership of the house in your name is to do a deed from your sister to you. This involves having a lawyer prepare the deed and have it recorded in the pu ... more
1 vote Share Flag Mon Jun 17, 2013 Home Buying in 11236
Mitchell Fel…, Real Estate Pro in 11229
Mitchell Feldman answered:
Anyone knows where can I find a decent real estate lawyer who deals with condos and SONYMA loans in Bklyn & how much?
Dear Eccoy2k1:

If you need a referral for a good attorney, contact me direct and I can give you some names. Aside from that, here are some helpful tips when choosing an attorney:

... more
0 votes Share Flag Fri Apr 5, 2013 Home Buying in 11236
Temrasellsho…, Real Estate Pro in Brooklyn, NY
Temrasellshomes answered:
Is it just me? Or, have the snowy days have the buyers and sellers trapped indoors? Frustrated!! Let me know what you think.
The snowy days have definitely affected my ability to show homes. Warmer weather is coming and they buyers will be out again. Give it another week to 10 days. Much success to you!
0 votes Share Flag Mon Mar 25, 2013 Home Buying in 11236
Temrasellsho…, Real Estate Pro in Brooklyn, NY
Temrasellshomes answered:
How soon can one start to look for another property if bank denies mortgage loan on a contract deal?....thank you.....
Immediately. You should request a denial letter and request a full refund of your earnest deposit/downpayment. Before moving on it would be beneficial to you to understand the reasons ... more
0 votes Share Flag Mon Mar 25, 2013 Home Buying in 11236
Jeannette Ba…, Real Estate Pro in Brooklyn, NY
Jeannette Batsikas answered:
I have been asked to resign loan documents because when I first signed them it was november 2012....what does resign/renew documents mean?...?
Great answers, Basically what that means is the papers expired on the mortgage documents, nothing really too big. However I did have a client who bought a house and many clients liked t ... more
0 votes Share Flag Sun Mar 17, 2013 Home Buying in 11236
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
what is the highest credit score you can have?
Good morning Gary,

Each of the three credit reporting bureaus---Trans-Union, Equifax and Experian---use the FICO scoring system in slightly different ways from each other.

Maximum ... more
0 votes Share Flag Mon Aug 6, 2012 Credit Score in 11236
Annette Levi…, Real Estate Pro in New York, NY
Annette Levinson answered:
how do i get my name added to my house that i bought under my sister name?
Conrad, if Susan adds her name to the deed, the mortgage is due.
Susan, Your best bet is to do a FHA which will allow your sister to sell to you the house for the full value and give y ... more
0 votes Share Flag Tue Jul 3, 2012 Home Buying in 11236
Catherine Cl…, Real Estate Pro in Falls Church, VA
Catherine Cleland answered:
How do I research buying a brownstone in Brooklyn?
Hi, I would actually talk to an agent about it. A good agent will not only know the market and be able to do the research for you, but should also be able to guide you as far as your fi ... more
0 votes Share Flag Wed Feb 2, 2011 Home Buying in 11236
Voices Member,  in
Voices Member answered:
SO SCREWED!!!!! This has been a long and stressful journey… My husband and I found the perfect house. We made an offer and won between 2 other
Let the attorney handle this since that is what he is for. The suit is for specific performance. It is possible that they could settle with you for damages, covering your expenses for ... more
0 votes Share Flag Tue Oct 12, 2010 Home Buying in 11236
David Rogoff…, Real Estate Pro in Brooklyn, NY
David Rogoff and Bonnie Chernin answered:
In New York State, can one obtain a RE broker license, create an LLC, work from home office, hire agents, and never have a storefront office?
I think that Mitch provided the best answer.

I remember in real estate school they did not discuss the "virtual office" I though a storefront was a requirement.

Best re ... more
0 votes Share Flag Tue Oct 12, 2010 Home Buying in 11236
Charles D'Al…, Real Estate Pro in 11210
Charles D'Alessandro answered:
I was not approved for much so I am looking into foreclosures and short sales in BK. Where can I find agent/broker who specializes in this?
I am a short sale specialist. If you are looking for a property, Do not limit yourself to short sales and foreclosures, they are not always the best way to go . First , what are you qua ... more
1 vote Share Flag Fri Aug 20, 2010 Home Buying in 11236
Annette Levi…, Real Estate Pro in New York, NY
Annette Levinson answered:
I Cosigned on a family members home because they had bad credit. How long would it take to get your name of that house and does it affect your credit?
Tahir, the only way to get off the mortgage is that the relatives refinance. If they are paying their mortgage on time their credit score has gone up. Remember FHA only requires 540 for ... more
0 votes Share Flag Fri Jul 2, 2010 Home Buying in 11236
Carl Andre, Real Estate Pro in 11236
Carl Andre answered:
We're trying to sell our brownstone in Brooklyn gearing for it to be listed in the spring. What can we do now to prep the house?
First, I'd like to thank you for giving this opportunity to answer your question.
To begin I'd love to answer your question right away, however, being a R.E. Broker and Archi ... more
0 votes Share Flag Tue Feb 9, 2010 Home Buying in 11236
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