Not sure I understand exactly. Did you already close on the purchase loan? If so, how long ago? What's your loan-to-value? There's many things that we would need to know in order to know if an additional loan or a refinance of your loan is possible so that you can do the repairs or upgrades you have in mind.
You should meet face-to-face with a Loan Officer so that he/she can see what your options are. I'm always available to meet at our Brooklyn Heights office. Good luck!
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Senior Loan Officer
STERLING NATIONAL BANK
310 Crossways Park Drive
Woodbury, NY 11797
(516) 606-9648 Cell
(631) 659-2011 Office
(516) 918-5383 Fax... more
At the bottom of this page are several links adjacent to the words "For Professionals." Click on those links and the rest is quite simple. Good luck!
Mitchell S. Feldman
Associate Broker/ Director of Sales
Madison Estates & Properties, Inc.
Office: (718) 645-1665/ Cell: (917) 805-0783
Email: MitchellSFeldman@aol.com... more
You need to speak with a mortgage broker or mortgage banker.
Contact me offline at Gail@GailGladstone.com and I will be happy to refer you to someone who can run the numbers for you and help you position yourself to attain your dream.
All you need is an offer written on a legitimate contract properly executed. I would advise paying a lawyer to assist.
Submit the offer to the bank - and keep your fingers crossed.
When dealing with short sales and bank owned properties - agents truly earn their money and the purchasers are keep informed and educated along the way.
Find a pro - let the bank pay them....... more
I would recommend working with an agent in the area, here is a directory of agents that might be helpful in getting you started: http://www.trulia.com/voices/directory/Brooklyn-agent--7168?sort_order=best
Hope this helps,
Ali, Community Manager... more
The very first step is to speak with a mortgage broker, a mortgage broker/banker and a bank and find out how much they will pre-approve you for.
Second step is to put together bank statements, payment stubs, 3 years of income tax returns and submit them to the broker/lender of your choosing for a FULL PRE-APPROVAL that is subject ONLY to appraisel and contract.
When you have a full pre-approval in hand, find a Realtor in the area you are looking who is prepared to act as your buyer representative and start finding a place to live.
If you have any further questions about the process, feel free to contact me at firstname.lastname@example.org or call 631-425-6150.... more