Contact your bank, a credit union, or a mortgage lender. They are in the position to determine whether you would qualify for a mortgage loan. However, generally, a credit score of 620 is considered minimum. But a good conversation with a mortgage lender should provide you with some ways to get that credit score increased in only a few months. Good luck to you.... more
Hi, Typically the seller pays the commission, unless your agent helps you buy a for sale by owner unit. Anything you do with an agent can be agreed upon up front so there are no surprises.