Hi Natalie. The way you ask your question brings up more questions. The way I read it, it appears you are really looking for seller financing as opposed to getting your own loan. Perhaps you don't have sterling credit or a good downpayment hence, the seller financing.
If that's the case, I highly doubt the seller will hold paper for 30 years. The mortgage pros below have your answer. I just had to comment as the question seemed odd. Good luck.... more