08108 : Questions & Answers

change location

cancel or

Q&A

10
Kirsten Priz…, Real Estate Pro in Naples, FL
Kirsten Prizzi answered:
How come I can't sell my home?
Hello Diane,
every home sells it is always just a question of price. If you feel the price is justified and priced like other homes in the neighborhood, which are selling, than check ... more
0 votes Share Flag Sun May 3, 2015 Home Selling in 08108
Gerald Santo…, Real Estate Pro in Manalapan, NJ
Gerald Santoro answered:
are joint loans possible? looking to purchase a multi family home
My assumption is you mean having multiple borrowers on the loan for an investment? qualifying would be based on information on all borrowers on the loan. As a federally chartered Bank a ... more
0 votes Share Flag Wed Jan 8, 2014 Home Buying in 08108
Robert Green…, Real Estate Pro in Cherry Hill, NJ
Robert Greenblatt answered:
With all of the new rules and regulations in today's finance market, can rental income from an owner-occupied duplex be used in a VA refinance?
Hi Shawn. it is likely that the rental incomce (or a portion of it) can be used to help him qualify. It's important that he contacts a lender who is well-versed at VA loan.
-Robert G ... more
0 votes Share Flag Tue Sep 18, 2012 Home Buying in 08108
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
With all of the new rules and regulations in today's finance market, can rental income from an owner-occupied duplex be used for a VA refinance?
VA has slightly different guidelines for using rental income to qualify vs. FHA or conventional.

Straight from VA Pamphlet 26-7 Ch. 4 at http://www.benefits.va.gov/warms/pam26_7.asp
... more
1 vote Share Flag Mon Sep 17, 2012 Financing in 08108
Shawn Burke, Real Estate Pro in Cherry Hill, NJ
Shawn Burke answered:
Can I buy a duplex in Collingswood without an income? Using rental and future disabilities monies as depoisit.
Good Afternoon Francis,

In years past you may have secured some "creative" financing options, but not today. Lending guidelines have tighted up in order to prevent another housing d ... more
0 votes Share Flag Wed Sep 12, 2012 Home Buying in 08108
Shawn Burke, Real Estate Pro in Cherry Hill, NJ
Shawn Burke answered:
Don't know where to start with mortage?!?
Good Afternoon Jeces.

I would ask your agent if they have any lending recommendations that they could provide you. Most agents have relationships with particular lenders or brokers ... more
0 votes Share Flag Wed Sep 12, 2012 Home Buying in 08108
Jeanne Feeni…, Real Estate Pro in Basking Ridge, NJ
Jeanne Feenick answered:
How Is Your Real Estate Office Handling Credit Reports for Prospective Tenants?
We have a "permission form" allowing us to order the credit report on their behalf. We use an outside service. Cost is covered by the prospective tenant. If the client has a ... more
0 votes Share Flag Mon Feb 27, 2012 Rental Basics in 08108
Joy
Joy "Zaleski" Messner answered:
I am looking to find a home but will need a lease-purchase option. Can any realtors in the Collingswood area help? Thank you!
Dear Alissa,

Very glad you brought your question to Trulia - you've turned to a good place to get some answers!

I'm curious on why you are looking for a Lease/Purchase o ... more
0 votes Share Flag Wed Feb 22, 2012 Home Buying in 08108
Karen Everts…, Real Estate Pro in Plainsboro Township,...
Karen Evertsen answered:
Is there a short sale addendum for buyer regarding back up offers?
All offers must be presented right up until the closing date per the Real Estate Commission guidelines. An exception to this would be if the Seller dictated otherwise in writing but do ... more
0 votes Share Flag Mon Jan 3, 2011 Home Buying in 08108
Laura Gianno…, Real Estate Pro in Manahawkin, NJ
Laura Giannotta answered:
Partial knob & tube wiring and FHA mortgage???
Check this link which contains a list of things that must be inspected for FHA mortgage loans...you can click on the links and find what the appraiser will look for.

http://www.hud.g ... more
2 votes Share Flag Sat Oct 24, 2009 Financing in 08108
Search Advice

Followers

266
Email me when…

Learn more

Home > Q&A > New Jersey > Camden County > Collingswood > 08108
Copyright © 2016 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer