08094 : Questions & Answers

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Randy Tanner…, Real Estate Pro in Wellington, FL
Randy Tanner & Lindsey Racher answered:
Can anyone recommend anyone who does refinancing of mobile homes in Florida?
Hello,

If you click on the 'find an agent tab' at the top of this page you can find local lenders and choose one you may like.

Regards,

Randy Tanner
RE/MAX Direct
561-420-795 ... more
0 votes Share Flag Tue May 6, 2014 Financing in 08094
Andrew Byrd, Real Estate Pro in Coeur D Alene, ID
Andrew Byrd answered:
can anyone help me get a mobile home refinanced in Stanley county that is in mt pleasant NC 28124?
I'd love to take a look at the property and get the details to see if I can help you.

I lend in all 50 states and we can do mobile home as long as it is a double wide and on real pro ... more
0 votes Share Flag Wed Apr 9, 2014 Financing in 08094
Cara Esposito…, Real Estate Pro in Sicklerville, NJ
Cara Esposito Castrataro answered:
how is the safety in the neighborhood?what is the crime rate?
I agree with Anna. You may even be able to find a police blog online. As agents we are not legally allowed to make a determination on what is a safe area and what is not. I do recommend ... more
0 votes Share Flag Mon Mar 17, 2014 Crime & Safety in 08094
chevluvr58, Home Buyer in Apopka, FL
chevluvr58 answered:
Ryan Homes/NVR Financing
Shane go get your own financing you will be better off all the way around. Trust me! I had nothing but a headache with NVR mortgage. They are brokers!!!!!! Used Car Salesmen!!!! Go to a ... more
0 votes Share Flag Fri Nov 29, 2013 Home Buying in 08094
HelpUBuy Ame…, Real Estate Pro in Frisco, TX
HelpUBuy America answered:
I am currently renting and I want to rent a house with the potential to buy what should I do
Agree with the others. Rent to own is a horrible deal for the buyer. Save your money, repair your credit, and buy a house the traditional way. When you're ready to buy, the best plac ... more
0 votes Share Flag Sun Nov 24, 2013 Home Buying in 08094
Ines De La C…, Real Estate Pro in 08053
Ines De La Cruz, ABR, CRS answered:
I,m on disable and live with my son .My husband and I are separate he's on S.S Can I get help to live on my own
Hello Ea7856,
Thank you for your question.
Look into housing assistance programs. Call your local town or borough or social workers.
You did not mention if you receive income. You w ... more
0 votes Share Flag Sun Sep 29, 2013 For Rent in 08094
Larry Sarlo…, Real Estate Pro in Camden County, NJ
Larry Sarlo 609-868-1171 answered:
If you recieved a loan modification 5 years ago and decide to list your home to sell do you have to let the bank that done the modification know first
Your loan modification if you are now on a permanent mod program... will not be affected.

However is your home now worth more than what you owe...

will you have to short sale y ... more
0 votes Share Flag Sun Jul 14, 2013 Home Selling in 08094
Sean Thompson, Real Estate Pro in New Jersey
Sean Thompson answered:
I need a construction lender willing to consolidate current debt into the mortgage, I currently have a 43% DTI and a 725 credit score.
I'll be more than happy to look at your scenario.

Sean Thompson
732-672-5243
0 votes Share Flag Mon Jan 14, 2013 Financing in 08094
April, Home Buyer in Williamstown, NJ
April answered:
Hello, I am looking for a rental property (or possibly rent to own) in Williamstown NJ. up to 1400/mth
I might have a 3-4 bedroom house 2 full bath kitchen,diningroom, livingroom,familyroom and a sunroom ready to rent the first week of December 2012. Give me a call @ 856-340-4983. The re ... more
0 votes Share Flag Wed Nov 21, 2012 Home Buying in 08094
Voices Member,  in
Voices Member answered:
Problem financing a duplex that also has a small cottage on the property. What to do?
Call me or send me an email ay gmccollam@gyleshomes.com and I will give you the name of a good mortgage rep who can tell you if there will be a problem with financing. I don't see an i ... more
0 votes Share Flag Sun Apr 29, 2012 Home Buying in 08094
Jeff Onofrio, Real Estate Pro in Marlton, NJ
Jeff Onofrio answered:
My name is Ashley, Is anyone doing 203K loans in NJ for someone with a 660 credit score and a DTI of 51%?
Typically we require that at a maximum you have a 50% DTI- however I would like to see how this was calculated and see if we could calculate your income to get you to qualify. Sometime ... more
0 votes Share Flag Sat Nov 19, 2011 Financing in 08094
Ron Shaffery, Real Estate Pro in 08753
Ron Shaffery answered:
Can anyone recommend anyone that does mobile home financing in the Gloucester County, NJ area??? Thanks!
I know "First Credit Corporation" (800) 562-6036 does mobile home loans in South Jersey. best of luck to you on the sale !
0 votes Share Flag Sun Nov 13, 2011 Financing in 08094
Private, Real Estate Pro in 08854
Private answered:
i entered into a contract to purchase a home in new jersey after the 3 day attorney reveiw was over we received a call from our agent stating he was
What was the outcome?. This question was asked more than a year and half Rich
0 votes Share Flag Wed Nov 2, 2011 Home Buying in 08094
Richard P Br…, Real Estate Pro in Williamstown, NJ
Richard P Bradford, CRS answered:
I have my house on the market and need it to purchase a REO. Will the bank work with me e.g. contingency?
The bank will not take a contingency. The bank is about numbers and money. If you are not ready to settle, the bank typically will not wait. They probably won't even look at you ... more
0 votes Share Flag Mon Oct 31, 2011 Foreclosure in 08094
Richard P Br…, Real Estate Pro in Williamstown, NJ
Richard P Bradford, CRS answered:
What options do I have for purchasing a REO house?
There are a lot of options for purchasing an REO house. You need to know that where there's a great deal with REO's price wise (sometimes), that they present a whole lot of r ... more
0 votes Share Flag Mon Oct 31, 2011 Foreclosure in 08094
Richard P Br…, Real Estate Pro in Williamstown, NJ
Richard P Bradford, CRS answered:
How is the market in williamstown?
The market right now in Williamstown is an 11.4 month inventory of single family homes. That means that if no other homes were on the market, that it would take 11.4 months for everyth ... more
0 votes Share Flag Mon Oct 31, 2011 Market Conditions in 08094
John Clidy, Real Estate Pro in Sewell, NJ
John Clidy answered:
How long do you have to wait to sell your home if you received a making home affordable loan modification?
Hi Shannon,
There is no waiting period on selling your home. I would love to help you out. I will give you a free analysis of your home and discuss the different marketing stratagies ... more
0 votes Share Flag Wed May 18, 2011 Home Selling in 08094
Kim Thomas, Real Estate Pro in Voorhees, NJ
Kim Thomas answered:
What does it mean when you offer full price and then ask for 10,000 back to the buyer in closing costs??
If the buyer is asking for an amount back, they are asking for seller contributions or concessions to cover all or a portion of the buyer's closing costs. It is ultimately up to the se ... more
1 vote Share Flag Fri Jun 19, 2009 Home Buying in 08094
Marc Paolella…, Real Estate Pro in Succasunna, NJ
Marc Paolella, Relo Director answered:
2 REOs sold for 235,000 & 250,000 in last 9 mths. I want to bid 240,000 in same dev. Original for all 400,000.
Brenda,

If the the home you want to bid on is not an REO, then you are not going to be able to get it for the same price. REO properties typically are in bad condition and need a ton ... more
0 votes Share Flag Tue May 12, 2009 Foreclosure in 08094
J R, Real Estate Pro in New York, NY
J R answered:
If a house is a bank owned foreclosure property can I still bid lower on the foreclosure price listed?
Determine the market value of the property and make whatever offer you like. All cash is the strongest offer. Don't expect to lowball the bank and finance 90% and have your offer accept ... more
0 votes Share Flag Mon May 11, 2009 Foreclosure in 08094
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