Hello HC,
The 411 on Bayonne is that over the last 15 years the town has an 78% appreciation and offers an encouraging outlook for home-buyers and sellers. Excellent alternative for Staten Island residence that work in New Jersey, location and town development speak for it self since 1998...
Zabriskie Avenue is located in the Bergen Point District of Downtown Bayonne, which displays suburban neighborhood located near the Bayonne Bridge and participates with the blue ribbon Henry Harris School Zone.
I'm excited to share with you that I have one of the top 5 listing in Bayonne, which is located on Zabriskie Avenue. Â Please see my remarks on the property to get an idea of how desirable the neighborhood is.
Unparalleled Luxury priced to sell... this will not last... 5 large bedrooms, 3 full baths, 2 kitchens, wood burning fireplace, central air, 3 zone heating, central vacuum system, intercom system,in-ground heated pool, security system with cameras, 1 car garage, total square footage of living space equals 3,512 sq-ft, on three lots of land, one of which is build-able. Tax appeal filed for 2013 has a pending status.
It was my please contacting, responding to you, feel free to contact me with any other question or concerns with your real estate wants and needs. If you would like shoot me over your email and I'd be happy to send you listings that may interest you, based upon your criteria.
Truly,
Jeffrey V. Lee
Weichert Realtors Bayonne
(C) 201-218-3254 (Direct Number)
(E) j.lee@weichert.com
(W) bundle-of-rights.com... more
Thanks everyone.
I just wanted to make sure the website was authentic.
At the moment we are not sure where to move. We are looking at different areas of northern jersey.
Mainly a place where everybody is not on top of each other. Good schools, good commuting distance to NYC and affordable prices.
We have about 6 months until our lease expires and thought we start looking a little early.... more
There are many business models out there, from FSBO's, to minimal-flat-fee-put-you-on-the-MLS models, all the way up to luxury listing models.
There really is no standard commission structure, as the fee varies dramatically, sometimes even within the same office, dependent on what services are being offered, and the agent's/agency's cost of business.
In the next 5-10 years, I think there will be many new business models (both high end and low end), including some models that we haven't even thought of yet.... more
Well, you pay the architect, and you work out the "when" with them.
Before you start, you need to have a good reason to believe that the finished project will appraise, otherwise, the architect's fee is money down the drain.... more
I dont think there is a correct answer to this question. Both have their pluses and minuses but in my Opinion Mortgage brokers are easier to deal with. They meet with you personally and are easier to get a hold of when you, your agent, or your lawyer has a question during the deal. I find that with bigger banks its more of a mystery who you are dealing with and their rates are not even beter, Worse more often than not.
You still have to do your homework and shop around a bit because some brokers can do beter deals than others for you!
If you would like more details or contact info from some great mortgage brokers feel free to contact me.
Have a great day
Aaron... more
We do these loans every day! Watch the video below to find out more. Best of luck. Feel free to reach out to me.
Watch this short video to learn more.
http://realestatemarbles.com/jscordova/2011/04/08/nj-1st-time-homebuyer-grant-money-live-where-you-work-grant-money/
Joseph S. Cordova NMLS# 146855
www.joecordova.com
Lincoln Mortgage Company
direct fax: (206) 333-0946
cell: (856) 304-2381... more
J,
I am a loan officer who specializes in this trye of programs, mainly the NJHMFA Smart Start. Please call me for further info.
Lisa Kulick-Olszowy
Residential Home Mortgage
53 Frontage Rd. Suite 200
Hampton, NJ 08827
C 201-805-6438
F201-632-8989
lolszowy@rhmcloan.com
NMLS#290504... more
Getting a loan on a condo is a problem these days as lenders shy away from them. I am guessing that the Realtor knows this or knows it is a tough sale, but there is never a good reason to be rude. They likely know it will take a cash buyer who will buy it as-is and they might be frustrated with the listing. There is probably not going to be a way around the cash only part if lenders won't lend on it. You might try contacting the listing agents broker or another agent to see if they can better explain the situation to you.... more
If you need your agent and he/she is not returning your calls, do contact the broker owner or office manger of the realty company and express all your concerns. What is your attorney suggesting as to the missing seller--is there a power of attorney with an attorney or the other party, etc., without many details, you may wish to consult with your attorney, he/she is your best source of advice.... more
First, take the great advice already given and get a real estate attorney.
Second, do NOT give the landlord any money until you see the short sale approval from the bank and, then, only give the money to the closing agent to be transferred at the time the transaction is completed.... more
Marion,
You do not have to disclose to the buyer that you are selling your sister's home and your relationship to her. You only have to disclose that you are or your sister is a realtor if it is actually the realtor's home that you are selling. Meaning, If I were to list my own home being a realtor I would have to disclose that I am the seller an a licensed realtor. If I were to list my sibling's home and sell it for her I do not need to disclose our relationship.
Ron SImone Jr.
All Towne Realty
Realtor/Associate
732-978-0991 Cell
732-453-2930 Private
RSJ58@aol.com
NJAR Circle of Excellence: Bronze Producer 2005 Silver Producer 2006-2009
Top 1% in sales of over 16,000 Union,Hudson,Essex,Bergen & Middlesex County agents in 2006 & 2009
"A referral of your friends & family is the finest compliment I could ever receive"... more
I would strongly advise you to obtain the assistance of an attorney. Full disclosure - I am an attorney specializing in real estate transactions, including closings. That said, find a professional to help you in in this process. While my firm welcomes every new client, I urge you to do your homework and find an attorney that's right now you and your situation.... more
Get an idea of what is going on.. not that I have an answer as to why...
http://retirementliving.com/RLtaxes.html
Tax Burden By State
If all other things are equal, a state with a lower burden is a more attractive place to retire than a state with a higher one. To get a true sense of which state is less expensive, you need to look at state and local tax burdens. Only then do the low tax states stand out.
It is estimated by the Tax Foundation that the nation as a whole will pay on average 9.7% of its income in state and local taxes in 2008, down from 9.9% in 2007 primarily because income grew faster than tax collections between 2007 and 2008.
New Jersey residents paid 11.8%, topping the charts. New Yorkers were close behind, paying 11.7%, and Connecticut was third at 11.1%. The top 10 were rounded out by Maryland (10.8%), Hawaii (10.6%), California (10.5%), Ohio (10.4%). Vermont (10.3%), Wisconsin (10.2%) and Rhode Island (10.2%).
Property Taxes
Taxes on land and the buildings on it are the biggest source of revenue for local governments. They are not imposed by states but by the tens of thousands of cities, townships, counties, school districts and other assessing jurisdictions.
Property Taxes by County
New data released by the Census Bureau shows that over a three-year period (2005 - 2007) taxes paid by homeowners in New York and New Jersey counties were the highest while several Louisiana parishes paid the least. This information is based on the data from the Census Bureau's American Community Survey which now includes three-year averages for places where the population is greater than 20,000.... more
If your budget allows for $250K and the houses you seek are in a range from $250K to $299K then you shouldn't have a problem finding something that a seller will accept your offer. Probably not going to get a home in that higher price range for the lower price but you do have room to negotiate.
Also what is your time frame to move? Are you currently renting, do you have a lease? When does it need to be renewed?
All this matters if you are also to consider short sale properties or of you should avoid them because they take significantly longer to close.... more
I have a lot of experience with first time buyers in Bayonne. Proximity to Mass transit is not an issue in many places in this City. I wrote an article on the buying process. Please feel free to contact me if I can assist your friend.
the 9 Steps to Home Ownership
Step - 1 Make the Decision to Buy
It seems obvious, but it's good to note that the first step to buying a house is making the decision to buy. Consider the reasons you want a new house and write them down. Determine how long you want to live in the new house - does buying still make good financial sense? Can you afford a house that will meet your list of requirements? A good rule of thumb is your mortgage payment should not exceed 1/3 of your net monthly income.
Step 2 - Seek Professional Guidance
I'd like to schedule a time to meet with you to hear the reasons you want to buy a house and your plans for the future. We'll talk about neighborhoods, schools, economic factors liable to affect the market today and tomorrow, as well as how you would like your house and neighborhood to grow with you.
At this time, I will also help you get pre-qualified for a mortgage loan. Pre-qualification is a written statement from a loan officer indicating his or her opinion that you will be approved for a mortgage loan up to a certain amount. The fact that you are pre-qualified will help us when we are negotiating the deal.
Step 3 - Begin the Hunt
After our initial meeting, I'll search all my resources for houses on the market that fit your criteria. I'll preview these houses to eliminate the duds. Then, I'll schedule appointments to tour the houses at times convenient to you.
As we tour houses, I'll point out positive features and negative features. I'll ask you to tell me what you like and what you don't like. You'll probably amend your "wish list" as we tour houses, some things will become more important and others less important. With this new information, I'll refine our search criteria to narrow in on the house of your dreams.
Step 4 - Know the Market
My knowledge of the local market is an essential factor in the house search. I'll let you know when the market in a particular neighborhood is "hot" and requires immediate action or when the market is "cool" and allows for thoughtful consideration.
As we tour houses, I'll let you know when the asking price has negotiating room and when the house is "priced to sell". My unique market knowledge will keep you a step ahead of the "house hunting competition".
In a "seller's market". It is not unusual to see multiple offers on a property, full-price offers and even above-price offers. On the flip side, during a "buyer's market" there are more houses for sale than buyers. This gives us more negotiating room as houses are taking longer to sell.
Step 5 - Find Your Dream House
I'm confident we'll find your dream house. When we do, I'll put together the purchase offer tailored for your needs including appropriate contingencies (such as obtaining financing, favorable home inspection, clear title, etc.).
The offer is normally presented with "earnest money". This is a cash deposit made to a home seller to secure an offer to buy the property. The amount is applied to closing costs. If the seller accepts the offer, generally closing is held 30 to 60 days from the offer date (generally dependent on the turn around time of your mortgage financing).
Step 6 - Negotiate the Deal
It is not uncommon to receive a counter offer when the initial purchase offer is submitted. Don't let this discourage you. We will discuss the counter offer and decide whether or not to accept the counter offer, submit our own counter offer, or reject the counter offer and move on.
Market conditions will play a role in how aggressively we negotiate the deal. We will also work within your limits. Emotions can lead to buyer's remorse. It is better to set limits prior to negotiating an offer and stick to these limits.
Step 7 - Get a Loan
During the closing period, you will be working with your mortgage lender to close the loan. Since you pre-qualified for the loan before starting your home search, you will be that much closer to the end. I'll gather the necessary property information your lender will need to close the loan.
Step 8 - Close the Deal
You will receive a "Good Faith Estimate" of closing costs at the time the loan application is submitted to the lender. The estimate is based on the loan officer's past experience and may not include all the closing costs. I will be glad to review the "Good Faith Estimate," answering questions and highlighting missing costs and estimates I believe to be low.
Step 9 - Move In
Congratulations! It's time to move into your new house and make it your home. Enjoy this exciting time. I'll give you a checklist to help you remember the numerous details that will make your moving day a pleasure.
Looking to Buy?... more
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