I can't speak about soil conditions elsewhere, but here I have never heard anyone say that a properly constructed septic had a set lifetime. If the tank is metal, that could be the case. There have not been many metal septics installed in the last 40-50 years;most are concrete.
The dye test is of limited use, but go ahead and do it. If you see the dye on the surface, you will then be positive you have a problem. There could be things wrong that a dye test won't show. The best way of course is to dig up the septic and the leachfield, which would be unduly expensive and could destroy a perfectly good leachfield in the process. The owner would probably not allow that; I wouldn't. This is an expense you should bear yourself and that is the customary way it is handled. Most home inspections include a septic dye test. It would be harder for a buyer to trust someone paid by the seller to inspect anything, a bit of conflict of interest potential.... more
You've now received a wide variety of opinions and most of them good. I think your agent may be uncomfortable with your request, however, without knowing the whole situation, it is hard to say.
I do not agree with the comment on foreclosure "as is". It states that, but in many cases, they will work with you on certain issues. Your agent should include these in your search and should be able to negotiate on your behalf to get it done if there are issues.
In defense of your agent, I can say that many buyers think that they have bargaining power to the point where they call the shots and low ball on the price and that is simply not the case. In most instances, the mortgage holder has exhausted all other efforts to sell the home and is listed as low as they want to go. That said, you are still able to negotiate price, repairs etc.
Windsor is a very convienant location if you work in nearby towns. A small town feel with many community activiites, sports, arts and shopping. If you need information on schools then refer the to town main site at http://www.townofwindsorct.com/... more
I am a connecticut resident, who has lived in NY for the past 15 years. I grew up in Windsor and have recently returned. I AM NOT a realtor
As some of the realtors point out, you can find a "deal" in any town right now depending your needs, desires and what you will compromise on. For instance, if public school education is HUGE on your list, it may affect which towns you include/exclude from your search. You will need to investigate the school systems as well as the current trend of suburban students attending magnet schools in Hartford. (That last fact may minimize your need to limit towns).
There are many older homes in established communities, such as windsor, CT for sale. They range in price from $150K for a 1950's 2br room in need up updating to 2700+ square ft. 4 br. homes built after 2000 that go up to $450K. There are also brand new "hi-end" townhouse & freestanding condos available at the Country Walk at Windsor. I live there and if "affordable" ($325-$360k) condo is what you seek, try there.
As far as slightly older homes, some are move in ready, some need updating. There are many listing depending on your need.
The town settled in 1633 is remarkably middle class. No real pockets of great wealth (i.e net wealth over $1,5 mil, nor any projects. But should do your research. http://www.townofwindsorct.com/
Bloomfield is similarly situated, and is closer to the more affluent town of W. Hartford. However finding a nicer 2000+ sq. ft home in Bloomfield will mean that you have to be further from Hartford. Windsor is very convenient due to the Major highway that runs through it. (You can still get a very very rural feeling home within 3 min of the highway and 20 min of Hartford).
I mentioned W. Hartford. It is a much wealthier and larger town than windsor. It has pluses and minuses. i.e. i would imagine that the public school system is ranked higher than Windsor or Bloomfield (but you should check this out on your own). It has a population of 60K versus windsor 22K. As a result, there is a downtown with many good reasturants as well as several grocery stores (including two whole foods). That said, real estate if generally far more expensive, even though similar older homes (across town) will still often need upgrading or come with same maintenance cost. Check the mil rate (property taxes) as they differ between towns.
There many factors...so it is hard to give you more information with knowing your needs. I have a friend who scored big time. He purchased a 1958 2br/2ba cape in W. Hartford for $202K with a great yard. It was a great deal because the house was in pristine condition considering its age and least expensive surrounding homes (expect 1 with lazy neighbors) is valued above $300K. The point is that finding some thing that is a good market value will require effort (and if you are not from here), an honest friend that knows the area or hopefully a decent realtor who knows all the towns in the area well, and who will be brutally honest about each and every listing that they show you. (I freely admit that my knowledge of towns on the east side of the Ct River is limited).