03051 : Questions & Answers

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Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Can I borrow money from my parents to pay off my current FHA loan to get 80% equity to qualify for a credit union refinance?
If it is a gift than yes, if it is a loan you will need to disclose it to be within the law and they would have to assess if you could afford to pay it back within their stated ratios. ... more
0 votes Share Flag Tue May 28, 2013 Financing in 03051
Virginia Gre…, Real Estate Pro in Hudson, NH
Virginia Gregory answered:
1 year after we did a short sale and looking for options. I pay 2000 a month rent and have credit score over 700 and my wife's score is over 740.
Typically it takes two years to buy a home with financing after going through a short sale. I haven't heard of a company willing to do it before then. If the seller is willing to work w ... more
0 votes Share Flag Mon Nov 5, 2012 Financing in 03051
Virginia Gre…, Real Estate Pro in Hudson, NH
Virginia Gregory answered:
Do I need to set up an association if I live in a condex?
There should be documentation on file with the registry of deeds and may be referenced in your deed. Typically it is an agreement with the other half of the condex. You need this docume ... more
0 votes Share Flag Mon Apr 2, 2012 Home Insurance in 03051
Scott McCaul…, Real Estate Pro in Portsmouth, NH
Scott McCauley answered:
Can I refinance a 80/20 with my parents taking a second mortgage on their property?
80/20's are very hard to come by these days. Sounds like a FHA 203K Loan might be something good to check into. It is also called a Renovation Loan. But don't let that term ... more
0 votes Share Flag Thu Dec 29, 2011 Financing in 03051
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
how much has the housing market taken a hit in Hudson NH 03051?
Richard on average home prices have fallen 24%. There are alot of variables though, some towns, neighbrohoods and styles have been more or less affected. The biggest variable is conditi ... more
0 votes Share Flag Mon Mar 30, 2009 Market Conditions in 03051
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