Home Buying in 02895 : Questions & Answers

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John Repoza, Real Estate Pro in Rhode Island
John Repoza answered:
60 day late on car payment 12 m ago due to insurance claim. PIF. Will this disqualify me from FHA. 670 FICO
You should sit down with a local lender and go over your situation. FHA and conventional mortgage
allow for certain late payments with a valid reason that can be documented.
0 votes Share Flag Thu Mar 6, 2014 Home Buying in 02895
Sonia Gervaz…, Real Estate Pro in Rhode Island
Sonia Gervazio ABR SFR CDPE answered:
Since B of A has changed its process on how they do short sales have realtors seen any improvements on the timeline?
Years ago I had a short sale contract with Bank of America for one year. Buyer loved the house; he waited and is currently happy at home. Now, while every file is treated as case by c ... more
0 votes Share Flag Fri Jan 31, 2014 Home Buying in 02895
The DiSpirito…, Real Estate Pro in East Greenwich, RI
The DiSpirito Team answered:
I have a 670 FICO and just paid $7000 in CC debt. Will FICO increase by how much next month?
You might want to contact a mortgage professional. Sometimes if you pay off bad debt, it will adversely effect your credit. i.e. if you had a credit card that was delinquent for 3 years ... more
0 votes Share Flag Mon Dec 23, 2013 Home Buying in 02895
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