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1,633
Invstnlfp, Home Buyer in New York, NY
Invstnlfp answered:
with a 595 credit score and my wife has a 790 credit score but i make the income can we qualify for a home loan
I am licensed to write mortgages in 31 states, I work for a direct lender in the mortgage industry who offers conventional, FHA, VA, and USDA loans. We keep your info private not broker ... more
0 votes Share Flag Wed Feb 10, 2016 Credit Score in Milwaukee
Jonathan Lah…, Real Estate Pro in Potomac, MD
Jonathan Lahey of The Lahey Group answered:
what qualifies as a quality lead for renting apartments using trulias program?
I Guess Trulia program only helps us buyer and seller to communicate best advertise with our properties. Leads can be said to your choice which one with you want to qualify . Thanks
0 votes Share Flag Tue Feb 9, 2016 Credit Score in New York
Jeff Nobleza, Real Estate Pro in Evanston, IL
Jeff Nobleza answered:
Can I lease an apartment with a bankruptcy?
It is definitely possible to lease just based on what you have stated. Truth be told some landlords may hold your bankruptcy against you while others may be a little bit more forgiving. ... more
0 votes Share Flag Tue Feb 9, 2016 Credit Score in 60626
Kathy Burgre…, Home Owner in Westchester, NY
Kathy Burgreen answered:
Can you find a nice apartment in Bayonne,Nj with a bad credit score?
If you're renting, landlords do require credit checks and can reject you based on credit & financial. So it's worth it for you to stay where you are & eliminate your debts and improve ... more
0 votes Share Flag Sun Feb 7, 2016 Credit Score
Derek Jones, Real Estate Pro in Fair Oaks, CA
Derek Jones answered:
Will shopping around for low mortgage rate affect my credit report and score?
It does affect you but not that much. Most people shop around when looking for a mortgage and they anticipate that. Make sure when shopping for a mortgage to not only compare rates but ... more
0 votes Share Flag Fri Feb 5, 2016 Credit Score in Roseville
Jan3619, Home Buyer in New York, NY
Jan3619 answered:
looking to rent a home asap but we have bad credit any recommendations ?
AS LONG AS YOU DO NOT HAVE EVICTIONS THERE ARE SOME LANDLORDS WHO WILL WORK WITH YOU. SOMETIMES EVEN WITH A SCORE IN THE MID 500 RANGE(WHICH IS VERY POOR) CAN BE ENOUGH TO GET YOUR FOO ... more
0 votes Share Flag Thu Feb 4, 2016 Credit Score in 77089
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
Will getting pre-approved for a mortgage loan effect my credit score negatively?
Cfarrar,
You don't really have a choice. If you want to buy a home you need to get preapproved. An inquiry does not drop you that many points and a series of them close together from ... more
0 votes Share Flag Wed Feb 3, 2016 Credit Score
Danielle Sha…, Renter in 19141
Danielle Shapiro asked:
I'm looking for a 2 bedroom but bad credit HELP! I have bad credit, but no evictions, I make enough to afford it, but my fiancee and i are running into issues because we both have bad credit because of our student loans, but we are working…
0 votes Share Flag Wed Feb 3, 2016 Credit Score
Susie Kay, Real Estate Pro in Dallas, TX
Susie Kay answered:
Minimum credit score
It varied by lender. Some may have manual underwriting that allow a lower credit score if you meet other criteria. I would suggest that you contact a lender and find out or work with a ... more
0 votes Share Flag Wed Feb 3, 2016 Credit Score in Houston
Tammy Lamore…, Renter in 02360
Tammy Lamoreux asked:
I want to rent a 1-2BR hme/apt 1000-1500 a mnth, earn 3x's rnt but credit poor-fair (585-601) exc. ref.& 0 debt/ incme ratio. Any1 going 2 rent 2 me? Ideally I want a stand alone property with two bedrooms close to pond, lake, and/or the ocean with a somewhat modern kitchen bath and a patio or deck. I receive SSDI each month (due to…
0 votes Share Flag Wed Feb 3, 2016 Credit Score in Plymouth
Kaquanastapl…, Renter in New York, NY
Kaquanastapleton answered:
Need to rent a house in Houston, We have bad credit at 500 and bad rental history, do we have an impossible situation?
I am 30 years with a fiance and 5 children, I am looking for a 4 bedroom home. I had a apartment before but we were all packed in it. My credit is 540 or lower so I need help with findi ... more
0 votes Share Flag Tue Feb 2, 2016 Credit Score in Houston
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
what if my credit score is poor like 300 can i still get a house?
Mkehi,
If that is an accurate credit score, then no. The first thing you need to do is get your credit straightened out. Pay all your bills on time, pay down any and all your balanc ... more
0 votes Share Flag Sun Jan 31, 2016 Credit Score in Victorville
Tganaden21, Home Buyer in Winter Springs, FL
Tganaden21 answered:
Is it possible to get a non-FHA loan with a poor credit score (600) ?
Hi my name is Tyler I'm looking to get a first time home buyer loan I have a credit score of 600 I was wondering know if it is possible to get a loan with that kind of credit score
0 votes Share Flag Sun Jan 31, 2016 Credit Score in 32708
Susie Kay, Real Estate Pro in Dallas, TX
Susie Kay answered:
My former spouse's credit is affecting my credit score. Is there any way to delete his credit from mine?
Pamb,

I would suggest that you work with a lender or credit repair company to assist you. Not only can they answer how long it will affect you but they can also help you increase you ... more
0 votes Share Flag Fri Jan 29, 2016 Credit Score in 75090
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
Closed accounts
If they are yours, you can not. They stay 7 to 10 years. If they are not yours, you need to dispute them with the credit bureau
0 votes Share Flag Thu Jan 28, 2016 Credit Score in Tennessee
Worleygig50, Home Buyer in New York, NY
Worleygig50 asked:
Refinancing to lower payments I have question about the credit sites on Internet, I have been going through credit karma and otherz and check it regularly only to find out, that when I get a credit check for a…
0 votes Share Flag Thu Jan 28, 2016 Credit Score in Idaho
Mark.bramlet…, Home Owner in Henderson, NV
Mark.bramlette asked:
How can I correct an error in my record for credit score? I have paid a loan off but the agencies say I have no record of even having had a loan. I have no current or outstanding loans of any kind, specifically no mortgage on owner-occupied house, with credit cards paid in full each month, automatically.
0 votes Share Flag Thu Jan 28, 2016 Credit Score in 17050
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