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Tony Vega, Both Buyer and Seller in Irvine, CA
Tony Vega asked:
Can someone tell me anything about Laguna Village.? I'm looking at units there and they are lovely but someone told me the HOA board is crooked and there is black mold in all the units....is this true?
0 votes Share Flag Wed Aug 26, 2015 Home Buying in Laguna Hills
Steph_garibay, Renter in Sacramento, CA
Steph_garibay asked:
looking to buy a home with bad credit. I've paid alot of my collections but of course that doesnt matter and still stays on my report. Anyone out there think I have chance or think they can help? or know anyone who can help?...
0 votes Share Flag Mon Aug 24, 2015 Home Buying in Sacramento
Nana, Home Buyer in Texas
Nana asked:
My credit scores presently are 595, 612 and 643. would I qualify for any FHA, homepath, homepath reno? ... scores are per mycreditkeeper.com. There is a recent medical report on credit report
0 votes Share Flag Sun Aug 23, 2015 Home Buying in 78503
Lolarose, Home Owner in Orlando, FL
Lolarose asked:
US Bank Home Mortgage denied me twice for a loan modification. What are some other options? My husband and I split but I have paid the mortgage faithfully. It is with US B ... hotline and they called US bank with me on the line, butI was still denied. I called FHA and they assigned ...
0 votes Share Flag Thu Aug 20, 2015 Foreclosure in Orlando
Amy Eyre, Home Buyer in 19711
Amy Eyre asked:
I am from Delaware. If my credit score is between 670 and 700 and I am a first time home buyer are there any federal or state programs that I may qualify for and what kind of mortgage rate would I be looking at? Also, I heard that if you pay more points at settlement you can lower your interes...
0 votes Share Flag Wed Aug 19, 2015 Home Buying in 19711
Outsicktoday, Both Buyer and Seller in Victorville, CA
Outsicktoday asked:
Will Bank of America agree to a Short Refi on my mortgage , any help out there ? I live in Southern California, $100,000 upside down on a $227,000 mortgage, no second, great credit, good income, stuck in a ARM for 8 more years. Thinking of just walking away and qua...
0 votes Share Flag Mon Aug 17, 2015 Financing in Victorville
Ms.Lopez, Home Buyer in Los Angeles, CA
Ms.Lopez asked:
Can I get a loan approval through a different lender, although I am 2 weeks passed my escrow closed date? I am currently in Escrow, and 2 weeks past what was supposed to be a 30 day escrow, and cannot close my loan. Can I try to get a loan approval through another lender, without risking lo...
0 votes Share Flag Sat Aug 15, 2015 Home Buying in Los Angeles
E R, Home Buyer in Orlando, FL
E R asked:
How long after a foreclosure does someone need to wait until someone can get a "conventional" mortgage? How long after a foreclosure does someone need to wait until someone can get a "conventional" mortgage? I heard it is 7 years but I read different things online. Thank you in advance ...
0 votes Share Flag Fri Aug 14, 2015 Home Buying in Houston
Monica, Home Buyer in Cicero, IL
Monica asked:
My husband and I would like to buy our first home! What are the requirements? Help please My husband and I are tired of renting and have decided to purchase our first home. But really confused in what the requirements are.. We both work he's been working at the same job for ...
0 votes Share Flag Fri Aug 7, 2015 Home Buying in 60804
Curtis Russe…, Home Buyer in Atlanta, GA
Curtis Russell-Kozik asked:
FHA 3.5% vs Conventional loan w/ 3% down payment Prior to becoming informed about the home buying process, I was under the impres ... way to take advantage of the lowest down payment amount, FHA was the only way to go. Now, after ...
0 votes Share Flag Wed Aug 5, 2015 Home Buying in 30306
Jb, Home Buyer in San Ramon, CA
Jb asked:
Is it smart to work with 2 different lenders side by side when getting a new home loan? I know each lender has to run the credit report and order an appraisal but are there any other issues/costs that I need to be concerned about? The worst case scenario according to my re...
0 votes Share Flag Wed Jul 29, 2015 Financing in San Ramon
SanFran, Home Buyer in Broomfield, CO
SanFran asked:
Question on Mortgage Insurance and Upfront MIP on FHA So I am reading confusing articles on these.FHA needs 3.5% down. Then I have to pay 1.75% Upfront MIP = @$3 ...
0 votes Share Flag Fri Jul 24, 2015 Financing in Denver
Pkpk, Home Buyer in Atlanta, GA
Pkpk asked:
How do I find homes on the market that have assumable mortgages? ATLANTA, GA
I would like to start looking for a home in the Atlanta area next month. I am interested in a property that has an assumable mortgage requiring 10k or less in order to assu...
0 votes Share Flag Thu Jul 23, 2015 Home Buying in 30341
Colleen Chal…, Renter in Eureka, CA
Colleen Chalmers asked:
is it advisable to rent a home first, as you search for a home to buy? I am planning to relocate. I have never bought a home before, and hope to be able to purchase in Eureka preferably. My friend purchased a Craftsman w/ no down payment, on B street about 2 years ago. I love Eureka...
0 votes Share Flag Thu Jul 23, 2015 Home Buying in Eureka
Bruce, Home Buyer in Woodland Hills, CA
Bruce asked:
FHA loan with 3% down payment. So why do will still need to come up with a PMI (20% down payment)? Can you please explain to me how a FHA loan works? I though with a FHA loan you need just to come up with 3 ...
0 votes Share Flag Thu Jul 23, 2015 Home Buying in Woodland Hills
Matt, Home Buyer in 32258
Matt asked:
Should an FHA appraisal differ greatly from that of a conventional loan? My appraisal came in $20K < aski ... price. I assume one of the following cases: a) It was a cash purchase, no need ... and the large difference in interest rates (nearly 1% point) we will have to pay on our future home ...
0 votes Share Flag Wed Jul 22, 2015 Home Buying in 32258
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