What Is Included In Closing Costs All Locations : Advice

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Steph_garibay, Renter in Sacramento, CA
Steph_garibay asked:
looking to buy a home with bad credit. I've paid alot of my collections but of course that doesnt matter and still stays on my report. Anyone out there think I have chance or think they can help? or know anyone who can help?...
0 votes Share Flag Tue Jul 28, 2015 Home Buying in Sacramento
Jandims8, Home Buyer in Sacramento, CA
Jandims8 asked:
Loan after short sale We completed a short sale 13 months ago due to a job transfer. Our credit has no ... we were in the 800's and are now in the 670-700 range. I have been told lenders will consider a loan ...
0 votes Share Flag Tue Jul 28, 2015 Financing in 95818
Juhi, Home Buyer in San Jose, CA
Juhi asked:
I'm a buyer and my real estate agent gave me a portion of her commission. S ... 1098 recently. Is this taxable? ... I bought a home from a builder and my real estate agent gave me part of her comm ... , she just sent me a 1098 for it. Is this taxable? BTW, this was not on the HUD statement. ...
0 votes Share Flag Mon Jul 27, 2015 Home Buying in 95141
Gary C., Home Seller in Acton, CA
Gary C. asked:
After offering to pay all closing costs, is it reasonable for my buyer's loan agent to present a bill fo ... loan? I'm selling my family home in Bellflower 90706. I'm not in a hur ... received an offer that asked for a bit too much back in costs, so I countered. I offered to pay ALL ...
0 votes Share Flag Fri Jul 24, 2015 Home Selling in 90706
Pkpk, Home Buyer in Atlanta, GA
Pkpk asked:
How do I find homes on the market that have assumable mortgages? ATLANTA, GAI would like to start looking for a home in the Atlanta area next month. I am intereste ...
0 votes Share Flag Thu Jul 23, 2015 Home Buying in 30341
Andrew  Paci…, Real Estate Pro in 37934
Andrew Pacillo asked:
I have recently inquired on the FHA 203K rehab Loan. Anybody have recent experience with one that has closed? I think this type loan would be Ideal for forclosed homes in need of repair. Is this what the program i ...
0 votes Share Flag Thu Jul 23, 2015 Financing in Tennessee
Sandra Fidoe, Home Buyer in 75068
Sandra Fidoe asked:
Can a FHA purchase agreement addendum be added to the contract one week before closing? if we (the sellers) ... The appraisal on our property has been completed (we have no idea what it has been appraised at) and we a ...
0 votes Share Flag Wed Jul 22, 2015 Home Selling in Texas
Kristine, Home Buyer in Mobile, AL
Kristine asked:
Finds out FHA loan denied the day of closing We were pre-approved for an fha loan by our lender. 2 weeks prior to closing, l ... lender is MIA the rest of that day and essentially told us the closing day that FHA underwriters denied ...
0 votes Share Flag Wed Jul 22, 2015 Home Buying in Houston
Mcarrasco408, Home Buyer in Pasadena, CA
Mcarrasco408 asked:
FHA loan with 4.5 % interest rate, but 6.88% APR? This doesn't seem right. Can someone please help with explanation? I'm in contract to purchase a condo however the builder has required that w ... preferred lender in order to receive any type of closing cost credit. We received the estimated TIL ...
0 votes Share Flag Wed Jul 22, 2015 Home Buying in Pasadena
pangea845, Home Buyer in 60611
pangea845 asked:
could i buy a multi-family up to 3-4 units with an fha mortgage and only have to qualify for the portion which would be my primary residence? it was explained to me that the rental income from the other units offsets the the total mortgage amount therefor allowing me to purchase a building that would be #1 greater than my pr...
0 votes Share Flag Wed Jul 22, 2015 Financing in 89130
Deon Johnson, Home Buyer in 60653
Deon Johnson asked:
Is the FHA 203K consultant paid out of pocket for all inspections or is it included in the loan? I am in the process of seeking a FHA 203K loan. I wanted to know are all of the ... amount of the consultant fees are included in the escrow set aside for the rehab process. ...
0 votes Share Flag Wed Jul 22, 2015 Home Buying in 21771
Meghan, Home Buyer in 20724
Meghan asked:
FHA 203K - 3.5% down? Any fees for low down payment? We are looking at buying a fixer-upper in Maryland. I've been reading about the ... - is this still true in the current market? Are there any penalties for putting such a low down ...
0 votes Share Flag Wed Jul 22, 2015 Financing in 21771
Tom, Home Buyer in 07646
Tom asked:
Is there anyway to convert a 203K loan to a conventional loan or remove the PMI insurance? I purchased a foreclosure utilzing a 203K streamline loan. As interest rates ar ... work is done. The bank that is servicing my loan can not commit to any dates and I expect in might ...
0 votes Share Flag Wed Jul 22, 2015 Financing in 07646
Novella Henry, Real Estate Pro in Ellicott City, MD
Novella Henry asked:
Can a buyer using a fha loan buy a short sale?
0 votes Share Flag Wed Jul 22, 2015 Home Buying
Anonymous, Other/Just Looking in Miami Beach, FL
Anonymous asked:
I am a fairly new real estate agent and need help.. I recently got my license, activated it and got my MLX lots of money invested.. ... brokerage that supposedly has one of the best training's out there but all they have told me is to send ...
0 votes Share Flag Tue Jul 21, 2015 Agent2Agent in 33187
Patricia, Renter in 32811
Patricia asked:
what are the requirements for getting an FHA loan and approx. how much is needed for a down payment? we are relocating from Ohio and i would like to try to buy in the Winter Park, Oveido or Baldwin Park area ...
0 votes Share Flag Mon Jul 20, 2015 Home Buying in 32828
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