Should I Float My Mortgage Rate All Locations : Advice

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Jb, Home Buyer in San Ramon, CA
Jb asked:
Is it smart to work with 2 different lenders side by side when getting a new home loan? I know each lender has to run the credit report and order an appraisal but are t ... .Also if I lock my rate with one of the lenders do I have any obligation to get my loan funded from them ...
0 votes Share Flag Wed Jul 29, 2015 Financing in San Ramon
lilygamez10, Home Buyer in Cypress, TX
lilygamez10 asked:
16 Day Countdown -No locked interest, no confirmation on closing date. Hello, 1st home buyer here. I'm also typing this on my phone so please excu ... submitted my bank statements and check stubs 2 weeks ago. Should I be concerned? Is this normal? ...
0 votes Share Flag Sat Jul 25, 2015 Home Buying in Houston
Jane, Home Buyer in Greenwood Village, CO
Jane asked:
How can I track daily FHA rates? I have signed to buy a townhome and was preapproved for a FHA loan, but I'm not ... lender is giving me the best rate possible. Are there mortgage lenders that email you daily rates? Or a ...
0 votes Share Flag Wed Jul 22, 2015 Home Buying in 80111
John, Home Buyer in Boston, MA
John asked:
Could someone explain how the interest rates on a 203k loan are decided? Does the broker determine them based on credit score and other factors? Does the broker have freedom to raise or lower them as he/she wishes or is there a formula that calculates them based on credit, down payment, etc?
0 votes Share Flag Wed Jul 22, 2015 Home Buying in Boston
Weinerdog, Home Buyer in 55407
Weinerdog asked:
Unfortunately, my wife lost her job, our house is going to foreclosure. Can we get a new mortgage loan if w ... We couldn't make payments on my income alone.We tried a short sale-no buyers. I know most banks won ...
0 votes Share Flag Fri Jul 10, 2015 Home Buying in 55407
Ariel, Renter in Webster Groves, MO
Ariel asked:
Which area can have great school/at least 8-10 ranking (from elementary - high school) below $200,000 budget? I work at Collinsville (now I live in Richmond heights) and looking for the house within 25 minutes driving.I ...
0 votes Share Flag Thu Apr 30, 2015 Home Buying in 63119
zorba, Home Buyer in Montclair, NJ
zorba asked:
Speak to me of Montclair's magnet system / schooling options! My family is starting to look at house-hunting in Montclair and other NJ towns. Among the many things th ...
0 votes Share Flag Thu Apr 23, 2015 General Area in Montclair
Shayna, Home Buyer in Dallas County, TX
Shayna asked:
My real estate agent sucks. I'm overwhelmed with the loan process. I assume down payment and closing c ... The bank stated my closing will be $9000. I assumed $9000 was my 5% down payment & closing cost. I have a ...
0 votes Share Flag Thu Apr 2, 2015 Home Buying in 75002
Hope, Home Buyer in Houston, TX
Hope asked:
Can I get approved for a mortgage? and lock in a low rate for 6 months becuase my home is being built?
0 votes Share Flag Thu Oct 23, 2014 Home Buying
Aanand.neeth…, Home Buyer in New York, NY
Aanand.neethirajan asked:
Is there a definite need to get builder committment letter from a bank when ... house which will be closed 10 months from now. If i ... sign and if the rates change do i have a chance or am i locked in the rate mentioned in builder committme ...
0 votes Share Flag Sun Oct 12, 2014 Home Buying
Annette Lawr…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence asked:
Movement Mortgage has offered my buyer a 'floating lock' with a $1,000 lock fee. Ever hear of a 'Floating ... Fine print refers to market rate at time of commitment.
0 votes Share Flag Sat Sep 27, 2014 Home Buying
marcoslbc,  in Long Beach, CA
marcoslbc asked:
Which way is their to get a low interest rate.
0 votes Share Flag Mon Mar 17, 2014 Home Buying in Long Beach
Mic, Home Buyer in 95404
Mic asked:
Will the market in Santa Rosa, CA, open up? The market in Santa Rosa, CA, seems very slow right now. Nothing much new in our ... are the market trends? Should we push our budget to get a more expensive house now, or wait it out? ...
0 votes Share Flag Mon Dec 16, 2013 Home Buying in 95404
Nina, Home Buyer in Midland, TX
Nina asked:
Too early to for a pre-approval letter? My husband and I are wanting to get into a popular community, and we are told to get on the waiting list NOW ...
0 votes Share Flag Wed Oct 23, 2013 Home Buying in 79705
Curtis Russe…, Home Buyer in Atlanta, GA
Curtis Russell-Kozik asked:
How to Choose the "right" Mortgage Lender? My partner and I have been doing our homework as we prepare to embark on our first home buying experienc ...
0 votes Share Flag Wed Oct 9, 2013 Financing in Atlanta
Frank, Home Buyer in Los Angeles, CA
Frank asked:
If my loan rate is already locked, would it still possible for me to change it? Assuming the escrow has not started yet. Can I still change the loan rate of the mortgage? Thanks for any f ...
0 votes Share Flag Thu Sep 26, 2013 Financing in Los Angeles
juleem13, Home Buyer in Chicago, IL
juleem13 asked:
Questions about pre-approval I'm confused about the pre-approval process and when to shop for lenders. I unde ... important to get pre-approval before shopping for homes but here are my questions (I'm in IL): 1. I have ...
0 votes Share Flag Fri Aug 2, 2013 Financing in Dupage County
First Time B…, Home Buyer in Setauket, NY
First Time Buyer asked:
What exactly is a mortgage commitment letter? And once I obtain one, am I obligated to go with that lender?
0 votes Share Flag Tue Jan 13, 2015 Financing in 11755
Ray S, Home Buyer in Houston, TX
Ray S asked:
Negotiating interest rate after rate lock ? hii all, i am in process of buying a house. its is under construction and my clo ... for end of this month....I have locked my rate at 5.25 with 1.37 (30 yrs fixed loan) points with bank ...
0 votes Share Flag Mon Jul 1, 2013 Home Buying in Houston
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