Second Lien Foreclosure All Locations : Advice

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Brandy, Home Buyer in Union City, CA
Brandy asked:
Who's responsibility to pay unpaid property tax for a short sale house? Im buying a short sale house, but there is a $3800 unpaid property tax and the seller doesnt want to pay it. Their agent asked us to pay. Is it possible that we wont get the house if we...
0 votes Share Flag Yesterday at 2:52pm Home Buying in 94587
Sarah, Home Buyer in
Sarah asked:
We foreclosed in 2007. Can Real time Resolutions go after us for the 2nd mortgage balance? Can they ask for ALL of our financial info to settle? I feel nervous about giving Real Time Resolutions ALL of our financial info such as tax returns, pay stubs, all banking info. We would love to settle this debt. In November they sent us...
0 votes Share Flag Mon Jul 20, 2015 Foreclosure in 85284
jackjameswhe…, Home Buyer in 01432
jackjameswheels asked:
I am 52, on SSDI and raising a 12 year old solo. Are there HUD or other government programs that will help me to buy a home? I am still able to do a lot of small chore and have a lot of friends who are contractors. I would love to find a HUD approved or similar that I could afford to get into instead of tryin...
0 votes Share Flag Sun Jul 19, 2015 Home Buying in 27540
leanne, Home Buyer in West Chester, PA
leanne asked:
How does deed in lieu work if there are two mortgages? filed chapter 7 almost three years ago and we are considering walking away from our mortgages. We did not reaffirm either loan.
0 votes Share Flag Sat Jul 18, 2015 Foreclosure in 92592
Laurie Manny, Real Estate Pro in Long Beach, CA
Laurie Manny asked:
Explain Hard Money
0 votes Share Flag Thu Jul 9, 2015 Foreclosure in Long Beach
DEREK DEAN, Home Buyer in Tampa, FL
How safe is it to buy from a REO auction.? I have been researching the REO auctions and I tend to favor this way of buying ... my research point to these advantages.1. The may have already paid off the 2nd mortgage, HOA lien ...
0 votes Share Flag Fri Jun 26, 2015 Home Buying in Tampa
Minjeong Kang, Home Buyer in Sacramento, CA
Minjeong Kang asked:
Is Electronic Signature Possible for Offer Submission? Hi, my realtor insists that I have to print out all the offer documents that he prepares for me and sign or write my initials, and scan them back to him as email attachments. This proc...
0 votes Share Flag Tue Jun 23, 2015 Home Buying in 95819
Jm Bern, Other/Just Looking in 90403
Jm Bern asked:
Do I have to pay the HOA fees, after foreclosure and after bank has placed property for sale? Who owns cond ... I foreclosed on my condo last year in June. The property was placed on public sale and later postponed, by the bank, due governments programs to help home owners losing their home. I ...
0 votes Share Flag Wed Jun 17, 2015 Foreclosure in 90403
The Goad Team…, Real Estate Pro in Winston-Salem, NC
The Goad Team, GRI, e-Pro, SFR asked:
Real Estate Auction "Scams", are they going on in other markets besides Las Vegas? There has been a trend developing in Las Vegas, NV of Real Estate auctions, that in my opinion are a "scam". What is presented to perspecitve buyers is that a property, or properties, a...
0 votes Share Flag Sat Jun 13, 2015 Foreclosure
Sandra, Home Buyer in 97229
Sandra asked:
I'm a buyer of short sale approved by Bank Of America (Equator), inspection is done but appraisal came short of listing price. Appraisal report has been sent back to investor. I want to know
1. How much time does it take to hear back from investor
2.What if we don't hear anything close to the 'closing date' spec...
0 votes Share Flag Wed Jun 10, 2015 Home Selling in 97229
renysa, Home Buyer in Los Angeles, CA
renysa asked:
Paying out of HUD-1 in short sale - Is it legal? We have been asked to pay $20 000 to second lien in addition to $6 000 that the 1st lender is paying th ...
0 votes Share Flag Tue May 26, 2015 Home Buying in Los Angeles
Mr.P, Other/Just Looking in Arizona
Mr.P asked:
What percentage of Short Sales Actually close in your Area? What percentage of Short Sales Actually close in your Area?
How to answer.
in Arizona it is my opinion that 2 out of 10 close. Therefore the other 8 go to a trustee auction
0 votes Share Flag Wed May 20, 2015 Foreclosure in USA
Beth, Home Buyer in 92126
Beth asked:
How often can I use my VA loan benefit?
0 votes Share Flag Mon May 18, 2015 Home Buying in 92121
Ecinga, Home Buyer in Atlanta, GA
Ecinga asked:
Cash vs. financing: I am putting in an offer on a foreclosed property (REO) and know that another offer is on the table. The other interested party didn't know about us when he made the offer, and we don't really know details of the offer other than it is likely below asking. We plan to offer a...
0 votes Share Flag Mon May 11, 2015 Foreclosure in Atlanta
Arizala13, Home Buyer in Houston, TX
Arizala13 asked:
What are some downsides to putting down less than 20%? I would be able to do 10%, but 20% I would have to wait longer. I have good credit and am looking to get a house in the area North of North 45 and beltway 8. The houses I am looking at are around 130,000. Should I just wait till I have 20% ?
0 votes Share Flag Fri Apr 10, 2015 Home Buying in Houston
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