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Bob Sanders, Home Buyer in Chicago, IL
Bob Sanders asked:
Can I switch lenders after putting in an offer? We are considering putting in an offer on a short sale. We can get a letter or ... will be able to close before the rate I have locked in expires. So here is my question. Say the lock ...
0 votes Share Flag Thu Apr 7, 2016 Financing in 60622
Jonathan Fong…, Home Buyer in San Diego, CA
Jonathan Fong asked:
Big Bank vs. Local Lender? Hello, my wife an I are first time home buyers. We're looking for a SFH in the ... provided great service. However, the rate that we're getting from the local lender is on the high end ...
0 votes Share Flag Tue Mar 29, 2016 Home Buying in San Diego
Colin Philli…, Renter in 22801
Colin Phillips asked:
I'm closing and wont close in time and they want to charge me for an extension fee, what can I do to dis ... The seller is in a bind and needs to sell and they're quoting me a 0.25% ch ... union for this extension. I put 20% down and I feel like they're just nickel and diming at this ...
0 votes Share Flag Sun Mar 13, 2016 Home Buying in 22801
Miya, Home Buyer in Warren, MI
Miya asked:
It's closing day, and Quicken Loans has not approved our mortgage. What to do? I signed a purchase agreement (subjected to mortgage approval), and had a set cl ... mortgage after the lock rate date, thus, resulting in higher interest rates. What to do? The specialists in ...
0 votes Share Flag Wed Mar 9, 2016 Financing in Warren
Buyer Nyc, Home Buyer in New York, NY
Buyer Nyc asked:
Has anyone experienced delays closing with Wells Fargo or Chase in NY in 2012? I'm trying to decide between Wells Fargo and Chase for my first mortgage. For both I am going direct to the bank and not through a mortgage broker. About a year ago I heard that ...
0 votes Share Flag Thu Mar 3, 2016 Home Buying in New York
Leia, Home Buyer in Baltimore, MD
Leia asked:
Is there legal recourse against a bank for not meeting a closing date through no fault of the borrower? I was due to close on my home purchase on November 12, 2012. I cooperated fully with all requests from my future mortgage lender, and responded to all of their requests in a speedily ma...
0 votes Share Flag Tue Sep 8, 2015 Home Buying in 21215
skip, Home Owner in Basking Ridge, NJ
skip asked:
sellers missed closing date due to inspection repairs, resulting in $2k in mortgage rate lock extension ... We're buying our first house. Seller accepted our offer in February. We agreed ... afford to cover the $2k rate lock extension. We cannot justify spending an additional $2k, due to the ...
0 votes Share Flag Mon Jun 15, 2015 Home Buying in 07920
Frustrated B…, Home Buyer in South Glastonbury, CT
Frustrated Buyer asked:
What happens when a seller delays closing because of a title issue and causes th ... rate lock? No "time is of the essence" clause. ... The house is in CT, owned by a relocation company since 9/14. Relocation compan ... easement from Town to access driveway. This delayed closing. We lost our rate lock and can seek an ...
0 votes Share Flag Thu Apr 16, 2015 Home Buying in 06033
mojdeh.jh, Home Buyer in Irvine, CA
mojdeh.jh asked:
Our loan has been approved but we have not yet removed the loan contingency. Do we loose our earnest money if we cancel? Our loan has been approved but we have not yet removed the loan contingency. Jus ... and now he needs 2.25 points for the same rate!! I really want to cancel the whole think, is it ...
0 votes Share Flag Sun Mar 29, 2015 Home Buying in Irvine
Pat Baker, Real Estate Pro in Needham, MA
Pat Baker asked:
What happens when a buyer is about to close on a property, you are now at the final walk through and the seller has not done the agreed repairs? What are the buyer's/buyer's attorney options this late in the game? Go forward with the closing on the property and the attorney holds back a specified amount of money in es...
0 votes Share Flag Fri Mar 20, 2015 Home Buying in 02492
nachyaonline, Home Buyer in Culver City, CA
nachyaonline asked:
Lender mistake on interest rate, what can I do? We are in escrow for 2 months, the lender has taken 6 weeks to complete their pr ... the lender to lock the interest rate 2 months ago but the lock expired after 45 days and I am now ...
0 votes Share Flag Mon Mar 16, 2015 Home Buying in 90025
Janeydnt3, Home Buyer in 11720
Janeydnt3 asked:
SONYMA Extension refused I was given a lock in rate of 100 days on November 18, 2010. In the second week ... my lock in rate. My attorney requested an extension for the rate and was denied. I am livid with the ...
0 votes Share Flag Tue Dec 30, 2014 Financing in 11720
Pq, Home Buyer in 95051
Pq asked:
Can Bank of America close a loan in 30 days? I was told that they cannot, is it true? We have been preapproved by Bank of America. Recently my agent refers us a private lender and scares us by saying that BOA cannot close a loan in 30 days. We do not want to lose our d...
0 votes Share Flag Thu Dec 18, 2014 Financing in 95051
allsecure2010, Home Buyer in Geneva, OH
allsecure2010 asked:
Mistake by Realtor W found out today our Realtor did not read our signed contract properly. Our ori ... his request for extension have messed up the whole deal? Or is it possible they just ignored it ...
0 votes Share Flag Sun Nov 30, 2014 Home Buying in Ohio
Bkmanuel, Home Buyer in Lawton, OK
Bkmanuel asked:
We are in the process of buying a home, and 4 days before closing a title issue was discovered that will delay closing by three weeks which is past our rate lock. The sellers agent offered to pay the loan extension fee and to allow us to live in the home ...
0 votes Share Flag Tue Jul 29, 2014 Home Buying in 73505
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