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Tom, Home Buyer in Mesa, AZ
Tom asked:
I need about a $30,000 loan can you still get a long term loan or are there limits on how long a loan can be at a lower price? I have heard that condo's have to be paid in cash if under a certain amount of money and want to know if it was true.
0 votes Share Flag Fri Jul 24, 2015 Financing in Arizona
Genuine, Real Estate Pro in 33301
Genuine asked:
Can condo questionnaire come before appraisal? I am being told that currently, even if a condo association has FHA approval, that the questionnaire is still required, and worse, that this can only be done after all the income docs a...
0 votes Share Flag Wed Jul 22, 2015 Financing in 33301
Cheryl Kenne…, Renter in Chicago, IL
Cheryl Kennedy asked:
I have a Credit Score of 615, and I am looking for loan and a home or condo? Can anyone help me with for real? information/resources to finally get a home in Chicago, IL?
0 votes Share Flag Mon Jul 20, 2015 Home Buying in Chicago
Avmhome, Home Buyer in Grant County, OR
Avmhome asked:
Ideas? Berm home w/o "recent" appraisal comps (that are berms), Oregon, owners are desperate to sell, we have money, but no one will finance! Berm = part of home covered by earth. The appraisal came in $40k higher than the selling price of $182k, but there are no recent Berm home sales in the area within the past yea...
0 votes Share Flag Sun Jul 19, 2015 Financing in Grant County
Steph_garibay, Renter in Sacramento, CA
Steph_garibay asked:
looking to buy a home with bad credit. I've paid alot of my collections but of course that doesnt matter and still stays on my report. Anyone out there think I have chance or think they can help? or know anyone who can help?...
0 votes Share Flag Sat Jul 18, 2015 Home Buying in Sacramento
kperez, Home Buyer in Brea, CA
kperez asked:
Underwriter denies loan days before closing what can i do??????????????????????????????/ I am in the midst of my first home purchase, was pre-approved through our lender and now we are already late and had a extension for our close date and my lo is telling me that my loan ...
0 votes Share Flag Fri Jul 17, 2015 Home Buying in Brea
Weinerdog, Home Buyer in 55407
Weinerdog asked:
Unfortunately, my wife lost her job, our house is going to foreclosure. Can we get a new mortgage loan if we have 70% for downpayment? We couldn't make payments on my income alone.We tried a short sale-no buyers. I know most banks won't want to give us a loan anytime soon. What if we have a downpayment of 7...
0 votes Share Flag Fri Jul 10, 2015 Home Buying in 55407
Kyle, Home Owner in Dallas, TX
Kyle asked:
What is HARD MONEY? Who are Hard Money lenders? Let's say there are credit issues. Issues dealing with CC debt but no pay history issues, liens, or defaults. Just high debt that has always been serviced. Scores probably 700 .
0 votes Share Flag Thu Jul 9, 2015 Financing in Dallas
Shawn Sugend…, Home Buyer in Las Vegas, NV
Shawn Sugendran asked:
I am a Singapore Citizen who is looking to buy a property in Summerlin Las Vegas ... what kind of financing is available for me ? ... Please advise on whether a reserve is required and if yes how much. My budget is between 300,000 to 400,000USD. Cheers
0 votes Share Flag Fri Jul 3, 2015 Financing in 89123
Nema101516, Home Buyer in Oakland, CA
Nema101516 asked:
Is it better to take a lower offer with no contingencies or higher all cash offer that has inspection contingency? The lower offer is 360k and higher offer is 400k. Agent is pushing the lower offer saying there is no risk of buyer finding anything wrong during inspections and trying to renegotiate b...
0 votes Share Flag Sun Jun 28, 2015 Home Buying in 94610
JC, Home Buyer in Scottsdale, AZ
JC asked:
I would like to purchase a second home and rent out my first home. I would like to purchase a second home and rent out my first home. I have about 21% equity in the first home (based on a refinance appraisal from 2 months ago) and my middle fico score ...
0 votes Share Flag Thu Jun 18, 2015 Home Buying in Atlanta
Roundrockers, Home Buyer in Round Rock, TX
Roundrockers asked:
How does Owner Financing work in general? We are trying to pay off bills and save for a down payment but are concerned tha ... wondering if Owner Financing is a viable option and how the terms work.Thanks! ...
0 votes Share Flag Wed Jun 17, 2015 Financing in Round Rock
Hdb626, Home Buyer in Dallas, TX
Hdb626 asked:
I am miserable in the house I just purchased. What are my options? The house I purchased and currently living in I cannot consider a home. I do not feel comfortable when in this house. I purchased the house knowing there was a few minor updates that wo...
0 votes Share Flag Wed Jun 3, 2015 Home Selling in Fort Worth
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