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Nymets010, Home Buyer in 32082
Nymets010 asked:
Are there any USDA lenders that are flexible with credit scores? I have scores in the high 500's, but i have a perfect rent history that can ... supplemental credit, and almost 12 months of my car payment on time. I also have a fairly high income. Most ...
0 votes Share Flag Yesterday at 11:52am Financing in 32082
Betsyow, Home Buyer in Collingswood, NJ
Betsyow asked:
Finance timing. Is it best/ necessary to get preapproved for a mortgage before looking for a house?
0 votes Share Flag Mon Aug 22, 2016 Financing in Delaware
Blue Bayou, Home Buyer in Alexandria, LA
Blue Bayou asked:
Why is my "mattress money" CASH unacceptable as a down payment on a home? With the dream of purchasing a small house in mind, I have for decades deposited ... excellent credit score)Thanks in advance and I appreciate your professional input. ...
0 votes Share Flag Sun Aug 21, 2016 Home Buying in Alexandria
Tom, Home Buyer in Mesa, AZ
Tom asked:
I need about a $30,000 loan can you still get a long term loan or are there limits on how long a loan can be at a lower price? I have heard that condo's have to be paid in cash if under a certain amount of money and want to know i ...
0 votes Share Flag Wed Aug 17, 2016 Financing in Arizona
Vivian200014, Home Buyer in 27540
Vivian200014 asked:
how can a person on social security disability apply for a home? how to qualify for a first time home and on social security disability.
0 votes Share Flag Mon Aug 15, 2016 Home Buying in 27540
Melissa, Home Buyer in Saint Augustine, FL
Melissa asked:
Can a USDA loan buy a short sale or foreclosure home? If a home says FHA financing possible, does that qualify for USDA too? We were given the option of a USDA loan and an FHA but with 100% financing why not go with USDA if it sounds ...
0 votes Share Flag Mon Aug 15, 2016 Financing in 32092
Juliatrulia, Renter in 78749
Juliatrulia asked:
Does any realtor have any unique marketing strategies? They all seem to be the same - postcards, websites, newspaper ads. Anyone do something different? And don't tell me price - a low price is not marketing. How else do I make my hou...
0 votes Share Flag Fri Aug 12, 2016 Home Selling in 78749
Lalahony38, Renter in Milwaukee, WI
Lalahony38 asked:
Does Wells Fargo really approve loans with scores as low as 500? my husbands FICO is 670 mine is lower 570 due to OLD medical bills but I dont have any credit cards in ...
0 votes Share Flag Sat Aug 6, 2016 Credit Score in Milwaukee
Lisa, Other/Just Looking in Miami, FL
Lisa asked:
700 credit score but thinking of foreclosure and wondering how long will it take for my credit to recover? ... My 1/1,5 condo in NMB Fl was purchased for $137K in 2006 BUT the complex now has ... HOA fees at the start of 2009 .I hate to see my credit go in the toilet but I cant wrap my brain ...
0 votes Share Flag Sat Aug 6, 2016 Credit Score in Miami
Valerie1, Home Buyer in Baltimore County, MD
Valerie1 asked:
I received a commitment letter from Wells Fargo and they gave me a closing date of 4/27/11. They called me ... My mid score is 614 and they said the min was 600 for the program I was applying for. Any lenders out there ...
0 votes Share Flag Fri Aug 5, 2016 Home Buying in 21225
Jandims8, Home Buyer in Sacramento, CA
Jandims8 asked:
Loan after short sale We completed a short sale 13 months ago due to a job transfer. Our credit has not fully repaired as we were i ...
0 votes Share Flag Tue Jul 26, 2016 Financing in 95818
Leticia, Other/Just Looking in 07306
Leticia asked:
Are there any mortgage brokers doing 203K loans? How about 203K streamlined loans? I'm looking to buy a place that needs some repairs, but it's beyond my ... put down payment, closing costs and appliance purchases. My mortgage broker told me of 203K loans, but ...
0 votes Share Flag Tue Jul 26, 2016 Financing in 07306
Sandra, Home Buyer in Nashville, TN
Sandra asked:
Can anyone give me advice about the NACA.COM program? Is this a legit program for buying a home? The program is called Neighborhood Assistance Corporation of America, they help future home buyers purchase ...
0 votes Share Flag Tue Jul 12, 2016 Home Buying in 37207
molassesman_…, Home Seller in Chicago, IL
molassesman_mjw asked:
I need help finding a hard money lender in Chicago for a bridge loan on a residential property, a foreclosed 2-flat. Traditional financing is not available, property is not currently habitable, former owner removed kitchens and fixtures.
The loan amount would be between $150- $200k.
Most hard money le...
0 votes Share Flag Sat Jul 2, 2016 Financing in Chicago
Shannon Prov…, Home Buyer in Sacramento, CA
Shannon Proverbs asked:
Can first-time home buyers use co-signers for FHA loans? I am a young professional interested in buying her first home. I make about 48K ... need a 620 and 3.5% parents have something like a 750 credit score and have owned 4 homes ...
0 votes Share Flag Tue Jun 28, 2016 Home Buying in 95834
Jenkintown_f…, Home Buyer in Jenkintown, PA
Jenkintown_first_time Buyer asked:
Which comes first, getting a real estate agent or finding a mortgage lender? I will be a first-time home buyer. I am starting to read on the home buying process, but I do not yet get a clear picture as to which should come first in this process in general, getti...
0 votes Share Flag Sun Jun 26, 2016 Home Buying in Jenkintown
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