Locked Mortgage Rate No Close Penalty All Locations : Nationwide Real Estate Advice

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Home Owner, Home Owner in San Jose, CA
Home Owner asked:
What is the average commission fee for the real estate agent when you sell the home? Both the listing and the buyer's agent? Could you give me ballpark estimations?And is the rate different for each agent? Or about the same? ...
0 votes Share Flag Mon Apr 25, 2016 Home Selling in San Jose
Asker, Home Owner in 46033
Asker asked:
how soon can I refinance after buying a home? Bought a home last month and would like to refinance at a rate 50bps lower than ... which was locked in around 3/20 when it was relatively high. My current lender has no prepayment penalty ...
0 votes Share Flag Mon Mar 7, 2016 Home Buying in 46033
Jb, Home Buyer in San Ramon, CA
Jb asked:
Is it smart to work with 2 different lenders side by side when getting a new home loan? I know each lender has to run the credit report and order an appraisal but are t ... .Also if I lock my rate with one of the lenders do I have any obligation to get my loan funded from them ...
0 votes Share Flag Sun Feb 14, 2016 Financing in San Ramon
betgreen, Home Seller in Peoria, AZ
betgreen asked:
Am not happy with the realtor or broker. My contract runs until 3/20/15. Can I break it.? 1st problem being the lock boxes, twice realtors have not been able to get their key to work. 1st time they called me on my cell phone and we came home and let them in. 2nd time I may...
0 votes Share Flag Fri Nov 27, 2015 Home Selling in Arizona
Sirena, Home Buyer in Aurora, IL
Sirena asked:
We are looking to purchase a home using a VA loan. Can anyone explain the pros and cons to this? The places I have called give a uhh uhh answer. Does anyone know of a fair good knowlegeable lender?
0 votes Share Flag Wed May 13, 2015 Home Buying in Aurora
Rob, Home Buyer in Seattle, WA
Rob asked:
how does a lease-purchase work? what kind of deposit must I give the seller? is it harder to get financing? do i take care of the inspection and financing before signing the contract? definitely would appreciate a step-by-step outline. thanks!
0 votes Share Flag Mon Feb 10, 2014 Home Buying in Seattle
Jim Walsh, Home Buyer in Fort Lauderdale, FL
Jim Walsh asked:
Closing on a home in Lighthouse Point. Via an initial HUD statement learned of a 790.00 commission charged to me the buyer. A. This seems high..yes? B. while I pushed back the broker made it sound like this was critical compensation. Thoughts?
0 votes Share Flag Tue Nov 5, 2013 Home Buying in 33064
Shirley, Home Buyer in McKinney, TX
Shirley asked:
need to know if I am qualified to get loan now I lookup the McKinny properties especially 75070 and is really interesing to buy one. My status is
1. I will relocate there about at least 1 year later.
2. 75070 is the preferred area...
0 votes Share Flag Thu Jun 13, 2013 Home Buying in McKinney
Mater, Home Buyer in Berkeley, CA
Mater asked:
Any one used closeyourownloan.com? Has anyone had experience with closeyourownloan.com? The are quoting 5.0% with 0 discount point compared to 5.25% quoted by majority of lenders (BOA, wellsfargo, citi)
0 votes Share Flag Mon Apr 1, 2013 Financing in San Ramon
Bumi, Home Buyer in Plantation, FL
Bumi asked:
Buy or Rent a property in Houston, Tx Hello,

I am thinking about moving to the Houston area within the next 6-8 months. I used to live there when i went to college for a few years but since moved back to South Florida. I&#...
0 votes Share Flag Mon Mar 25, 2013 Home Buying in Houston
Tamara Cane, Home Buyer in Astoria, NY
Tamara Cane asked:
Proof needed to make an offer? Hi.. was curious if you can advice what proof I need to make an offer at a price I feel is comparable. I know there are CMA reports, but if nothing in my area sold recently I may not f...
0 votes Share Flag Sun Mar 17, 2013 Home Buying in Passaic
Nybrothers, Both Buyer and Seller in Massapequa, NY
Nybrothers asked:
Is there any real purpose in shopping for a mortgage? I've been told that they're all pretty much the same ... Looking to sell my house and also pre-approve for a new one. I met with a couple mortgage people, and they ...
0 votes Share Flag Sun Mar 17, 2013 Home Buying in Massapequa Park
mkerr, Home Buyer in Scarsdale, NY
mkerr asked:
Working with 2 mortgage brokers? I am working with two brokers to try to get a letter of commitment. I decided to go with one and now I feel that he doesn’t feel that there is any competition so the fees and rates a...
0 votes Share Flag Wed Dec 5, 2012 Home Buying in New York
Christina, Home Buyer in New York
Christina asked:
Can a seller back out of a contract? We are under contract to buy a house. We are supposed to close in a few weeks. The seller has been making ex ...
0 votes Share Flag Fri Jun 8, 2012 Home Buying in New York
Goldfish, Home Buyer in 95111
Goldfish asked:
Sellers not ready to move but our agent is telling us to sign the contract (Buying Short Sale in San Jose) After a year, we've finally found a house, paid for an assessment & app ... at a higher interest rate (or pay 200 something a week to extend it). Our agent is saying "sign ...
0 votes Share Flag Tue Mar 6, 2012 Home Buying in San Jose
Raj, Home Buyer in 98052
Raj asked:
if builder doesn't complete the house on time mentioned in contract then what are my options. if builder doesn't complete the house on time mentioned in contract then wh ... . i am already locked the loan rate for that time period ...
0 votes Share Flag Thu Jan 7, 2016 Home Buying in 98052
DS, Home Owner in Florida
DS asked:
closing docs not available for review until the same day of closing. closing will be at my house. If notary is used-how is questions handled? I'm currently refinancing with a broker. My loan started out as 125% LTV d ... closing. This all happened so quickly. Friday afternoon (1/7/2011), i was told the lender wants to close ...
0 votes Share Flag Sat Jan 15, 2011 Financing in Florida
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