Loan Qualifications All Locations : Nationwide Real Estate Advice

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Michelle, Home Buyer in San Jose, CA
Michelle asked:
We would love to buy a home but can't afford the down payment. What are our options? We are paying $2K /month in rent so are basically throwing money away, but can't afford to put down 20% on $700K (the avg house price in our area). We just don't know where to...
0 votes Share Flag Earlier today Home Buying in Santa Clara
Lhthai99, Home Buyer in Santa Clara, CA
Lhthai99 asked:
Hello, Is this a good time to buy and where? We are looking to buy a house in either Rivermark area in Santa Clara or Warm Springs in Fremont. Which one is a better community? We have 2 kids age 6 & 8.

Should we buy now or w...
0 votes Share Flag Yesterday at 5:40am Home Buying in 95054
BrooklyntoIs…, Home Buyer in New York
BrooklyntoIslandFirstTimers asked:
Does anyone have experience (good or bad) with NACA? One of my husbands' clients told him about NACA because he just got a house through them. We were wondering if anyone knew anything about them? I've looked at their website....
0 votes Share Flag Yesterday at 7:00am Home Buying in New York
Frggygrrl, Home Buyer in Phoenix, AZ
Frggygrrl asked:
How do I find an experienced 203k general contractor in phoenix az? I plan on using a 203K standard FHA loan and need a contractor to oversee the project. Preferably one that ...
0 votes Share Flag Tue Jul 26, 2016 Remodel & Renovate in Phoenix
Shannon Wils…, Other/Just Looking in Gretna, LA
Shannon Wilson asked:
To get approved for a 203k differs from getting approved for other home loans? What qualifies for either (e.g. Credit, income). Also if the house I was trying ... sold, can I buy another house with the loan? ...
0 votes Share Flag Tue Jul 26, 2016 Home Buying in New Orleans
Pghomehunt, Home Buyer in Prince George's County...
Pghomehunt asked:
203K contractor recommendation in PG County? Does anyone have a recommendation for a contractor that is knowledgeable and experienced in 203K renovation projects? We have a home under contract in Lanham, MD and will be getting it ...
0 votes Share Flag Tue Jul 26, 2016 Remodel & Renovate in Prince George's County
Robert Shuma…, Both Buyer and Seller in 75216
Robert Shumake asked:
Where do I find property deed information (owner names)?
0 votes Share Flag Tue Jul 26, 2016 Home Selling in 75216
Jandims8, Home Buyer in Sacramento, CA
Jandims8 asked:
Loan after short sale We completed a short sale 13 months ago due to a job transfer. Our credit has no ... we were in the 800's and are now in the 670-700 range. I have been told lenders will consider a loan ...
0 votes Share Flag Tue Jul 26, 2016 Financing in 95818
Peoplecanbe…, Home Buyer in Apple Valley, CA
Peoplecanbe Suchfools asked:
I need a wheelchair accessible house but my realtor has only shown me homes that I can't get into. I have my sister with me and she is able to go in to look around, but I refuse to buy a house unseen which is not accessible at all. It's a waste of my time and it's a no sale if the r...
0 votes Share Flag Tue Jul 26, 2016 Home Buying in 92308
 Galina, Real Estate Pro in NJ,
Galina asked:
FHA 203k loan Contractors in NJ I'm in the process of doing an FHA 203kloan on a property. I was looking for recommendations for contractors that are willing to work within the program. I appreciate any names peo...
0 votes Share Flag Tue Jul 26, 2016 Remodel & Renovate in New Jersey
Melanne, Home Buyer in Saint Louis, MO
Melanne asked:
203k general contractor recommendations? Another obstacle with the 203k process is finding a general contractor that can ... bids for the work to be done for a streamline but now are at a standstill between the loan process and ...
0 votes Share Flag Tue Jul 26, 2016 Home Buying in Saint Louis
Rob1, Home Buyer in Cleveland, OH
Rob1 asked:
Im am interested in getting an FHA 203k loan to purchase a two family. I know through wells fargo I can pro ... not for sure my credit is not perfect and although I am paying accounts off I st ... collections. can I still get a loan with a score of 615 or maybe 600? ...
0 votes Share Flag Tue Jul 26, 2016 Home Buying in Cleveland
nrmcghee0001, Renter in Houston, TX
nrmcghee0001 asked:
What do most rental owners do with military members who have a lower credit score? Since we have to pay or we get into trouble, is this considered a substitute for bad credit or are most places strict about it?
0 votes Share Flag Mon Jul 25, 2016 Credit Score in San Diego
Rtorano, Home Buyer in Albuquerque, NM
Rtorano asked:
Credit Report for clearing charge off I have one ding on credit report its a charge off reported only by Equifax any suggestions how to get rid of it? I'm also trying to purchase home through affordable housing.
0 votes Share Flag Mon Jul 25, 2016 Credit Score in San Diego
Jferraro50, Renter in San Diego, CA
Jferraro50 asked:
how do I apply for a home?
0 votes Share Flag Mon Jul 25, 2016 Credit Score in San Diego
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