Loan Modification Affect Credit All Locations : Advice

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Showing results for Loan Modification Affect Credit [Clear search]
leanne, Home Buyer in West Chester, PA
leanne asked:
How does deed in lieu work if there are two mortgages? filed chapter 7 almost three years ago and we are considering walking away from ... did not reaffirm either loan. ...
0 votes Share Flag Sat Jul 18, 2015 Foreclosure in 92592
Weinerdog, Home Buyer in 55407
Weinerdog asked:
Unfortunately, my wife lost her job, our house is going to foreclosure. Can we ... loan if we have 70% for downpayment? ... We couldn't make payments on my income alone.We tried a short sale-no buyer ... banks won't want to give us a loan anytime soon. What if we have a downpayment of 70%?? Coming ...
0 votes Share Flag Fri Jul 10, 2015 Home Buying in 55407
Debbie Jenks, Home Buyer in 34429
Debbie Jenks asked:
Which is better a foreclosure or a short sale?
0 votes Share Flag Tue May 26, 2015 Home Buying
Rgr, Home Buyer in San Francisco, CA
Rgr asked:
What resources are there for homowners who are behind on their mortgage payments? My brother in law rec'd a letter from the bank threatening foreclosure. Are there any organizations that provide advice and assistance in negotiating with banks? Do they need to hire ...
0 votes Share Flag Tue May 26, 2015 Foreclosure in 94114
Home Seeker, Other/Just Looking in Los Angeles, CA
Home Seeker asked:
Buy now or wait? We have been looking at houses in Silverlake and Los Feliz. I've been shocked how little inventory there is and how high prices still are. With interest rates eventually going up, ...
0 votes Share Flag Thu May 7, 2015 Home Buying in 90039
Pfdentist_03…, Home Buyer in Las Vegas, NV
Pfdentist_0307 asked:
Can we apply for loan modification while our house is for sale? Should we stop paying our mortgage until we ... Modification application while house is fir sale
0 votes Share Flag Mon Apr 6, 2015 Home Buying in 85053
Lynn Walk, Home Seller in 33020
Lynn Walk asked:
I have a home in Hollywood, FL that we want to sell it has gone to foreclosure and we are working with them in the loan modification department. How can I sell my home quickly? We are ready to leave South Florida f ...
0 votes Share Flag Thu Feb 26, 2015 Home Selling in 33020
Twin2jlb, Home Seller in 91355
Twin2jlb asked:
We are over $100,000 upside down on our mortgage and wondering if we would qualify for a short sale or if there is a better option? We are still current on our payments but have a lot of debt and we are on a very ... will a short sale affect our credit and when will we be able to buy a house again? ...
0 votes Share Flag Wed Mar 25, 2015 Home Selling in 91355
aelkins8621, Home Seller in 32226
aelkins8621 asked:
We are upside down on our mortgage. We are getting divorced and need to get out sooner rather than later. What are our options at this point? My husband and I purchased a house about 5 years ago on the Northeast side of Ja ... credit right now (his is in the excellent range and mine is in the very good range) and I would hate for ...
0 votes Share Flag Fri Jan 23, 2015 Home Selling in Jacksonville
djash01, Home Buyer in 89117
djash01 asked:
I want to get out of my house. I am looking for options. I owe 260K on the house. Adding the realtor fees, the sale price should be $275K ... sale since it affects the credit.2.I don't want to do seller financing since it is complicated ...
0 votes Share Flag Thu Dec 4, 2014 Home Selling in Las Vegas
Kingsha, Home Buyer in West Palm Beach, FL
Kingsha asked:
Underwater and want to sell in order to purchase another home I would like to sell my townhouse and purchase a home. However, I'm under water in my loan. How can ...
0 votes Share Flag Sun Nov 30, 2014 Home Selling in West Palm Beach
Ptrlaz, Other/Just Looking in 85257
Ptrlaz asked:
If my ex-husband files bankruptcy what happens to the loan and house? The mortgage loan is solely in his na ... The Mortgage (Wells Fargo) is solely in his name. If he files BK will the bank work with me?

If he does file bankruptcy his intent would be to file BK specifically on the home loans. ...
0 votes Share Flag Wed Oct 15, 2014 Foreclosure in 85257
Mark Antonow…, Real Estate Pro in Phoenix, AZ
Mark Antonowsky asked:
Who is the Best Short Sale Processing Company?
0 votes Share Flag Fri Sep 12, 2014 Foreclosure in Phoenix
d-lcrawford, Home Seller in Seattle, WA
d-lcrawford asked:
We put our house on the market a month and a half ago. After lowering the price just once, our agent wants to change to a short sale. Must we comply? It is scheduled for a foreclosure sale in less than two months. We'd rather live our lives in peace until then and let the bank take the darn thing back at this point.
0 votes Share Flag Mon Aug 18, 2014 Home Selling in 22304
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