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First Time Home Buyer Credit With Co Signer

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  1.  
    Co-signer for first time home buyer?
    It is very difficult for a person that already owns a property to co-sign for ... financial files, credit scores, debt ratio, employment history. If all else fails request for co-signer ... Read more
    Answered Tue Dec 1 2009, 12:03 by Tracey Martin, Home Buying in Salinas
  2.  
    Tax credit and co-signer
    Nope. If either person on the note has owned in the last three, it nullifies. ... ... not because a co-signer home owner is involved, but because you were previously married when a home was owned ... Read more
    Answered Tue Jun 23 2009, 20:28 by Bo Kociuba, Financing in Detroit
  3.  
    can a first time home buyer qualify for the tax credit with a co-signer if the co-signer owns a home? ...
    The short answer is yes if the buyer qualifies but always check with your tax ... .. if the co-signer has to sign the HUD1, then most likely you cannot get the tax credit under those conditions ... Read more
    Answered Sat Dec 19 2009, 08:48 by Danny T Thompson, Home Buying in 19047
  4.  
    $8000 tax credit and a co-signer?
    Dan - You have until Novemeber 30, 2009 to close on the home to qualify. ... ,The first time home buyer tax credit will apply to you as long as you are on the loan and title and file ... Read more
    Answered Wed Aug 5 2009, 06:37 by Kathy Gentner, Home Buying in 19047
  5.  
    can a first time home buyer qualify for the tax credit with a co-signer if the co-signer owns a home? ...
    Not sure. Best left to a loan officer. Sharon Harris
    That would be a ... ; the question is home ownership. So if the co-signer isn't on the deed, then (not tax advice here: check with a ... Read more
    Answered Sun Jul 5 2009, 10:09 by Kathy Gentner, Home Buying in 19047
  6.  
    my son is first time home buyer and i am co signer for him my husband and i bought a home will be ...
    Hi LInda,If you are on the deed and the mortgage he might only qualify for ... home and take advantage of this great time to buy and the tax credit! Kudos to all of you ... Read more
    Answered Fri Jun 26 2009, 12:56 by Keith Sorem, Home Buying
  7.  
    I have Question to apply for mortgages separately.
    Buyer,There are a few ways to look at this. But it all comes down to ho ... ,000 Tax Credit - http://www.fhaloansfhamortgages.com/8-000-first-time-home-buyers-tax-credit ... Read more
    Answered Mon Jul 20 2009, 16:26 by Yanni raz, Financing in 07306
  8.  
    Will we need a co-signer?
    Adam, according to my preferred lender, the minimum credit score necessary for a ... information on the tax credit of 2009 for First Time home buyers, please visit my blog and read this article ... Read more
    Answered Tue Feb 24 2009, 06:12 by Joetta Fort, Home Buying in 80223
  9.  
    Would a first time home buyer still qualify for the tax credit if he had a co-signer? -chris
    Chris,Good question, you should contact a tax advisor or IRS. Here is ... with and create a buying strategy and narrow your search which will save you time and money. Tax Credit ... Read more
    Answered Wed Oct 7 2009, 08:27 by Chris Capps, Home Buying in South Carolina
  10.  
    Would a first time home buyer still qualify for the tax credit if he had a co-signer? -chris
    That depends on the co-borrowers situation. All borrowers cannot own a home in the last 3 years. Bryce ... Read more
    Answered Tue Oct 6 2009, 23:28 by Mack McCoy, Home Buying in South Carolina
  11.  
    Buying a condo with a co signer, would i still get the $8000 tax credit.
    Adam,Our recommendation is to consult this very helpful website. ...
    I am closing on a condo next week for a young man who has his parents as his co-signers and he ... Read more
    Answered Wed May 27 2009, 12:22 by Arnold Camps, Home Buying in 98188
  12.  
    URGENT: If someone with bad credit finds a property, could they have a "ghost" co-signer?
    This is a question best asked of an attorney if I ever saw one. Besides, if ... no problem going behind his present wife's back to co-sign a mortgage note... I have a good feeling ... Read more
    Answered Sun Jul 12 2009, 13:29 by Wa Macdonald, Home Buying in Camp Hill
  13.  
    Can I buy a home in my name with my parents co-signing and receiving the first time home buyer tax credit? ...
    Ross,Great question for your CPA or real estate attorney. They would be ... if we are informed and up to date.Tanya Weeks 303-462-3421 Brian and Rita Burke - Kenna and Co ... Read more
    Answered Tue Feb 10 2009, 10:28 by Mark Kinslow Ii, Home Buying in Fort Collins
  14.  
    I'm a first time home buyer with decent credit but a debt to income ratio that is too high to qualif ...
    hi.........getting someone else as a buyer that would live in the home with you would not be a co-signer, they ... Read more
    Answered Thu Jul 9 2009, 11:22 by Tom Burris, Home Buying in Texas
  15.  
    I am trying to buy my first home. I have a credit score of 720, and 20% to put down on the house. The ...
    Gabe, Your credit score is really good and 20% is fabulous!You may buy ... at your income, debt, etc. Sooner the better, as the $8,000 First Time Home Buyer tax credit ends November ... Read more
  16.  
    I am looking at buying my first home. ?s on co-signers
    Hi Crawford,You will be both responsible for the home incase something ... , they will go after your father. Just as important, you may not qualify for the "First Time Home Buyer" credit ... Read more
    Answered Wed Jun 3 2009, 09:37 by Chris Covalle MBA, CPA, Market Conditions in St Charles
  17.  
    Will I still be eligible for the 8k tax credit if I have a co-signer?
    Hi Jennifer,How are you? First, you would have to be considered a First- ... still take the tax credit even if your co-signer is not a first time buyer. Here is some information ... Read more
    Answered Wed Aug 5 2009, 06:44 by carolrealtr, Home Buying in Philadelphia
  18.  
    I am "co-signer" of my sis' home loan. Am I still qualified for first time home buyer if ...
    That's correct! If you aren't claiming the benefit from her ... spouse qualifies for the first-time home buyer tax credit. However, unmarried joint purchasers may ... Read more
  19.  
    1st time home buyer. Strong credit, strong co-signer if needed because of debt-income ratio. How do I start? ...
    Mz. Cohen,If you don't know where you want to buy a home, then the firs ... realtor that will do a free buyer's consultation with you and give you a first time home buyer's package ... Read more
    Answered Mon Sep 21 2009, 17:45 by Dorene Slavitz, Home Buying in Los Angeles
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