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qfos, Home Buyer in Fremont, CA
qfos asked:
20% down or 203K Loan - which one to choose? We are in the process of buying a house (our offer has been accepted, but sale hasn't closed). The house needs some work. Our options at this point are:

1) put 20% down and get a 203K ...
0 votes Share Flag Tue May 5, 2015 Home Buying in Fremont
Vpmsara, Home Buyer in Orange, CA
Vpmsara asked:
Is it worth refinancing an April'13 initiated 30 yrs fixed FHA loan @ 3.75% interest rate plus $610/- PM ... PMI? I bought this home in May 2013 for $650,000/- on a 30 years fixed FHA @ 3.75% interest rate plus $610 ...
0 votes Share Flag Wed Apr 29, 2015 Financing in 90064
Mj, Home Owner in Phoenix, AZ
Mj asked:
Refinancing to get rid of PMI (and get a lower rate)? In Oct 2009 I bought a house for $126,500 with a 5% rate on my FHA mortgage. I had less than 20% to put down ...
0 votes Share Flag Wed Oct 2, 2013 Financing in Phoenix
Krishna, Home Buyer in Edison, NJ
Krishna asked:
With a credit score of 694, is the FHA my only option? Can put down 10% for 300k house including closing costs. How much would the mort ... ? How costly is FHA when compared to the conventional loan considering the insurance?Thanks a ...
0 votes Share Flag Thu Feb 24, 2011 Financing in Bergen County
Misty, Home Buyer in Sacramento, CA
Misty asked:
Is the FHA Upfront Mortgage Insurance Premium financed in my loan tax deductible? I am aware that MIP is tax deductible at least until 2010, however, I am curious if 1) the upfront Mortgage ...
0 votes Share Flag Tue Dec 28, 2010 Home Buying in Sacramento
Kathy, Home Buyer in 75070
Kathy asked:
I'm a 1st time home buyer and will put 5% as down payment. I have already been approved for a loan from Bank of America (BOA). They did not tell me anything about PMI. Now, I'm reconsidering to get 2 loans instead of 1 from BOA to avoid PMI. Is it too late to get this 2nd loan. I'm not able to talk to my loan o...
0 votes Share Flag Fri Sep 11, 2009 Home Buying in 75002
Jay, Home Buyer in 94538
Jay asked:
Are 80-10-10 piggyback loans still commonly available? Looking for lenders that offer the 80-10-10 piggyback loans. I am a first time home buyer and have great credit (730 ). Hope to hear from those who may have taken out such loans lately ...
0 votes Share Flag Tue Sep 1, 2009 Financing in 94538
Bart, Home Buyer in 94538
Bart asked:
5% down conventional loan to buy a 4 plex, owner occupant? Can anyone tell me where I can get a 5% down conventional loan to buy a 4 plex, ... don’t want an FHA loan. ...
0 votes Share Flag Fri May 29, 2009 Financing in 94538
Dave C., Home Buyer in Burlingame, CA
Dave C. asked:
Financing: Comments on the mortage market (SF, CA)? Local bank rec's? Hello folks,

My wife and I are looking to buy in San Francisco (we currently rent in Burlingame). Her credit is over 800, mine is in the 790s. We have a small-but-decent decent chunk f...
0 votes Share Flag Fri May 2, 2008 Financing in San Francisco, CA
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