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Is it smart to work with 2 different lenders side by side when getting a new home loan? I know each lender has to run the credit report and order an appraisal but are there any other issues/costs that I need to be concerned about? The worst case scenario according to my re...
0 votes Share Flag Wed Nov 11, 2015 Financing in San Ramon
Where can I get a home equity loan at 90% LTV for an owner occupied home in Southern California? Anyone know of lenders who will do this? Thanks for any help.
0 votes Share Flag Fri Nov 6, 2015 Financing in 90019
what are the requirements for getting an FHA loan and approx. how much is needed for a down payment? we are relocating from Ohio and i would like to try to buy in the Winter Park, O ... rented. Who is best to talk to about the FHA or low/no down pymt loans? ...
0 votes Share Flag Wed Sep 16, 2015 Home Buying in 32828
What are the disadvantages on an FHA loan? I have been getting advice to check out FHA loans. I am a first time buyer looking to purchase a multi-fam ...
0 votes Share Flag Fri Jul 24, 2015 Financing in Jersey City
Question on Mortgage Insurance and Upfront MIP on FHA So I am reading confusing articles on these.FHA needs 3.5% down. Then I have to pay 1.75% Upfront MIP = @$3 ...
0 votes Share Flag Fri Jul 24, 2015 Financing in Denver
After offering to pay all closing costs, is it reasonable for my buyer's lo ... a bill for $13,497 for underwriting a $348K FHA ... loan? I'm selling my family home in Bellflower 90706. I'm not in a hur ... ;s credit scores, they both offered to write the 4.75% 30yr FHA loan for ~$1300 appraisal. So I ...
0 votes Share Flag Fri Jul 24, 2015 Home Selling in 90706
Do most new home builders accept FHA financing? I have been pre-approved for an FHA loan and would really lo ... This will be my first home. I have heard that not everyone accepts FHA loans. Do most new home builders ...
0 votes Share Flag Wed Jul 22, 2015 Financing in Jacksonville
I understand that FHA loans requires sellers to pay many of the buyers closing costs items. Is that so today? ... Person, approved for FHA loan wants to purchase my house, and, as the seller, I'm concerned I will be requir ...
0 votes Share Flag Wed Jul 22, 2015 Home Selling in Jonesboro
FHA loan with 4.5 % interest rate, but 6.88% APR? This doesn't seem right. Can someone please help with ... I'm in contract to purchase a condo however the builder has required that we use their preferred lender in order to receive any type of closing cost credit. We received the estimat...
0 votes Share Flag Wed Jul 22, 2015 Home Buying in Pasadena
Reasonable FHA Origination Fees? We've done a bit of shopping for mortgages and so far FHA seems like the be ... Origination Fee $916Doc Prep $235Admin Fee $1095Up-Front Mortgage Insurance (rolled into principle of ...
0 votes Share Flag Wed Jul 22, 2015 Financing in 76107
How do we go about finding out about loans? So I have a question. Is it good to apply around for home loans? cause we have only apply at one bank and have gotten denied in march. But is it like a car if you shop around in that we...
0 votes Share Flag Tue Jun 16, 2015 Credit Score in Tampa
VA loan with no money down really possible?? Fiance is a veteran and we would like to purchase a home with no money down. Is this possible???
0 votes Share Flag Fri May 15, 2015 Home Buying in Montebello
We are being told we have to pay nearly $7,000 in closing costs on a 110,000 house with a VA loan through USAA. Are we being ripped off? USAAVA GuaranteeHouse is short sale, been waiting on it since Nov 2010Seller can ... yetOrigination Charge: $625Apprasial fee $425VA funding fee $2,640Title Services $925 ...
0 votes Share Flag Wed May 13, 2015 Home Buying in 34952
VA loan fees - On a VA loan, what additional fees is the seller required to pay (over those required on a conventional loan)? I understand that on VA loans the buyer is not allowed to pay for certain things, and the seller need to pay for those. What additional charges should a seller expect to pay if an offe...
0 votes Share Flag Tue May 12, 2015 Property Q&A in Encanto
Cash vs. financing: I am putting in an offer on a foreclosed property (REO) and know that another offer is on the table. The other interested party didn't know about us when he made the offer, and we don't really know details of the offer other than it is likely below asking. We plan to offer a...
0 votes Share Flag Mon May 11, 2015 Foreclosure in Atlanta
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