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Blue Bayou, Home Buyer in Alexandria, LA
Blue Bayou asked:
Why is my "mattress money" CASH unacceptable as a down payment on a home? With the dream of purchasing a small house in mind, I have for decades deposited into my home safe every single dollar I could possibly scrape together. Finally, after a great many year...
0 votes Share Flag Thu Aug 25, 2016 Home Buying in Alexandria
RSW, Other/Just Looking in Belmont, CA
RSW asked:
I have an approval from Guild Mortgage - how do they compare to a Big Bank (Wells, BofA, etc) - can I rely on ... More context - I should be in contract by next week. As far as I can tell, my agent and the loan officer/representative. Only thing in question I have is Guild.. I'm a first time h...
0 votes Share Flag Thu Aug 25, 2016 Financing in San Francisco
Mark Antonow…,  in Phoenix, AZ
Mark Antonowsky asked:
Who is the Best Short Sale Processing Company?
0 votes Share Flag Thu Aug 25, 2016 Foreclosure in Phoenix
Lori B., Both Buyer and Seller in New Jersey
Lori B. asked:
How negociable are bank owned homes? How negociable are bank owned homes? I see a lot of houses in foreclosure or bank owned that have been sitt ...
0 votes Share Flag Thu Aug 25, 2016 Foreclosure in Parkesburg
Ms, Home Buyer in Wilmington, NC
Ms asked:
My husband and I are first time buyers-we found our dream home, but my husbands score is only 598 (mine is 732). We have 3.5% down payment. Is there still hope? We would like an FHA loan.We're afraid if we don't make an offer fast our ...
0 votes Share Flag Wed Aug 24, 2016 Financing in Wilmington
Jamila, Home Buyer in Clifton, NJ
Jamila asked:
My husband and I are looking to relocate to Charlotte, NC. We both have credit scores in the 600s. I am in the low 600s and my husband is in the mid 600s. I am looking to get pre-approved for a mortgage. Do you think we could get a preapproval for one? I am planning on transferring my employment but my husband will probably b...
0 votes Share Flag Wed Aug 24, 2016 Home Buying in Charlotte
Purpleqb, Home Buyer in Clarkston, MI
Purpleqb asked:
I have a credit score of 609 and would like to get a home loan, is that possible? I already got one thing removed from my credit and letters from two others on my report since they last ran it. Also, I would rather it be no money down, I'll take a little higher...
0 votes Share Flag Wed Aug 24, 2016 Home Buying in Concord
Ms.Lopez, Home Buyer in Los Angeles, CA
Ms.Lopez asked:
Can I get a loan approval through a different lender, although I am 2 weeks passed my escrow closed date? ... I am currently in Escrow, and 2 weeks past what was supposed to be a 30 day escr ... close my loan. Can I try to get a loan approval through another lender, without risking losing my ...
0 votes Share Flag Wed Aug 24, 2016 Home Buying in Los Angeles
Yolanda Jack…, Home Buyer in Rockford, IL
Yolanda Jackson asked:
Is there really any lenders out there that give bad credit mortgage ?? Found a nice house in Rockford,IL only 35,000 so here is the problem.

1. my scores are 570-620

2. then the loan of the house was too low? Quicken loans wanted a loan amount of 70,000...
0 votes Share Flag Mon Aug 22, 2016 Financing in Rockford
Newtophoenix, Home Buyer in Phoenix, AZ
Newtophoenix asked:
When the house doesn't appraise? We are under contract on a house have had it inspected by a private inspector an ... . The apprisal came in 8,000 under the purchase price. There was also some issues found by the FHA ...
0 votes Share Flag Thu Aug 18, 2016 Home Buying in Phoenix
Michelle, Home Buyer in San Jose, CA
Michelle asked:
We would love to buy a home but can't afford the down payment. What are our options? We are paying $2K /month in rent so are basically throwing money away, but can't afford to put down 20% on $700K (the avg house price in our area). We just don't know where to...
0 votes Share Flag Thu Aug 18, 2016 Home Buying in Santa Clara
Marie, Home Buyer in
Marie asked:
Rent to own vs renting I have a low credit score, trying to clean up my credit. I get a lot of emails w ... about rent to own. Are they a good idea? I live in CO. How do you know who is a reportable company ...
0 votes Share Flag Tue Aug 16, 2016 Home Buying in Aurora
Julia, Home Buyer in San Francisco, CA
Julia asked:
how possible/impossible is it to get a mortgage with short credit history? My husband and I moved to SF from abroad not too long ago. I have more than 2 years of credit history w ...
0 votes Share Flag Mon Aug 15, 2016 Credit Score in San Francisco
Geraldine O, Home Buyer in Sacramento, CA
Geraldine O asked:
low or zero mortgage down payment My husband and I were planning to get a house here in sacramento. Yet we don't have enough savings for down payment. We are first time buyers and our credit score just recently was exce...
0 votes Share Flag Mon Aug 15, 2016 Home Buying in Sacramento
Dmudle1, Renter in Pooler, GA
Dmudle1 asked:
Has anyone used a USDA mortgage to purchase a new pre-construction home? How does it work? Will builders ... Looking to build with DR Horton or Beazer.
0 votes Share Flag Fri Aug 12, 2016 Home Buying in Pooler
Amy Lynn, Home Buyer in Arkansas City, AR
Amy Lynn asked:
How long is USDA taking to process Rural Development Loans (RD loans) in Northern Louisiana. I heard it ... Should i try conventional or FHAPS moving to louisiana from arkansas got promotion
0 votes Share Flag Fri Aug 12, 2016 Home Buying in Louisiana
Heather, Home Buyer in Warrenton, VA
Heather asked:
How long does it usually take to close a USDA loan? They said my loan has been sent to USDA for final app ... We were supposed to close on Friday and now they are saying they are backed up t ... will close this week, How long will it take USDA to ready for closing? Is it usually less then a week ...
0 votes Share Flag Fri Aug 12, 2016 Financing
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