Earnest Money Deposits All Locations : Advice

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Blue Bayou, Home Buyer in Alexandria, LA
Blue Bayou asked:
Why is my "mattress money" CASH unacceptable as a down payment on a home? With the dream of purchasing a small house in mind, I have for decades deposited into my home safe every single dollar I could possibly scrape together. Finally, after a great many year...
0 votes Share Flag Wed Apr 29, 2015 Home Buying in Alexandria
Sandra, Home Buyer in Nashville, TN
Sandra asked:
Can anyone give me advice about the NACA.COM program? Is this a legit program for buying a home? The program is called Neighborhood Assistance Corporation of America, they help future home buyers purchase homes at a lower interest rate.
0 votes Share Flag Sat Apr 18, 2015 Home Buying in 37207
BrooklyntoIs…, Home Buyer in New York
BrooklyntoIslandFirstTimers asked:
Does anyone have experience (good or bad) with NACA? One of my husbands' clients told him about NACA because he just got a house through them. We were wondering if anyone knew anything about them? I've looked at their website....
0 votes Share Flag Sat Apr 18, 2015 Home Buying in New York
Kk1987, Home Buyer in 61615
Kk1987 asked:
Does anyone have experience with bidding on gohoming.com? How quickly were you able to close? I'm wanting to buy a REO, but it seems the only way to this property is to place a bid on gohoming.com. I need to close within a month, so I was wondering if anyone had experience...
0 votes Share Flag Sat Apr 4, 2015 Home Buying in 61615
Just wanting…, Home Buyer in Virginia
Just wanting a second or third opinion asked:
Bank want the earnest money before approval of sale First off , I do want to say that we are working with a Realtor. I just wanted t ... everyhting we want in a house.The seller accepted our offer. Now the BANK wants the earnest money today! But ...
0 votes Share Flag Wed Mar 11, 2015 Home Buying in 22315
mysasha17, Home Buyer in Tampa, FL
mysasha17 asked:
We are getting ready to put a contract on a home and the Seller's agent sai ... to give the earnest money deposit to a title ... Company He would like us to write the check to his firm. I don't feel comfortable doing this. I trust him and he has a good reputation, I have never heard of this type of transacti...
0 votes Share Flag Mon Mar 2, 2015 Home Buying
Cma805, Home Buyer in Lexington Oaks, Lexi...
Cma805 asked:
Will a low checking account balance hurt my chances of a loan if I have 20k in a 401 and no closing costs or down payment? I have been off work on STD for 3 months. During this time I depleted my cash reserves and have been living on 70% of my normal check. I have been at my current employer for 2 years. I...
0 votes Share Flag Fri Feb 13, 2015 Financing in 40502
Kelly, Home Buyer in Hollywood, Los Angeles...
Kelly asked:
What is the standard % to put down for Earnest money in Los Angeles? I have read generally, to put down
0 votes Share Flag Wed Feb 11, 2015 Home Buying in 90068
Kent, Home Buyer in 07039
Kent asked:
who will hold the earnest money?
0 votes Share Flag Fri Jan 16, 2015 Home Buying in 07039
Firsttimebuy…, Home Buyer in Seattle, WA
Firsttimebuyer asked:
Why do they need bank statements? When a lender requests bank statements to "verify funds" what are they ... ? Our tax returns, W-2's basically prove we make the money we do. Why do they need bank statements ...
0 votes Share Flag Wed Dec 31, 2014 Financing in Seattle
Pq, Home Buyer in 95051
Pq asked:
Can Bank of America close a loan in 30 days? I was told that they cannot, is it true? We have been preapproved by Bank of America. Recently my agent refers us a priv ... out on the house.If the bank cannot close the loan, will we lose our deposit money? do we have to ...
0 votes Share Flag Thu Dec 18, 2014 Financing in 95051
Ann Murtagh, Other/Just Looking in 10016
Ann Murtagh asked:
0 votes Share Flag Fri Nov 21, 2014 Home Buying in 33154
Tema, Home Buyer in Wanaque, NJ
Tema asked:
Can I get my down payment back? I am currently under contract for a home. However weeks before the closing I was ... right that the sellers are able to keep my money. ...
0 votes Share Flag Fri Oct 24, 2014 Home Buying
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