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Can an individual have two mortgages?
0 votes Share Flag Yesterday at 9:14am Home Buying
Mortgage Possible with 52% DTI in PA Median Score 649? First I need to say the Mortgage will not cause Payment Shock our Rent is $1,400 ... to 52% DTI. Median Score I believe is 649 Do I have any hope? If so how quick is a FHA able to be ...
0 votes Share Flag Wed Nov 25, 2015 Home Buying in 18301
Are bad credit problems going to hold us back from purchasing our first house ? My boyfriend and I are looking to purchase our first home, in Desoto county or Marshall county in Mississippi. We are looking to purchase a house under $120k. Currently I am a full time...
0 votes Share Flag Sun Nov 22, 2015 Credit Score in 38672
Jumbo loan options with under 20% down payment available in Louisville Ky? High income earner Relocating from Ft Lauderdale to Louisville and selling $950k primary residence in Florida at a loss. After covering the gap I will likely only have 10% cash to put d...
0 votes Share Flag Thu Nov 19, 2015 Financing in Louisville
Jumbo (portfolio) loan with 20% down, 2 years after short sale So I am hoping to buy a home that will cost ~850k. I am able to put 20% down, so my mortgage would be ~680k. I just found out that the Feddie / Frannie cap on a conforming loan is 625...
0 votes Share Flag Thu Nov 19, 2015 Financing in 94501
Does anyone do no income verification mortgages ?? --
This question was asked from this property: http://www.trulia.com/property/8223841-3682-Roanoke-St-Seaford-NY-11783
0 votes Share Flag Sun Nov 15, 2015 Home Buying in Seaford
DTI ratio approved for loan Hi,I understand that for 30 Yr FRM the lenders would allow a loan value with a m ... between 28%-45% DTI ratio. Thats quite a large range and the total loan that will be approved and hence ...
0 votes Share Flag Thu Oct 8, 2015 Financing in 92129
Home Equity loan financing with a low credit score My wife and I are looking for a home equity loan to finish renovating our home (95% complete) and to consolidate credit card debt (Used for going over budget with renovation). Because ...
0 votes Share Flag Tue Oct 6, 2015 Financing in Old Fourth Ward
Attention Lenders...FHA 49/49 DTI My wife and I are looking to re-located from NY to Cedar Hill, TX.We found a bea ... are in the process of closing. Weare proceeding with a FHA loan 3.5% down. However I just got and ...
0 votes Share Flag Wed Sep 30, 2015 Financing in Cedar Hill
Looking to buy a condo around Edison, East Brunswick, North Brunswick. Hello,

I'm looking to buy a condo/townhouse in one of these areas. My maximum price is $130,000 and my biggest concern is being able to get a mortgage. I recently spent a lot of t...
0 votes Share Flag Sun Sep 27, 2015 Home Buying in Edison
Looking for an honest lender who can do a 55% back end DTI for FHA, with a W2 2 year salary commiss ... My wife and I are selling and building a new home down the street from our current location. The new home will be done spring of 2016. Our builder needs an approval now to assure we wil...
0 votes Share Flag Fri Sep 4, 2015 Financing in 80134
I am self employed. The bank, deducted Line 24b from my income. They said it is because of the IRS guidelines that ask them to deduct 50%. I showed them the SAME IRS page they had, and pinpoint the paragraph of "exceptions to the 50%" where it says that I fall under the category of those that they should be deduc...
0 votes Share Flag Wed Sep 2, 2015 Home Buying in Atlanta
My credit scores presently are 595, 612 and 643. would I qualify for any FHA, homepath, homepath reno? ... scores are per mycreditkeeper.com. There is a recent medical report on credit report
0 votes Share Flag Sun Aug 23, 2015 Home Buying in 78503
Can I get approved for an FHA loan with a 622 Credit Score? My wife and I are trying to get a home once she signs her teaching contract. Her ... 690, and Mine is a 622. I was told I need to raise my score for us to get an FHA loan, because 640 is ...
0 votes Share Flag Wed Aug 12, 2015 Home Buying in 53226
My husband and I would like to buy our first home! What are the requirements? Help please My husband and I are tired of renting and have decided to purchase our first home. But really confused in what the requirements are.. We both work he's been working at the same job for ...
0 votes Share Flag Fri Aug 7, 2015 Home Buying in 60804
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