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Sdleelee83, Home Buyer in Mission Viejo, CA
Sdleelee83 asked:
I'm a 29 year old army veteran of operation Iraqi freedom. I've been employed here in san diego for the last 7 years and make around 70k gross. I don't have credit cards or as of this month a car loan. I have access to about 15k primary residence withdrawl from my 401k. My current fico score is 646. I am ready to fi...
0 votes Share Flag Fri Aug 5, 2016 Home Buying in San Diego
Katie Smith, Home Buyer in New Canton, IL
Katie Smith asked:
Does credit card and car loan debt affect getting a mortgage? My husband and I were planning on home shopping early next spring. However, this ... for a house. My husband only makes about $40,000 per year. We were going to go through FHA and also ...
0 votes Share Flag Sun Jul 10, 2016 Home Buying in 19904
DJBaker, Home Buyer in Atlanta, GA
DJBaker asked:
85-90% LTV Jumbo Loan - Max DTI Other Questions Interested in different jumbo programs (either one loan or broken up), preferabl ... wondering what the highest DTI is acceptable (both with and without AUS).I'm assuming these are all full ...
0 votes Share Flag Tue Jun 28, 2016 Financing in Atlanta
Shannon Prov…, Home Buyer in Sacramento, CA
Shannon Proverbs asked:
Can first-time home buyers use co-signers for FHA loans? I am a young professional interested in buying her first home. I make about 48K ... messed it up in college with collection accounts. I am interested in an FHA loan. I understand you ...
0 votes Share Flag Tue Jun 28, 2016 Home Buying in 95834
smc53cats, Renter in Redding, CA
smc53cats asked:
Is it possible to purchase a home now and let the owners rent from and stay in it till my lease here at my apartment is over in March 2017? Doesn't the HOA fee go up each year as well? So the only thing you can get is a single family home that doesn't have these extra charges every month?
0 votes Share Flag Tue Jun 28, 2016 Home Buying in 95621
, Home Buyer in Richmond, VA
Lender sent CTC to title company, now saying we don't meet DTI We are trying to get a FHA mortgage, my husband is a business owner. We had met the DTI ratio with room to s ...
0 votes Share Flag Mon Jun 27, 2016 Home Buying in Elyria
Dean Matthews, Home Buyer in
Dean Matthews asked:
Jumbo with 5% down? Qualified for a $650K jumbo with Suntrust (760 FICO, good documentable income) but they are requiring 20% down...any lenders offering something with 5% down for a reasonably rate? Pre...
0 votes Share Flag Mon Jun 27, 2016 Financing in Atlanta
Ivana B. Ano…, Home Buyer in Cincinnati, OH
Ivana B. Anonymous asked:
If my husband applies for an FHA loan, and I am not on the application, will my debts be considered during un ... My husband and I are looking to buy a home by the end of this year. We're ... Down pmt, his DTI ratio will be 34% with a 707 credit score. We know the area we want to purchase in ...
0 votes Share Flag Tue Jun 14, 2016 Home Buying in 45255
Bmccall1, Home Buyer in Jacksonville, FL
Bmccall1 asked:
Jumbo loan with 5% down, 48% dti (includes second home mort with I purchased a house out of state with an FHA loan about 2 years ago and only have about 10% equity in that h ...
0 votes Share Flag Thu Jun 9, 2016 Home Buying in Jacksonville
Teacher1, Home Buyer in Egg Harbor Township,...
Teacher1 asked:
Will a pension loan (deductions shown on pay stub) affect DTI or be taken into consideration when applying ... I'm a teacher and have been employed by the same employer for 10 years.
0 votes Share Flag Wed May 18, 2016 Home Buying in Egg Harbor Township
Asha, Home Buyer in Seaford, NY
Asha asked:
Does anyone do no income verification mortgages ?? --
This question was asked from this property: http://www.trulia.com/property/8223841-3682-Roanoke-St-Seaford-NY-11783
0 votes Share Flag Fri Aug 5, 2016 Home Buying in Seaford
darius318, Home Buyer in Atlanta, GA
darius318 asked:
How will financing a car purchase before a home purchase affect me qualifying for a mortgage? How long should I wait between purchases? I have a 750 FICO credit score and I am looking to pay a maximum of $250/month c ... , mortgage, taxes, Insurance and utilities to be about 28% DTI. I am looking at FHA and Conventional 5% Loan ...
0 votes Share Flag Thu Apr 14, 2016 Home Buying
Rubberfunati…, Home Buyer in Phoenix, AZ
Rubberfunatics asked:
FHA approved loans for first time buyer My Daughter was pre-approved for an FHA loan of $120,000 with a $6000 down payment. There is only 1 property ...
0 votes Share Flag Thu Apr 7, 2016 Home Buying
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