Does Short Sale Affect Your Credit All Locations : Advice

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, Just Looking in
This is a great post. People should be able to identify the difference now betwe ... years?" This will affect future rates...A Successfull Short Sale: There is no similar declaration or ... Read more
Posted Wed Oct 14, 2009 by
, Just Looking in
How do I make a 411 check on a house that is not listed on Trulia? Thanks Sue. ... destined to get bad information which probably will affect the outcome of your goal. ACCESS TO GOOD ... Read more
Posted Wed Oct 14, 2009 by
, Just Looking in
Very good article. I personally do not recommend a buyer paying points because w ... that you can improve your credit scores (There are ways for that) relatively short period of time you ... Read more
Posted Wed Oct 14, 2009 by
Minu, Renter in San Jose, CA
Minu asked:
Is it a good time to buy a house or is it better to wait a couple of months? We are looking to buy a house in a good school district within 10-15 miles from ... areas can we concentrate on, considering a budget of 800K-1M? And does an API score of 920 qualify as ...
0 votes Share Flag Sat Jun 21, 2014 General Area in 95054
Michael Cepa…, Real Estate Pro in 33647
Thanks for taking the time to share your short sale experience.I saw one realtor ... still not be giving us credit for it! Please have your short sale personnal know how deceitful the banks ... Read more
Blogged Tue Aug 26, 2008 by Michael Ceparano Home Selling
Michael Elki…, Real Estate Pro in Morristown, TN
FICO® Scores and Your MortgageYears ago, credit scoring had little to do with m ... as high as 620. FICO® Scores and Interest Rates Credit scores can affect more than whether your ... Read more
Blogged Thu Jun 19, 2014 by Michael Elkins Home Buying Foreclosure Investment Properties
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Hunting4home, Home Buyer in Fairfax County, VA
Hunting4home asked:
We just found mold in the attic during a home inspection. We have to decide what to do ASAP - drop the house, ask for $ for remediation? Advice?
There has been a new roof within a couple years, however poor circulation (contractors who installed insulation blocked venting). So, it seems like it's a current mold sit...
0 votes Share Flag Mon Jul 7, 2014 Home Buying in McLean
, Just Looking in
On credit card debt, since you are not supposed to be too close to your limits, ... often, it does effect your credit score. It lowers it. I would suggest that you pay the minimum payment ... Read more
Posted Wed Oct 14, 2009 by
kperez, Home Buyer in Brea, CA
kperez asked:
Underwriter denies loan days before closing what can i do??????????????????????????????/ I am in the midst of my first home purchase, was pre-approved through our lender ... approved by the underwriter. They are stating that because my credit report has a few authorized users ...
0 votes Share Flag Fri Jun 13, 2014 Home Buying in Brea
Tara-Nicholle…, Real Estate Pro in San Francisco, CA
Great information to pass to some clients, thanks for sharing it. So many peopl ... phone calls and time you can remove negative factors that affect your credit. For ex. I was 30 days late ... Read more
Blogged Tue Apr 30, 2013 by Tara-Nicholle Nelson Home Buying Credit Score
, Just Looking in
The bank are not giving at all chances to refinance our loans and alsoit is true ... to them and much less affect their credit!.. And many of them don't even try to apply for a loan ... Read more
Posted Wed Oct 14, 2009 by
, Just Looking in
This can be stressful, so be sure to hire an attorney who knows how the auction ... price is substantially less than it would be at an "arms Length" sale, step up and save your self some ... Read more
Posted Wed Jul 28, 2010 by
Jen T., Home Seller in Chesapeake, VA
Jen T. asked:
I want to do a short sale, and I think I can qualify for HAFA. What do I do first, contact my first mortgage ... My understanding is that with HAFA, the bank first has to try to qualify me for ... Short Sale Agreement (SSA).I don't want to have my house on the market at a price the bank won ...
0 votes Share Flag Thu May 29, 2014 Home Selling in 23320
Evaboston, Renter in Rancho Palos Verdes,...
Evaboston asked:
best neighborhood in Orange County what is the "best" neighborhood in the entire Orange County? I am look ... $4000, 3000 sqft of living and 6000 sqft yard, best schools, view. Does that exist? ...
0 votes Share Flag Thu May 29, 2014 In My Neighborhood in Mission Viejo
Ladysag64, Home Buyer in 08081
Ladysag64 asked:
What is reasonable request for seller to replace/repair following Home Inspection? I'm a first time home buyer in South Jersey. Currently under contract on a property for $145k and recent home inspection reports "unsatisfactory" comments regarding furna...
0 votes Share Flag Thu May 29, 2014 Home Buying in 08081
Diane Wheatl…, Real Estate Pro in Rancho Cucamonga, CA
I just contacted BOA to follow up on the first payment we sent and was told my h ... familiar with a short sale how does this work? Do you set this up with the bank? If your house is worth ... Read more
Blogged Mon Oct 19, 2009 by Diane Wheatley, Broker Foreclosure
Home Seeker, Home Buyer in 90068
Home Seeker asked:
Negotiation advice with the bank needed I am a first time buyer and have no idea how the negotiation process should go. ... will be on a short sale with the bank. After all the inspection, there were a lot of things found wrong ...
0 votes Share Flag Thu May 22, 2014 Home Buying in 90068
melia, Home Buyer in 94041
melia asked:
Do pre-approval letters still matter? I'm looking to purchase my first home. Though I'd love a SFH, my price range is ... applications reflect negatively on my credit? Does being pre-approved still matter in this market? ...
0 votes Share Flag Tue May 27, 2014 Home Buying in Mountain View
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