Does Short Sale Affect Credit All Locations : Advice

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SQTran, Home Buyer in Alameda, CA
SQTran asked:
Please help me out...If I put in an offer that is higher than the next person and my loan was approved... ...why would a seller or bank accept a CASH offer that is lower than my offer? Does my lender not pay the s ...
0 votes Share Flag Mon Aug 24, 2015 Home Buying in 94526
Edie, Home Buyer in Elizabeth City, NC
Edie asked:
Which is worse on credit? Deed in Lieu or a short sale? Been in a short sale with an offer for 5 months. Just got approval from bank and VA says have to close in ...
0 votes Share Flag Tue Aug 18, 2015 Credit Score in 23322
kperez, Home Buyer in Brea, CA
kperez asked:
Underwriter denies loan days before closing what can i do??????????????????????????????/ I am in the midst of my first home purchase, was pre-approved through our lender ... approved by the underwriter. They are stating that because my credit report has a few authorized users ...
0 votes Share Flag Mon Aug 17, 2015 Home Buying in Brea
Hunting4home, Home Buyer in Fairfax County, VA
Hunting4home asked:
We just found mold in the attic during a home inspection. We have to decide what to do ASAP - drop the house, ask for $ for remediation? Advice?
There has been a new roof within a couple years, however poor circulation (contractors who installed insulation blocked venting). So, it seems like it's a current mold sit...
0 votes Share Flag Wed Jul 29, 2015 Home Buying in McLean
Jb, Home Buyer in San Ramon, CA
Jb asked:
Is it smart to work with 2 different lenders side by side when getting a new home loan? I know each lender has to run the credit report and order an appraisal but are there any other issues/co ...
0 votes Share Flag Wed Jul 29, 2015 Financing in San Ramon
Juhi, Home Buyer in San Jose, CA
Juhi asked:
I'm a buyer and my real estate agent gave me a portion of her commission. She also sent me a 1098 recently. Is this taxable? I bought a home from a builder and my real estate agent gave me part of her commission. However, she just sent me a 1098 for it. Is this taxable? BTW, this was not on the HUD statement.
0 votes Share Flag Mon Jul 27, 2015 Home Buying in 95141
Stevie, Other/Just Looking in Boulder County, CO
Stevie asked:
Where are the Boulder discount agents/brokers (for buyers)? Times are tough, why is there no price competition between agents? I know agents don't want to make less money, but if it means a client vs none, why not get a little competitive,...
0 votes Share Flag Mon Jul 27, 2015 Home Buying in Boulder
leanne, Home Buyer in West Chester, PA
leanne asked:
How does deed in lieu work if there are two mortgages? filed chapter 7 almost three years ago and we are considering walking away from our mortgages. We did not reaffirm either loan.
0 votes Share Flag Sat Jul 18, 2015 Foreclosure in 92592
Mary Atkins, Home Buyer in Houston, TX
Mary Atkins asked:
What is the average time frame to purchase a home from the moment you're pre-approved for a loan to the moment you close the deal? I am looking to move into a home later this year (between August - October). When should I obtain a pre-approval letter? When should I start interviewing real estate agents? When should...
0 votes Share Flag Fri Jul 17, 2015 Home Buying in Houston
Weinerdog, Home Buyer in 55407
Weinerdog asked:
Unfortunately, my wife lost her job, our house is going to foreclosure. Can we get a new mortgage loan if we have 70% for downpayment? We couldn't make payments on my income alone.We tried a short sale-no buyers. I know most banks won ...
0 votes Share Flag Fri Jul 10, 2015 Home Buying in 55407
Laurie Manny,  in Long Beach, CA
Laurie Manny asked:
Explain Hard Money
0 votes Share Flag Thu Jul 9, 2015 Foreclosure in Long Beach
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