Deficiency Judgement All Locations : Advice

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carolwinter1…, Home Seller in Cape Coral, FL
carolwinter1962 asked:
What is a short sale?
0 votes Share Flag Yesterday at 7:55pm Home Buying in 33919
Purplequeen, Home Seller in 33180
Purplequeen asked:
My mortgage is $190,000 and I can sell for $170,000. What happens to the remaining $20,000 if I don't have the cash at closing? What are my? options? I also do not want a short sale, nor anything that will ruin my credit. Please let me know what my options are.
0 votes Share Flag Thu Feb 26, 2015 Home Selling in 33180
candler97, Home Buyer in Northridge, CA
candler97 asked:
How do we relinquish a property? Long before we were married, my husband bought a house in New York for a friend of his who was going to then rent it from him. We live in California and my husband has never even been t...
0 votes Share Flag Tue Feb 3, 2015 Foreclosure in New York
bd_como, Home Owner in Columbia, MO
bd_como asked:
How long before you can refinance or purchase a new home after a foreclosure? The foreclosure was in Florida on a previous home I lived in. I am current on m ... , which I got before the foreclosure. In order to get out from any potential deficiency judgement, I ...
0 votes Share Flag Mon Feb 2, 2015 Foreclosure in Columbia
Deltadawn502, Home Buyer in Suwanee, GA
Deltadawn502 asked:
In an upside down mortgage, with an 80/20 loan. First loan for $160 with Greentree (Fannie Mae), second with another bank. Need to find a buyer... I am current on all payments... but the near future is going to be a problem. Is ... about a deficiency judgement in the future with a short sale? Do both banks need to agree on a short ...
0 votes Share Flag Sat Dec 27, 2014 Foreclosure in Suwanee
djash01, Home Buyer in 89117
djash01 asked:
I want to get out of my house. I am looking for options. I owe 260K on the house. Adding the realtor fees, the sale price should be $275K.

Zillow shows that the house is worth $225K.

How do I get rid of the house ?

1.I don’t want to...
0 votes Share Flag Thu Dec 4, 2014 Home Selling in Las Vegas
Mike, Other/Just Looking in Plymouth, MI
Mike asked:
what can I take from a foreclosed home? As in, can I take just appliances and furniture/assets, or can I take lighting fixtures, doors, copper plumbing, the furnace, etc.?
0 votes Share Flag Sat Nov 1, 2014 Foreclosure in 48170
Ptrlaz, Other/Just Looking in 85257
Ptrlaz asked:
If my ex-husband files bankruptcy what happens to the loan and house? The mortgage loan is solely in his name, but house was Quit Claimed to me. The Mortgage (Wells Fargo) is solely in his name. If he files BK will the bank work with me?

If he does file bankruptcy his intent would be to file BK specifically on the home loans. ...
0 votes Share Flag Wed Oct 15, 2014 Foreclosure in 85257
Helene Moret…, Home Buyer in 02917
Helene Moretti asked:
i have a 9 yr old auto repossession with a deficiency that doesnt show in my credit report but is mentioned ... will this affect my ability to be approved for a mortgage. no judgement or contact in over 9 yrs
0 votes Share Flag Sat Oct 4, 2014 Financing in Warwick
Ljj, Other/Just Looking in Garden Valley, CA
Ljj asked:
In CA bought home WellsFargo & refi. w/WellsFargo no seconds Can they go after my retirement on foreclosure We have to walk from home, will I owe any $$$$$ and can they go after some property I have in AZ bought for 2,500.00????
0 votes Share Flag Thu Oct 2, 2014 Foreclosure in 95329
Veronica Bab…, Renter in Longwood, FL
Veronica Babia asked:
We have received final judgement on our home on June 23, 2014. Auction was scheduled Oct. 21, 2014. We have ... Then we recently received notification that the auction was cancelled. Are we still responsible for maintaining that house?
0 votes Share Flag Sun Sep 28, 2014 Foreclosure in 32771
Phillip Mcna…, Home Buyer in Cypress, CA
Phillip Mcnamee asked:
What is the best way to sell my house, pay off all my bills and move on? I do not want to spend a dime or a minute more on it. I don't want to put any more effort into it. I basically want to walk away.
What tax issues should I consider? I'm 58 years old.
0 votes Share Flag Wed Sep 17, 2014 Home Buying
Captsaylor8, Home Buyer in Dallas, TX
Captsaylor8 asked:
My house was denied a short sale in Henderson, Nevada by the lender and sold one week later for the same amount that was denied for the short sale. My deficiency judgement hearing is next week and I can't afford an attorney. Is there something ...
0 votes Share Flag Sat Sep 13, 2014 Home Buying
Curious Sell…, Home Owner in Miramar, FL
Curious Seller asked:
Can I short sale my home during pre foreclosure? Dismissal already filed. What time frame will the bank allow for sale?
0 votes Share Flag Mon May 26, 2014 Home Selling in 33027
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