Conventional Loan Gift Down Payment All Locations : Nationwide Real Estate Advice

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Laura Escobar, Home Buyer in Miami, FL
Laura Escobar asked:
I want to buy a house but i don't have money for the down payment. Can we buy a house or not? I've heard about the FHA but still i do not reach the 3% limit i just have $2000 saved and im affraid it all will go on closing costs. Help please!
0 votes Share Flag Wed Apr 27, 2016 Home Buying in 33126
Taza Guru, Home Buyer in Sunnyvale, CA
Taza Guru asked:
Need urgent help for an investor to finance 12th home We are in the process of closing 12th investment property in Phoenix and the credit union we were working with has stopped such a program. Given that we have good credit score, all home...
0 votes Share Flag Wed Apr 27, 2016 Financing in Phoenix
Jenkintown_f…, Home Buyer in Jenkintown, PA
Jenkintown_first_time Buyer asked:
Which comes first, getting a real estate agent or finding a mortgage lender? I will be a first-time home buyer. I am starting to read on the home buying proc ... estate agent or finding a mortgage lender to get loan preapproval. ...
0 votes Share Flag Mon Apr 25, 2016 Home Buying in Jenkintown
Missmjay, Other/Just Looking in South Broadway, Clev...
Missmjay asked:
Good Income Bad Credit I have a few thousand in savings with a decent job where I can afford mortgage payments but my credit is terrible am I able to dig out of this slump to purchase my first home?
0 votes Share Flag Sun Apr 17, 2016 Home Buying in South Broadway
James.mcgann, Other/Just Looking in New York, NY
James.mcgann asked:
Do you need full down payment and closing costs to get preappoved? 20% down payment but do not have 5% closing costs
0 votes Share Flag Wed Apr 13, 2016 Home Buying in Cranford
Blue Bayou, Home Buyer in Alexandria, LA
Blue Bayou asked:
Why is my "mattress money" CASH unacceptable as a down payment on a home? With the dream of purchasing a small house in mind, I have for decades deposited ... did not keep my savings in a bank account for the past 3 years, it is unacceptable for use as a down ...
0 votes Share Flag Sat Mar 19, 2016 Home Buying in Alexandria
Martha Willi…, Home Buyer in Birmingham, AL
Martha Williams asked:
I have plenty of money to put down on a new home, 10k plus. My credit is below a 600 according to my bank a ... Is there anyway I can get approved for a home loan with 10% down and bad credit? There has to be some opti ...
0 votes Share Flag Sun Mar 6, 2016 Home Buying in 35242
Lalahony38, Renter in Milwaukee, WI
Lalahony38 asked:
Does Wells Fargo really approve loans with scores as low as 500? my husbands FICO is 670 mine is lower 570 due to OLD medical bills but I dont h ... month. I have a tax lien but I am in a payment plan that ive been on for over a year. we make combined ...
0 votes Share Flag Sun Mar 6, 2016 Credit Score in Milwaukee
Tamashere, Renter in Sacramento, CA
Tamashere asked:
My credit score is currently 580, what are my chances for getting pre-approved for a home loan? I've also since paid off one debt and will have another paid off in about 2 months.
0 votes Share Flag Sat Feb 20, 2016 Credit Score in Sacramento
Joe Leverett, Home Buyer in Payson, AZ
Joe Leverett asked:
What is available for first time home buyer in helping with down payment? Looking into options to buy condo ... have zero debt, perfect credit and currently have 20.000. I think I need to save another 30, 000 I consider buying, just need to know.
0 votes Share Flag Sat Feb 13, 2016 Home Buying in La Mirada
Curtis Russe…, Home Buyer in Atlanta, GA
Curtis Russell-Kozik asked:
FHA 3.5% vs Conventional loan w/ 3% down payment Prior to becoming informed about the home buying process, I was under the impres ... way to take advantage of the lowest down payment amount, FHA was the only way to go. Now, after ...
0 votes Share Flag Sun Apr 17, 2016 Home Buying in 30306
Tjjames, Other/Just Looking in Corona, CA
Tjjames asked:
Is anyone familiar with Fannie Mae's Homestyle loan program? I stumbled on some information about the Homestyle program (not to be confused w ... investment property needs 10% down, some say 25%. Same with financing a second home. Some say the renovation ...
0 votes Share Flag Thu Jan 14, 2016 Financing in Los Angeles
Tanecia_lee, Home Buyer in Birmingham, AL
Tanecia_lee asked:
Need help from a mortgage consultant to do a credit analysis and work with me to get approved for a hud home. I am divorced and experienced a period of obtaining bad credit by going through my divorce and losing my job. My credit score is between 590 and 605. I have found a hud home that I woul...
0 votes Share Flag Sun Jan 10, 2016 Home Buying in Birmingham
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