Can I Refinance My Fixed Rate To A Lower Rate All Locations : Advice

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Steph_garibay, Renter in Sacramento, CA
Steph_garibay asked:
looking to buy a home with bad credit. I've paid alot of my collections but of course that doesnt matter and still stay ... . Anyone out there think I have chance or think they can help? or know anyone who can help? credit clean ...
0 votes Share Flag Mon Jun 29, 2015 Home Buying in Sacramento
Share, Home Buyer in Los Angeles, CA
Share asked:
I have been approached by James B Nutter to get us the FHA streamline refi. Fair enough. But unlike Quicken L ... closing costs. Can anyone tell me if they have had any dealings with this company? It almost sounds to ...
0 votes Share Flag Fri Jun 26, 2015 Financing in Boynton Beach
Monica, Home Buyer in Cicero, IL
Monica asked:
My husband and I would like to buy our first home! What are the requirements? Help please My husband and I are tired of renting and have decided to purchase our first home. But really confused ...
0 votes Share Flag Sun Jun 21, 2015 Home Buying in 60804
SanFran, Home Buyer in Broomfield, CO
SanFran asked:
Question on Mortgage Insurance and Upfront MIP on FHA So I am reading confusing articles on these.FHA needs 3.5% down. Then I have to ... MIP = @$3K in my case. I know I can roll it into my Mortgage......... Then I have to pay Mortgage ...
0 votes Share Flag Tue Jun 16, 2015 Financing in Denver
Living In The…, Other/Just Looking in Cocoa, FL
Living In The Sunshine State asked:
We're considered doing a refinance on our home. We are two years into a fixed 6.5% 30 year mortgage. ... us a .5% or slightly lower fixed rate will want no more than 5-6K in closing cos ... lower my monthly payments by $160.00 a month I may be able to survive on a job that pays quite a bit ...
0 votes Share Flag Fri Jun 12, 2015 Financing in Cocoa
2013investor, Home Buyer in Miami, FL
2013investor asked:
I am looking to buy in Florida, 25%-50% loan possibilities? I want to buy a property of around 150k, house or condo in florida to rent out, I can pay cash but I would l ...
0 votes Share Flag Fri Jun 12, 2015 Home Buying in Miami
Scott Eady, Home Buyer in Atlanta, GA
Scott Eady asked:
Jumbo loan options I am looking to purchase a home in Atlanta for approx 650k. I will have to rent my current home (will not ...
0 votes Share Flag Wed Jun 10, 2015 Financing in Atlanta
Outsicktoday, Both Buyer and Seller in Victorville, CA
Outsicktoday asked:
Will Bank of America agree to a Short Refi on my mortgage , any help out there ? I live in Southern California, $100,000 upside down on a $227,000 mortgage, no s ... want to stay in the home at a fair price, and the bank wants some value I would think. However, my bet ...
0 votes Share Flag Thu Jun 4, 2015 Financing in Victorville
Pat, Home Buyer in Indianapolis, IN
Pat asked:
Is a 30 yr fiixed FHA loan better than a 30 FIxed conventional loan? I am trying to decide on a type of mortgage and a mortgage company, which loan is better and what exactly s ...
0 votes Share Flag Fri May 22, 2015 Financing in Indianapolis
Mike Samawi, Real Estate Pro in Mountain House, CA
Mike Samawi asked:
i put 20% down on an fha loan, why do i have to still pay pmi? i recently purchased my first home, priced at 289000 it met the appraisal, i put ... declined for conventional. So i went fha, i got a great rate but have to pay pmi. I dont understand why. ...
0 votes Share Flag Fri May 22, 2015 Home Buying in 95391
Mcarrasco408, Home Buyer in Pasadena, CA
Mcarrasco408 asked:
FHA loan with 4.5 % interest rate, but 6.88% APR? This doesn't seem right. Can someone please help with ... I'm in contract to purchase a condo however the builder has required that we use their preferred ...
0 votes Share Flag Thu May 21, 2015 Home Buying in Pasadena
Scott, Home Owner in Illinois
Scott asked:
Is there any way to avoid mortgage insurance on a 30 year FHA loan? I'm pretty stuck into FHA because I have a non-occupying coborrower who is ... basis for my loan. My current lender told me that if I put 22% down on a 30 year FHA loan I can avoid ...
0 votes Share Flag Thu May 21, 2015 Financing in Chicago
Tom, Home Buyer in 07646
Tom asked:
Is there anyway to convert a 203K loan to a conventional loan or remove the PMI insurance? I purchased a foreclosure utilzing a 203K streamline loan. As interest rates ar ... work is done. The bank that is servicing my loan can not commit to any dates and I expect in might ...
0 votes Share Flag Thu May 21, 2015 Financing in 07646
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