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Bpointe, Other/Just Looking in 30331
Bpointe asked:
We recently had Bank of America send a Land Safe appraiser to conduct an appraisal of our home. We wanted to ... before. We bought the house in 1998 for 125K, but the appraised value came back as $43K! the comps were not even close to the size and condition of our home. We were shocked to say the ...
0 votes Share Flag Wed Apr 27, 2016 Market Conditions in 30331
Cwenniss, Home Buyer in New York, NY
Cwenniss asked:
First time home buyer, can I use my 401k money for down payment without major penalty? Hello, my wife and I are wanting to buy a fixer upper house to flip in the Denver CO area. We both have money in our 401k's that we'd like to use for down payment and around 3...
0 votes Share Flag Sun Apr 24, 2016 Home Buying in Denver
Robert, Home Buyer in Santa Rosa, CA
Robert asked:
Everytime I see a house I like and the price I want, My agent always tells me it already has multiple offers on it , I would offer all cash, why would'nt that be the best offer to accept, even if I was to offer at the list price, or how much over should should I offer. Looking in Sonoma Count...
0 votes Share Flag Sat Apr 23, 2016 Home Buying in 95401
Gdudjsudi, Home Buyer in ,
Gdudjsudi asked:
How can people afford $700k HOUSES in Los Angeles in 2013? My husband and I recently moved from Texas and now make in the $200 range combined with no debt. According to the media, we are rich and swimming in cash. But we can't even affor...
0 votes Share Flag Thu Apr 21, 2016 Home Buying in Los Angeles
Jordanna Ben…, Other/Just Looking in Livonia, MI
Jordanna Bentley asked:
Why can't a reverse-mortgage foreclosed house be sold for less than appraised value? There is a house in my neighborhood that is being subject to some federal rule 2 ... questions:1) Why would a property acquired by the bank due to a reverse mortgage be any different from ...
0 votes Share Flag Tue Mar 22, 2016 Foreclosure in 48150
Wilcoxson717…, Home Buyer in Hialeah, FL
Wilcoxson71705 asked:
Can I use the equity in my current home to buy another? I am worried that we won't sell our home. I was thinking that if we didn't sell- we have enough equity to take the 20% needed for the other home and still have 20% equity in...
0 votes Share Flag Sat Mar 19, 2016 Home Buying in 29607
j2v, Home Buyer in San Ramon, CA
j2v asked:
Paying the difference between Appraisal and offer price. Say we offer $400K on a house and with a $10K down payment and loan of $390,000 dollars. If the house is appraised lower for example $385K what would be the difference that i have to pa...
0 votes Share Flag Sat Mar 12, 2016 Home Buying in San Ramon
Miya, Home Buyer in Warren, MI
Miya asked:
It's closing day, and Quicken Loans has not approved our mortgage. What to do? I signed a purchase agreement (subjected to mortgage approval), and had a set closing day (today!). I was assured by Quicken Loans everything would be done in time. They even pressured ...
0 votes Share Flag Wed Mar 9, 2016 Financing in Warren
Justlooking, Home Buyer in Pleasanton, CA
Justlooking asked:
Is Amerisave.com a good lender and has fair practices? Their rates look very attractive due to their direct lending model (that's what they claim). Has anyone closed a loan with them recently and how was their experience? Thanks in adv...
0 votes Share Flag Fri Mar 4, 2016 Home Buying in Pleasanton
Eileen, Home Buyer in 90805
Eileen asked:
Will FHA approve a loan on a home that has a non permitted converted garage?? Garage has been converted to a two bedroom home or "guest home" Work on converted garage looks great... Outside don't look like a garage at all!! Bad thing is, I pulled permits, and its not permitted. The home is being sold as is, and its a flipped ...
0 votes Share Flag Mon Feb 29, 2016 Home Buying in 92374
Shelley Seve…, Other/Just Looking in Seattle, WA
Shelley Severin asked:
Benefit to a veteran What benefits are available to a veteran who wants to buy home? Is there any specials when it comes to a loan? Inspections? Closing costs? Any information would be helpful thank you.
0 votes Share Flag Thu Feb 25, 2016 Financing in Seattle
Kevin, Home Buyer in Orange County, CA
Kevin asked:
Seller right to cancel due to delay? (2 week pass escrow close date) Hello,

This is my situation at the moment: Seller want to cancel due to delay. Escrow close date is March 23rd and today is April 5th. The delay is mostly bought on by the appraiser ma...
0 votes Share Flag Mon Feb 22, 2016 Home Buying in Los Angeles
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