I have been a real estate broker in the tri county area of Charleston, Berkeley and Dorchester counties for 32 years. I believe that I know this market very well.
I am the wife of a retired Naval Officer with numerous movers behind me, so I feel I am well qualified to handle the needs of all military personnel and their families.
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Trulia Voices!
Obama says he will let the Bush tax cuts expire. That's an automatic 5 percent (maximum) tax increase on almost all taxpayers. Middle class folks pay capital gains taxes. Obama has said he wants to almost double them from a low of 15 percent to almost 30 percent. He wants to hike the dividend tax, and he also has promised taxes on gas and energy.
Obama also wants to dramatically increase the estate tax, which had almost disappeared. There goes the idea of sharing our wealth with our kids in the future.
All the bills passed such as the $700 billion bail-out cannot be blamed on Bush. We have a Democratic majority in Congress who have to vote on them, so they cannot and should not blame Bush, but they do. - Thu Oct 23 2008, 13:13
I agree fully with the answer that Robin Vogel gave. I do not know what taxes he will raise. But he has indicated more than once that he wants to "spread the wealth". That would have to come from higher taxes on certain income people to give to the lower income people. That is called Socialism. The people that will have to pay more taxes are the ones that could pull this country out of a recession. But instead they will stop hiring and stop manufacturing in this country, which will mean more people out of work. I for one do not want to work for a living to give it to someone that sits on their rear and waits for Uncle Sam to feed and cloth them. And I wonder just how much of his money he wants to "spread around"? - Thu Oct 23 2008, 11:21
Hi Phyllis,
You can look, but you will not know the price range to look at. If you fall in love with a house and then find out it is above your price, you will be very disappointed and nothing in your price range will please you then. I get all my clients pre-qualified first so we know what prices to look at. That usually takes less than and hour with the mortgage companies I use. - Thu Oct 23 2008, 10:14
The first thing you need to do is get the house in the best shape possible. Start at the front sidewalk and go all the way to the back yard, look at your house as a buyer would. Take care of any negatives that you see. Rent a storage unit and de-clutter if you have a lot of "stuff". The less you have in it the larger it will appear.
When it is ready to show ask relatives and friends if they have a realtor they would recommend. If not then call some agencys and set up interviews with some agents. When you feel comfortable that one of them has answered your questions to your satisfaction then hire that agent. There are agents that will tell you what you want to hear as far as price so ask to see all the comparables for your area and then see who is closest to the right price for you home. - Thu Jun 12 2008, 10:04
You must get pre-qualified first. You would not want to view homes that are out of your price range. You might never be satisfied with anything in your price range after seeing higher priced houses. Shop around for a reputable mortgage company because they all have different fees and charges. List all your questions and write down their answers so you fully understand the process. If you don't know mortgage companies a Realtor can give you names of several to check with. - Thu May 22 2008, 09:03