Debbie Barnard

"Top Producer"
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Debbie Barnard, in Spartanburg
  • 12 Answers
  • 1 Best Answer
  • 3 First Answers
  • 6 Useful Answers
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About Me
Member of the Spartanburg Board of Realtors.
Member of Upstate Hub
HUD certified Agent
Real Estate Specialist in Spartanburg/Greenville area. Works with home seller, home buyers and investors. Has a 'soft spot' for single parents and first time home buyer working to purchase homes. Yet experianced enough to assist seasoned investors buy or sell.
Testimonials
"Oh My Gosh!!!!! I am so excited about that house I don't think I will sleep tonight. Thank you so very much for being the most awesome Realtor in the WORLD!!!!! You have helped me, and taught me valuable information. I am grateful to you in many ways. I'm on my knees tonight asking God if this one is really it...........I'm asking for your prayers as well. Where two or more come together in his name..............I know all things are possible with God. I apologize for my children's behavior, being hungry and tired can do that to you. Thanks again...............even if God says NO, these words are from my heart. I think you're the sweetest lady I know. The kids are beginning to call you the "snack" lady. Have an awesome tomorrow. I will be praying for you and your successful business, your husband and your children as well. You have been an angel to me, and God sees that."
Kim Y. Thu Jun 12
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Debbie Barna…'s Answers (12)
Kimberly, Home Buyer in Sarasota

I put a offer in on a I think foreclosure. The suntrust bank owns the loan on it. How long before I could?

Asked Thu Sep 11 2008, 18:09 by Kimberly  -  Spring Hill  -  Home Buying  -  3 answers
Debbie Barnard answered:
Hi Kim, I'm a forclosure specialist in South Carolina, but, formally from your area in New Port Richey.
(Go River Ridge!) The best answer I can give you about the time frame is, it varies. The listing agent should be able to give you an idea on time frame, since they have been working closely w/ seller. From the info you supplied you have ask for about $6000+ dollars (3%+roof+drywall) in concesssions this comes right off the bottom line of sellers net. If you low balled on the asking price you can see where this leaves your offer. Approx. $89k. In your favor, is how long the home has been on the market and the general Real Estate market in your area. Start looking for home owners insurance now!! It can be an issue.
From one girl who loves a deal to another, Good Luck!
Debbie Barnard' - Thu Sep 11 2008, 18:31
Eric, Home Buyer in 33184

Buying a short sale. Sell existing home now or rent?

Asked Tue Aug 5 2008, 04:47 by Eric  -  Miami  -  Home Selling  -  5 answers
Debbie Barnard answered:
Hi Eric, Your market is pretty soft right now. If you dont need to sell now, I would definatly explore the option of being a landlord. Check the local paper to see what current rental rates are in your area for a comprable home. Do a drive-by to compare. Are the same homes listed week after week or are rentals getting snapped up. You could consider a property management company to help you find value and manage your property, but there is a fee. Is the rental dollar figure 10% to 15% over what your monthy cost of that home are. (Remember your taxes will be going UP- loss of homestead) Can you make the emotional detachment from "your home" to your "your investment"? Are you able to make the payments if you dont have a renter. Are you willing to sell your current home at current market price? Its a personal decision. I've regretted selling when I could have afforded to convert a home to a rental. Good Luck. - Tue Aug 5 2008, 06:41
RENE, Just Looking in Conway

NEED HELP-ID THEFT DESTROYED MY CREDIT-WHAT OPTIONS DO I HAVE TO HAVE A SMALL HOME OF MY OWN IN MYRTLE BEACH?

Asked Fri Aug 1 2008, 08:37 by RENE  -  Conway  -  Home Buying  -  1 answer
Debbie Barnard answered:
Rene, It sounds like you "know the drill" on id theft, but, I would speak to direct lender that can help guide you thru what you need to do to repair credit and this will include fileing a police report on the theft. I'd buy a id protection program , to protect from further loss.The idea of Lease/option is good, you'll need a seller willing to hold the note. Or be prepared to wait while all the credit issues are resolved There are many available properties in the Myrtle beach area. I'm sure a good local agent can make arrangements to suit your needs. Its a good time to buy! I wish you the best. From Debbie B.---in the Upstate - Fri Aug 1 2008, 09:43
Katie, Home Buyer in Phoneton

How do you find information on an abandoned property?

Asked Thu Jul 24 2008, 18:43 by Katie  -  Phoenix  -  Home Buying  -  3 answers
Debbie Barnard answered:
Katie, Most forclosures are sent to a broker when they are able to be sold. Find an agent who specializes in forclosures and be ready to go when your deal hits the market. Get your financing in order, then be prepared to wait. These deals can take some time.
db - Thu Jul 24 2008, 19:18
Jenny, Home Buyer in Eagle Bridge

Is there a difference in closing costs? I am prepared to make an offer on a house but my mortgage company

Asked Thu Jul 24 2008, 19:04 by Jenny  -  All locations  -  Home Buying  -  2 answers
Debbie Barnard answered:
Hi Jenny, Always get a second opinion. Compare! Look for a direct lender- they are usually cheaper and can answer quick. Closing cost should be between 3% to 4% of the purchase price. Remember there is ths cost of pest inspection, home inspection and maybe a survey too
Good luck in your new home!
db. - Thu Jul 24 2008, 19:10
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Realtor.
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Interests
People tell me Im a plethera of inconsistancies-I'm a married (22 years) MoM of three, Sunday school teacher. Soccer coach, Love loud Rock and Roll or any music (Hubby is a bass player) Scuba Dive. White water rafting. Love animals, especially greyhounds. Love to travel. Love going to art musems and churches. Love different kinds of architecture. Like the beach at night. adore the mountains and waterfall and nature hikes. interested in politics.....and antique roadshow, finding a deal, winning a deal and HGTV. I got to pet a Zebra this year! But still havent gone up in hot air ballon yet.
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