Greetings, I am a licensed Realtor and a Credit Restoration Specialist. In today's market, Lenders are looking for credit scores 700 and above. Also, the higher your credit score, the lower your interest rate.... this may save you a few thousand dollars per year.
Without looking at your credit report, there are a few things you can do on your own:
- make sure your available credit is less than 30% your credit limit and pay your bills in a timely manner. - Sat Jul 26 2008, 08:39
MVPs or 'Most Valuable Players' are key Trulia Voices members who have been contributing high-quality content throughout 2008 and providing valuable advice to consumers and real estate professionals.