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- 23 Answers
- 1 Best Answer
- 5 First Answers
- 9 Useful Answers
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About Me
ABOUT JULIA FISHEL
A seasoned real estate veteran, Julia has earned many prestigious awards during her career. It is not
the awards that motivate her; it’s the challenge and the personal aspect of the real estate business.
“No two transactions are alike,” explains Julia. “The properties, the circumstances, the market and
the people are always changing. The most rewarding part of being in real estate is helping people
accomplish their goals while building great relationships.”
Julia is at the top of her game when busy and challenged. “I’m a person that’s 110% on. I love to
multi-task and am happiest when I’m juggling a multitude of priorities,” says Julia. “I can’t stop my
mind from constantly thinking about every angle of a given situation.” Julia’s personality is therefore
a perfect fit for the real estate business. Real estate transactions are complex and require monitoring
every step of the way. A client requires a strong negotiator who pays particular attention to all the
details and keeps the lines of communication open. These are Julia’s specialties.
Empathetic and efficient, Julia doesn’t think of herself as a salesperson. She prefers to focus on the
customer and his or her particular set of needs. Respect and honesty are paramount. These are the
foundations of a successful relationship and the hallmarks of Julia’s reputation in the industry.
Prior to joining Keller Williams Realty, Julia spent 12 years in commercial real estate. She has
successfully negotiated several hundred transactions for both buyers and sellers. Julia earned the
much-coveted Real Property Administrator designation from The Building Owners and Management
Institute and the Master of Corporate Real Estate designation from CoreNet Global, an association
for top corporate real estate executives. She is also the recipient of several corporate awards for her
excellence in customer service. To help serve her clients in the most effective way possible, Julia
has completed numerous hours of advanced real estate studies in law, negotiations, management,
development, marketing, and sales.
Julia is honored to work with her husband, Matt Fishel, and the rest of the Suncoast Partners at Keller
Williams Realty.
Keller Williams’ record of excellence, integrity and professionalism attracted Julia to the company.
ABOUT MATT FISHEL
When most people think about sailing, they picture beautiful spinnakers aloft in the breeze, the boat
gliding through the blue water, the sailor basking in the bright sunshine. Few realize how challenging the
sport of sailing can truly be and the number of tasks that must be coordinated to ensure smooth sailing.
There is a defined preparedness that is essential and makes a dramatic difference in the outcome.
Matt has faced those challenges head on as he sailed professionally in the TransPac and the
PanAm Clipper Cup. The same qualities that make an excellent sailor: multi-tasking, perseverance,
commitment, and preparedness, serve to make an excellent Realtor.
“The real estate process is not simple,” says Matt. “You have to balance the needs of your client against
the realities of the market, negotiate the contract so all parties are satisfied, and ensure the smooth
progression of many events until closing. I love the art of making a deal and making it come together.
Real estate is more than just sales; it’s about shepherding people through a difficult process.”
Matt’s distinguished career in commercial construction project management gives him unique insight
into the property side of real estate. “I have been a licensed general contractor for over 20 years and
built stores for Starbucks and World Savings,” explains Matt. “I know quality construction and I know
what to stay away from. I can help my clients determine if the property is right for them.”
A graduate of the University of California at Berkeley, Matt has a degree in Architectural History and
Art. His dedication to his community led to him serving as a City Councilman in Gustine, California.
Matt enjoys being a Floridian and is involved in the Palm Harbor Kiwanis Club. You may visit him and his wife and real estate partner, Julia Fishel, at http://www.SunCoastDreamHomes.com.
A seasoned real estate veteran, Julia has earned many prestigious awards during her career. It is not
the awards that motivate her; it’s the challenge and the personal aspect of the real estate business.
“No two transactions are alike,” explains Julia. “The properties, the circumstances, the market and
the people are always changing. The most rewarding part of being in real estate is helping people
accomplish their goals while building great relationships.”
Julia is at the top of her game when busy and challenged. “I’m a person that’s 110% on. I love to
multi-task and am happiest when I’m juggling a multitude of priorities,” says Julia. “I can’t stop my
mind from constantly thinking about every angle of a given situation.” Julia’s personality is therefore
a perfect fit for the real estate business. Real estate transactions are complex and require monitoring
every step of the way. A client requires a strong negotiator who pays particular attention to all the
details and keeps the lines of communication open. These are Julia’s specialties.
Empathetic and efficient, Julia doesn’t think of herself as a salesperson. She prefers to focus on the
customer and his or her particular set of needs. Respect and honesty are paramount. These are the
foundations of a successful relationship and the hallmarks of Julia’s reputation in the industry.
Prior to joining Keller Williams Realty, Julia spent 12 years in commercial real estate. She has
successfully negotiated several hundred transactions for both buyers and sellers. Julia earned the
much-coveted Real Property Administrator designation from The Building Owners and Management
Institute and the Master of Corporate Real Estate designation from CoreNet Global, an association
for top corporate real estate executives. She is also the recipient of several corporate awards for her
excellence in customer service. To help serve her clients in the most effective way possible, Julia
has completed numerous hours of advanced real estate studies in law, negotiations, management,
development, marketing, and sales.
Julia is honored to work with her husband, Matt Fishel, and the rest of the Suncoast Partners at Keller
Williams Realty.
Keller Williams’ record of excellence, integrity and professionalism attracted Julia to the company.
ABOUT MATT FISHEL
When most people think about sailing, they picture beautiful spinnakers aloft in the breeze, the boat
gliding through the blue water, the sailor basking in the bright sunshine. Few realize how challenging the
sport of sailing can truly be and the number of tasks that must be coordinated to ensure smooth sailing.
There is a defined preparedness that is essential and makes a dramatic difference in the outcome.
Matt has faced those challenges head on as he sailed professionally in the TransPac and the
PanAm Clipper Cup. The same qualities that make an excellent sailor: multi-tasking, perseverance,
commitment, and preparedness, serve to make an excellent Realtor.
“The real estate process is not simple,” says Matt. “You have to balance the needs of your client against
the realities of the market, negotiate the contract so all parties are satisfied, and ensure the smooth
progression of many events until closing. I love the art of making a deal and making it come together.
Real estate is more than just sales; it’s about shepherding people through a difficult process.”
Matt’s distinguished career in commercial construction project management gives him unique insight
into the property side of real estate. “I have been a licensed general contractor for over 20 years and
built stores for Starbucks and World Savings,” explains Matt. “I know quality construction and I know
what to stay away from. I can help my clients determine if the property is right for them.”
A graduate of the University of California at Berkeley, Matt has a degree in Architectural History and
Art. His dedication to his community led to him serving as a City Councilman in Gustine, California.
Matt enjoys being a Floridian and is involved in the Palm Harbor Kiwanis Club. You may visit him and his wife and real estate partner, Julia Fishel, at http://www.SunCoastDreamHomes.com.
Testimonials
"You go to “market” the way I do - its strategic, you lead, manage chaos, resolve potential conflicts
before they erupt and you focus on professional service. You can quote me on this."
Bob Howard Thu Jun 12
Bob Howard Thu Jun 12
"YEAH, YEAH, YEAH, YEAH, YEAH, YEAH, YEAH, YEAH, YEAH! I am forever indebted to you both
who have worked so hard on getting my home sold."
Steven Vincelli Fri Apr 18
Steven Vincelli Fri Apr 18
"Matt and Julia are very straight-forward and honest. They thoroughly understand the current market
and have taken the time to explain it to us. They’re very aggressive and went the extra mile to market
our home with the best virtual tour we’ve ever seen. They get results! Now we can't wait to go home shopping with them!"
Leon and Nancy Johnson Thu May 15
Leon and Nancy Johnson Thu May 15
"Thanks for all of the hard work and a job well done!"
Stephen Dalton Tue Nov 13, 2007
Stephen Dalton Tue Nov 13, 2007
"We are so happy that this whole thing is over! We are absolutely convinced that we would not have
sold that place if we had not chosen you two as our Realtors! If you EVER need a reference or
testimonial just let us know!"
Chuck & Sheila Jordan Tue Mar 25
Chuck & Sheila Jordan Tue Mar 25
"I wanted to thank you for your immediate good action that caught the attention of the other KW
agent and his client and got my mother’s home sold. I wanted you to know that you’ve blessed us
tremendously and we wish you continued success and you will definitely be hearing from me if I have
any friends looking to buy or sell real estate."
Rand Scholet Mon May 14, 2007
Rand Scholet Mon May 14, 2007
My Q&A
View all >>
Julia & Matt…'s Questions (0)
Julia & Matt…'s Answers (23)
Julia & Matt Fishel, Real Estate Consultants answered:
Hi Steve,
The $7,500 tax credit came into being as part of HR3221 which was passed into law on July 30th. The credit can't be used as a down payment directly, but it can be in a round about way. One scenerio would be to get $7,500 of gifted funds from a family member or even an IRA. In early 2009, when you get your tax return with your $7,500 refund, there would be nothing stopping you from returning that money to your family member or replenishing your IRA (you have 60 days to replenish an IRA without penalty - but talk to a tax professional for specific advice).
Ideally, you'll be able to come up with the needed 3% downpayment for an FHA loan, have your Realtor negotiate with the seller to pay your 3% closing costs, and then you'll be cash flush again again soon when you get your IRS 'refund'.
As with anything, there are limitations. If you sell sooner than the alloted timeframe, you'll have to repay a portion or all the funds back to the IRS. However, if you're plan to stay in your home 5 years or more, this is a fantastic opportunity. Read here for details
http://pinellaspeach.com/2008/07/30/palm-harbor-real-estate-…
Your best bet is to talk to a proven Realtor and a proven lender that can guide you through all of the various scenerios. Everyone's situation is unique, so it's best to get solid advice tailored specifically for you. When interviewing lenders and Realtors, be sure to ask lots of questions. You want professionals to represent you that are very active in the current market as they will be fully abreast of all of the latest lending changes and negotiation tactics.
Please feel free to call at (727)366-0324 or e-mail at Info@SuncoastDreamHomes.com with questions or for a referral to a great lender or two.
Regards,
Julia & Matt Fishel
Licensed Real Estate Consultantas
Keller Williams Realty
Palm Harbor FL 34683
(727)366-0324 Julia
(727)366-0325 Matt
http://www.SuncoastDreamHomes.com
http://www.SuncoastPartners.net
or Surf our Blog at http://PinellasPeach.com
The $7,500 tax credit came into being as part of HR3221 which was passed into law on July 30th. The credit can't be used as a down payment directly, but it can be in a round about way. One scenerio would be to get $7,500 of gifted funds from a family member or even an IRA. In early 2009, when you get your tax return with your $7,500 refund, there would be nothing stopping you from returning that money to your family member or replenishing your IRA (you have 60 days to replenish an IRA without penalty - but talk to a tax professional for specific advice).
Ideally, you'll be able to come up with the needed 3% downpayment for an FHA loan, have your Realtor negotiate with the seller to pay your 3% closing costs, and then you'll be cash flush again again soon when you get your IRS 'refund'.
As with anything, there are limitations. If you sell sooner than the alloted timeframe, you'll have to repay a portion or all the funds back to the IRS. However, if you're plan to stay in your home 5 years or more, this is a fantastic opportunity. Read here for details
http://pinellaspeach.com/2008/07/30/palm-harbor-real-estate-…
Your best bet is to talk to a proven Realtor and a proven lender that can guide you through all of the various scenerios. Everyone's situation is unique, so it's best to get solid advice tailored specifically for you. When interviewing lenders and Realtors, be sure to ask lots of questions. You want professionals to represent you that are very active in the current market as they will be fully abreast of all of the latest lending changes and negotiation tactics.
Please feel free to call at (727)366-0324 or e-mail at Info@SuncoastDreamHomes.com with questions or for a referral to a great lender or two.
Regards,
Julia & Matt Fishel
Licensed Real Estate Consultantas
Keller Williams Realty
Palm Harbor FL 34683
(727)366-0324 Julia
(727)366-0325 Matt
http://www.SuncoastDreamHomes.com
http://www.SuncoastPartners.net
or Surf our Blog at http://PinellasPeach.com
Julia & Matt Fishel, Real Estate Consultants answered:
To address Cindi's question, it's when, after usually many months of negotiations, the negotiator for the a lender(s) have approved the HUD payoffs that we've submitted and thus thus the sale price, but have not signed off on the often-required final documentation or actual real estate contract yet. Until the final contract is actully signed, sealed and delivered by all 3 parties, the bank always has the option of changing their minds, although I haven't seen this yet. This concept of a "pre-approved" short sale is a common one here in Pinellas County. Hope that helps.
Hi Tina,
This is my listing, so I know the details well. Please give me a call tomorrow at 727-366-0324 and I'll fill you in completely on the particulars of where we are with both lenders, other offers, offer amounts, etc.
We are certified short short sale experts and would be happy to completely familarize you with how short sales work. Generally speaking, the banks are taking so long because they are so overwhelmed with case files that they can't keep up with the workload. Also know that short sales are unusual in that the homeowner doesn't have a vested interest in the amount the home sells for (they just want to know that they are out from under the house payments), so it's just the lender(s) we are negotiating with. The bright side of this is that the banks aren't emotionally tied to the outcome as is the case with your typical home sale, and things are handled very matter-of-factly.
All agents handle short sales differently. We present all reasonable offers in the order received, because we believe it's only fair to treat buyers with the respect they deserve. So, if offer #1 and the bank don't come to terms, then offer #2 steps in, and then they have the opportunity to negotiate the price. In the case of 2455 Baywood, you would be offer #2 and would have the opportunity to negotiate in just the same manner.
Give me a call at 727-366-0324 and I'll fill you in on the rest of the particulars and guide you through it. We, of course, want our buyers to get the best deal possible. And our homeowner just wants us to make it happen, and we will. We've been able to obtain approval on every short sale we've listed thus far.
Kind Regards,
Julia
Julia & Matt Fishel
Suncoast Partners
Keller Williams Realty
35095 US Hwy 19 N #100
Palm Harbor FL 34684
(727)366-0324
Julia@PinellasPeach.com
http://www.suncoastdreamhomes.com
http://www.suncoastpartners.net
http://www.pinellaspeach.com
This is my listing, so I know the details well. Please give me a call tomorrow at 727-366-0324 and I'll fill you in completely on the particulars of where we are with both lenders, other offers, offer amounts, etc.
We are certified short short sale experts and would be happy to completely familarize you with how short sales work. Generally speaking, the banks are taking so long because they are so overwhelmed with case files that they can't keep up with the workload. Also know that short sales are unusual in that the homeowner doesn't have a vested interest in the amount the home sells for (they just want to know that they are out from under the house payments), so it's just the lender(s) we are negotiating with. The bright side of this is that the banks aren't emotionally tied to the outcome as is the case with your typical home sale, and things are handled very matter-of-factly.
All agents handle short sales differently. We present all reasonable offers in the order received, because we believe it's only fair to treat buyers with the respect they deserve. So, if offer #1 and the bank don't come to terms, then offer #2 steps in, and then they have the opportunity to negotiate the price. In the case of 2455 Baywood, you would be offer #2 and would have the opportunity to negotiate in just the same manner.
Give me a call at 727-366-0324 and I'll fill you in on the rest of the particulars and guide you through it. We, of course, want our buyers to get the best deal possible. And our homeowner just wants us to make it happen, and we will. We've been able to obtain approval on every short sale we've listed thus far.
Kind Regards,
Julia
Julia & Matt Fishel
Suncoast Partners
Keller Williams Realty
35095 US Hwy 19 N #100
Palm Harbor FL 34684
(727)366-0324
Julia@PinellasPeach.com
http://www.suncoastdreamhomes.com
http://www.suncoastpartners.net
http://www.pinellaspeach.com
Julia & Matt Fishel, Real Estate Consultants answered:
Hi David,
Give me a call at 727-366-0324 and we can discuss this bank-owned property. It was just taken off the market 2 days ago after being listed my broker's office, but please give me a call and we can chat about how we can make this happen!
Regards,
Julia
Julia & Matt Fishel
Suncoast Partners
Keller Williams Realty
(727)366-0324
Info@SuncoastDreamHomes.com
Give me a call at 727-366-0324 and we can discuss this bank-owned property. It was just taken off the market 2 days ago after being listed my broker's office, but please give me a call and we can chat about how we can make this happen!
Regards,
Julia
Julia & Matt Fishel
Suncoast Partners
Keller Williams Realty
(727)366-0324
Info@SuncoastDreamHomes.com
Julia & Matt Fishel, Real Estate Consultants answered:
Taylor,
You can switch lenders with a small reassignment fee for the appraisal, but be prepared for the broker to get a little cranky (although he has no right to be). If your new banker is getting funding for you from the Tampa Bay CDC, please know that the folks there are great and can help guide you through this as well. Contact Jo Frost at the CDC at 727-442-7275 (even if the CDC isn't the source of the $10,000 program via your broker, they are a great free resource).
My concern is that your agent isn't giving you enough direction and support through this process. I'd ask your agent for some answers and ask him/her to talk to his broker for guidance if need be. If you are buying a FSBO, I urge you to get agent representation fast!
Please feel free to give me a call at 727-366-0324 to brainstorm if you like. Good luck!
Regards,
Julia
Julia & Matt Fishel
Suncoast Partners
Keller Williams Realty
727-366-0324
Julia@SuncoastDreamHomes.com
http://www.SuncoastDreamHomes.com http://www.SuncoastParnters.net http://www.PinellasPeach.com
You can switch lenders with a small reassignment fee for the appraisal, but be prepared for the broker to get a little cranky (although he has no right to be). If your new banker is getting funding for you from the Tampa Bay CDC, please know that the folks there are great and can help guide you through this as well. Contact Jo Frost at the CDC at 727-442-7275 (even if the CDC isn't the source of the $10,000 program via your broker, they are a great free resource).
My concern is that your agent isn't giving you enough direction and support through this process. I'd ask your agent for some answers and ask him/her to talk to his broker for guidance if need be. If you are buying a FSBO, I urge you to get agent representation fast!
Please feel free to give me a call at 727-366-0324 to brainstorm if you like. Good luck!
Regards,
Julia
Julia & Matt Fishel
Suncoast Partners
Keller Williams Realty
727-366-0324
Julia@SuncoastDreamHomes.com
http://www.SuncoastDreamHomes.com http://www.SuncoastParnters.net http://www.PinellasPeach.com
Julia & Matt Fishel, Real Estate Consultants answered:
Hi Joanne,
Posting your listing on LiveDeal.com will get it into Canada. Best yet, it's free. That being said, the best way to get exposure for your home is to list it with an experienced Realtor. We, for example, offer better internet coverage than anybody I'm aware of in Tampa Bay. It's taken us a great deal of time and much ongoing expense to develop and maintain the network of sites that makes this happen, but it's worth it. That being said, the internet is just one of many facets that go in to sucessfully selling a home, though.
Call if you want more info about the Canadian postings. I've researched it thoroughly and can help you bounce around some ideas if you like.
Best of luck to you!
Regards,
Julia
Julia & Matt Fishel
Keller Williams Realty
(727)366-0324
Info@SuncoastDreamHomes.com
http://www.PinellasPeach.com http://www.SuncoastDreamHomes.com http://www.SuncoastPartners.net
Posting your listing on LiveDeal.com will get it into Canada. Best yet, it's free. That being said, the best way to get exposure for your home is to list it with an experienced Realtor. We, for example, offer better internet coverage than anybody I'm aware of in Tampa Bay. It's taken us a great deal of time and much ongoing expense to develop and maintain the network of sites that makes this happen, but it's worth it. That being said, the internet is just one of many facets that go in to sucessfully selling a home, though.
Call if you want more info about the Canadian postings. I've researched it thoroughly and can help you bounce around some ideas if you like.
Best of luck to you!
Regards,
Julia
Julia & Matt Fishel
Keller Williams Realty
(727)366-0324
Info@SuncoastDreamHomes.com
http://www.PinellasPeach.com http://www.SuncoastDreamHomes.com http://www.SuncoastPartners.net
My Listings
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Specialties
We specialize in west Pinellas Real Estate, includng Palm Harbor, Ozona and Crystal Beach and Dunedin, but routinely list and sell homes throughout Pinellas, Pasco and Hillsborough counties. If we don't know the area well, we'll tell you straight up and refer you to another one of our team members.
We represent both buyers and sellers who appreciate an extraordinary amount of care, dilligence and market knowledge, and an overall professional yet enjoyable home buying or selling experience. Yes, we'll actually have some fun, too.
We represent both buyers and sellers who appreciate an extraordinary amount of care, dilligence and market knowledge, and an overall professional yet enjoyable home buying or selling experience. Yes, we'll actually have some fun, too.
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