Toni Dalrymple

"Short Sale and REO Specialist"
  • I'm a:
  • Real Estate Professional
  • Company:
  • Prudential California Realty
  • Location:
  • Web sites:
  • Phone:
  • (925) 922-1944
Toni Dalrymple,  in Mountain House
  • 20 Answers
  • 7 First Answers
  • 9 Useful Answers
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About Me
I am motivated, committed, professional, of high integrity and, I am told, very easy to be around and work with. I am continuously being educated in all areas of this fast changing business of real estate. I get great pleasure out of making home buying or selling an enjoyable and educational experience. The better informed my clients are, the better decisions they will make. I am looking forward to meeting and working with you.
My Q&A View all >>
Toni Dalrymp…'s Questions (0)
Toni Dalrymp…'s Answers (20)

How does Mountain House look like?

Toni Dalrymple answered:
I love it here in Mountain House.
Here are some links for you to check out.

http://mhvillages.com/forum/
http://stop-mh-powerplant.org/wordpress/

As a Mountain House resident I like to go to these websites for information, and connecting with my neighbors. If you are considering Mountain House, these sites will give you a bit more insight into the community and help answer your questions.

Feel free to contact me if I can help with anything else.

Toni - Sat Nov 8 2008, 22:38
Toni Dalrymple answered:
Countrywide and BofA are working hard at cutting down their foreclosures and short sales. Talk to your agent and talk to your lender. I have a colleague that has a Countrywide Short Sale listing. Countrywide, on its own, halted their decision on that transaction and is trying to work out a solution to keep that homeowner in their home. Keep the communication going between your lender and your agent. I hope that this will work out well for you. Please come back to this thread and let us all know what your outcome is. I know that their are a lot of people in your situation that would love to hear how this works out for you.

Toni - Wed Oct 15 2008, 11:55
Toni Dalrymple answered:
Hi Farhan...

I researched this listing. The sales price of $632,553 on 8/08/08 is actually the transfer date and price that the home went back to the lender, per public record. The property has been listed for sale with a sales price that started at $362,500 and has beed reduced a couple of times to $344,500. On 10/7/08 the agent marked it "temporarily off market". The MLS does not indicate that this has been sold. When a property goes back to the investor, the date and amount are released to the public. Sometimes that information is reported on Trulia as a sale.

Toni - Sun Oct 12 2008, 21:31
Toni Dalrymple answered:
If you decide to keep your first house they may not pull your credit again. As a former underwriter when I saw this happen I would ask for proof that the other transaction was cancelled. You should have signed a cancellation agreement. Providing that form signed by buyer and seller should be sufficient with a letter of explanation. Regarding your credit scores...The credit bureaus realize that people shop for loans. If there are many inquiries within a short time frame, the credit reporting agencies indicate that these are counted as one on the scoring scale. Hope this helps. Good luck with the new house.

Toni - Thu Oct 9 2008, 11:08
Toni Dalrymple answered:
Hi Chris...

I am sorry that you have such a hard decision to make. There are many things that can determine what your options are. I would recommend that you contact your accountant to discuss what type of ramifications you may face. Also, I like to recommend a website that can also answer your questions, and help you form a plan to leave your property. They can help you with legal questions and credit questions. They have been featured on National News programs, and I have heard that they have helped many people.
http://www.youwalkaway.com

I hope you find this helpful.

Toni - Thu Oct 2 2008, 21:01
My Listings
2085 Seville Drive, Tracy, CA 95377 2085 Seville…
$282,000
4 br  2 ba  
197 S Pacifico St, Mountain House, CA 95391 197 S Pacif…
$280,000
3 br  3 ba  
View all 2 listings
Experience
Latest:
Senior Underwriter for Wachovia, Sovereign Bank, AIG United Guaranty
November 2001—September 2007
Certifications & Awards
CFPC...Certified Foreclosure Prevention Consultant
RDC-pro...REO Default Certified Professional
e-PRO
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