Javier Rodriguez

"Mortgage Loan Consultant"

I'm a:	Real Estate Professional
Company:	Leon Mortgage
Location:	Miami
Web sites:	Leon Mortgage
Phone:	(866) 429-5366

8 Answers

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About Me

Hello all! My name is Javier M. Rodriguez and i am a loan consultant specializing in residential and commercial financing in all 50 states! If any of you have a question in regards to financing for the purchase of a home or commercial property feel free to call or email me anytime! My company, Leon Mortgage, has a business realtionship with all the major lenders acorss the nation that alows me to offer better loan programs than walking into your local bank for a mortgage. Take a look at the company website for more information http://(www.leonmortgage.com). Im here to help!

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Javier Rodri…'s Questions (0)

Javier Rodri…'s Answers (8)

WHAT FUNDS ARE AVAILABLE FOR A FIRST TIME BUYER?

Asked Thu May 29 2008, 20:25 by Wayne - 33317 - Home Buying - 10 answers

Javier Rodriguez answered:

Wayme there are many different funds available for first time home buyers. There are even programs right now that may offer up to 9% seller contribution. WHat that basically means is that you are putting down a minimal amount to buy a place. Its kind lof like renting a place without paying any security deposit or anything upfront and starting your rent payments the next month...but in this case you are owning! IF you have any questions feel free to contact me. My name is Javier. Take a look at the company website for more info. Take care! - Wed Jul 9 2008, 17:04

I bought a house in Ft. Lauderdale in 2005. Currently renting it but have to outlay about $800 per month.

Asked Mon Jun 9 2008, 16:38 by Ari - Fort Lauderdale - Home Selling - 5 answers

Javier Rodriguez answered:

How are you Ari? I come across this with clients everyday. One thing I tell them is you can always put the property up for sale and see what kind of offers you get. That wont cost you anything and who knows maybe you get an offer that you feel comfortable with accepting. Another point is how hard is the $800 loss a month affecting you on a month to month cash flow basis based on your TOTAL income (job income..any income received) versus expenses (mortgages, credit cards, bills) . The more it is affecting you realtively speaking, the more maybe I would lean towards selling it and vice versa. If you have any furthur questions feel free to contact me. My name is Javier. Take care! - Wed Jul 9 2008, 16:57

Relocating to Miami and will be working south of downtown (Mercy Hospital area) for several years then

Asked Wed Jul 2 2008, 16:35 by Frank - Miami - General Area - 7 answers

Javier Rodriguez answered:

Frank I forgot to mention, right now there are alot of programs on the financing/mortgage side that are real attractive. For example there are programs where you can purchase your new home with only 3% down. Also interest rates are still realtively low which means, all other things being equal, lower mortgage payments! - Tue Jul 8 2008, 08:27

How are you Frank? Great idea, Palmetto Bay and Weston are two great areas. They have great schools, clean, and have a warm family atmosphere. I would also consider maybe coral gables. Another fantastic thing is 500,000 dollars is worth alot more today for buying a home than a couple years ago, so youre getting alot more bank for your buck! If you have any furthur questions feel free to contact me. My name is Javier. I'd be glad to help. Take care. - Tue Jul 8 2008, 08:21

Hi, I am a french real estate investor and I want to buy rentals houses or condos in USA. I hesitate between

Asked Thu May 8 2008, 06:11 by Bourdin - Miami - Home Buying - 83 answers

Javier Rodriguez answered:

Hello..hope all is well. I think it all depends on the particular deal. IF youre looking at a particular deal and it cash flows I think its something to look furthur into. One thing I can say is the property taxes and Homeowners insurance in south florida is relatively high compared to ohio so that plays a factor in your cash flow analysis. On the other hand, the rent you can charge in south florida because of the location may be higher than a property in Ohio. In the end I think youre right on track in looking into investing at this time. Buyers have levergae because there are so many properties for sale and foreclosures available. Take a look at the particular deal and see if you feel comfortable when you do your number crunching. If you have any furthur questions feel free to contact me. My name is Javier. I'm here to help. Have a wonderful day! - Tue Jul 8 2008, 08:13

My Husband and I currently live in Nigeria but schooled in Boston and DC. We were primarily based in the east

Asked Fri Jul 4 2008, 13:39 by Bella - Miami - Quality of Life - 7 answers

Javier Rodriguez answered:

Hello..hope all is well with the both of you. It really all depends what youre looking for... Coral Gables and South beach are both great areas but they are different. South beach is a bit more lively, generally younger people, trendy, more of a night life (clubs , bars, lounges). Coral gables is also a great area..it has variety of excellent restaurants, there is a mall... Merrick Park.... in coral gables that is dedicated to only high end designer shopping (hugo boss, neiman marcus, nordstrom , and designer stores), I would say the difference is coral gables is more calm laid back more of a family atmosphere compared to the night life and constant action going on in south beach. IF any of you have any questions regarding your mortgage/financing options (amount down payment required, mortgage payments, rates) feel free to ask! My name is Javier. MY office is located in the heart of downtrown coral gables. Good luck! - Sun Jul 6 2008, 17:01

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What's this?

Specialties

FHA loans, Reverse Mortgages, Refinancing, Home Buying, Commercial Property Buying

-5 star service unparraled in the industry

-In constant contact with our customers even after the loan closes....we perform an all in one quarterly analysis of all our current customers mortgages, credit score, and real estate properties......All our customers receive quarterly updates in the mail to keep them up to date in the real estate/mortgage market.

Experience

Latest:

President for Leon Mortgage

August 2005—present

Certifications & Awards

-Bachelors of Science in Business Administration from the University of Florida (gators)

-President of Leon Mortgage Inc. a licensed mortgage brokerage business

-Licensed Mortgage Consultant/Broker

-Prior to becoming President of Leon Mortgage Inc, received comprehensive training and experience as a manager for Wells Fargo

-Over 10 years experience in the mortgage industry

Interests

-Family

-Health and FItness

-Sports (miami dolphins football and miami heat basketball)

-Reading self improvement/self conduct books

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