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- 15 Answers
- 6 First Answers
- 3 Useful Answers
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About Me
My profile
* Experienced In Single Family Homes, Townhomes, Condominiums, and Lots & Land
* Covering Santa Clara County & Santa Cruz County
* Extensive Knowledge Of The Region
* 17 Years Of Residential Real Estate Sales Experience
* Over $100 Million Sold
* Comprehensive Home Marketing Program
* Professional Real Estate Services
* Member National Association of Realtors
* Member California Association of Realtors
* Member Silicon Valley Association of Realtors
Professional Philosophy
Buying or Selling a home today takes specialized skill, knowledge of the market, and hard work. My clients hire me because they want an experienced agent who can effectively guide them through the home purchase or sale process. They know they can trust me to always be looking out for their best interest, and they can rely on the advice I give them. I've committed myself to selling real estate and to serving my clients needs at all times.
As your agent I will focus on giving you simple, straightforward answers to your real estate questions. I have the skills and knowledge of the market you can rely on to help you make good decisions about a home purchase or sale. I believe it is my role as your real estate agent to provide you with important facts and all reasonable options available to you so that you can make a prudent, informed choice regarding the purchase of a new home, or sale of your current home.
Real Estate Experience
My real estate career began full time in January of 1991 when I joined Cornish & Carey Residential Realty in Los Gatos. Since that time I have experienced many different swings in the local real estate market. Since the merger of Cornish & Carey and Coldwell Banker in 1997, I have continued to be a top producing agent in the Los Gatos office. I now bring seventeen years of seasoned real estate experience to work for you. I have developed a broad base of real estate knowledge that ensures your purchase or sale will go smoothly, and will close on time. My expert knowledge of the region and current market conditions make me a valuable resource for all my clients. Working with me, you'll always get straight answers to you real estate questions about buying or selling a home.
I also use the latest high technology tools to aid me in serving your real estate needs. With the advent of the internet, the role of the local Realtor has changed dramatically. In the past a buyer or seller had to rely entirely on their agent for information on market activity. With the internet tools available today, buyers and sellers have real time access to an incredible array of real estate information. By embracing these new technologies, I am able to efficiently manage and utilize this information to gain the advantage for you and successfully accomplish your real estate goals.
Throughout my career I have successfully marketed and sold a wide variety of properties from vacant land to million dollar estate homes. I actively work in both Santa Clara and Santa Cruz Counties. This gives you the unique advantage of working with a single agent knowledgeable about the real estate market in both communities. I pride myself on providing very personalized service to each of my clients throughout the entire purchase or sale process.
In this increasingly fast-paced world, having someone you can trust to guide you through a complex real estate transaction is crucial. My dedication to my clients is twofold: always keeping in mind your overall objective, and following through on all the individual actions required to successfully meet your real estate goals.
As your exclusive Realtor here's what you can expect from me:
* Expert real estate knowledge
* Direct, honest answers to your questions
* Professional integrity
* Constant communication
* A real estate agent you can trust!
Personal Background
I was born and raised on the Monterey Peninsula and graduated from Monterey High School in 1966. My wife Jan and I were married in January of 1967. We have two grown children who are both married. Prior to becoming a Realtor, I worked as a Senior Design Analyst in the defense industry. Jan has worked for many years as an Administrative Manager for both Cornish & Carey and Coldwell Banker in Los Gatos. In 1991 I decided it was time for a career change. Jan and I passed the California real estate license exam in 1990, and I joined her office full time in January of 1991.
I'm an avid golfer and auto racing enthusiast. Jan and I enjoy traveling, fine dining, wine tasting, and trips to Candlestick Park to watch the San Francisco 49ers football games. As a life long resident of Northern California, I am particularly well suited to providing my clients with insight into the benefits of living in the Bay Area.
* Experienced In Single Family Homes, Townhomes, Condominiums, and Lots & Land
* Covering Santa Clara County & Santa Cruz County
* Extensive Knowledge Of The Region
* 17 Years Of Residential Real Estate Sales Experience
* Over $100 Million Sold
* Comprehensive Home Marketing Program
* Professional Real Estate Services
* Member National Association of Realtors
* Member California Association of Realtors
* Member Silicon Valley Association of Realtors
Professional Philosophy
Buying or Selling a home today takes specialized skill, knowledge of the market, and hard work. My clients hire me because they want an experienced agent who can effectively guide them through the home purchase or sale process. They know they can trust me to always be looking out for their best interest, and they can rely on the advice I give them. I've committed myself to selling real estate and to serving my clients needs at all times.
As your agent I will focus on giving you simple, straightforward answers to your real estate questions. I have the skills and knowledge of the market you can rely on to help you make good decisions about a home purchase or sale. I believe it is my role as your real estate agent to provide you with important facts and all reasonable options available to you so that you can make a prudent, informed choice regarding the purchase of a new home, or sale of your current home.
Real Estate Experience
My real estate career began full time in January of 1991 when I joined Cornish & Carey Residential Realty in Los Gatos. Since that time I have experienced many different swings in the local real estate market. Since the merger of Cornish & Carey and Coldwell Banker in 1997, I have continued to be a top producing agent in the Los Gatos office. I now bring seventeen years of seasoned real estate experience to work for you. I have developed a broad base of real estate knowledge that ensures your purchase or sale will go smoothly, and will close on time. My expert knowledge of the region and current market conditions make me a valuable resource for all my clients. Working with me, you'll always get straight answers to you real estate questions about buying or selling a home.
I also use the latest high technology tools to aid me in serving your real estate needs. With the advent of the internet, the role of the local Realtor has changed dramatically. In the past a buyer or seller had to rely entirely on their agent for information on market activity. With the internet tools available today, buyers and sellers have real time access to an incredible array of real estate information. By embracing these new technologies, I am able to efficiently manage and utilize this information to gain the advantage for you and successfully accomplish your real estate goals.
Throughout my career I have successfully marketed and sold a wide variety of properties from vacant land to million dollar estate homes. I actively work in both Santa Clara and Santa Cruz Counties. This gives you the unique advantage of working with a single agent knowledgeable about the real estate market in both communities. I pride myself on providing very personalized service to each of my clients throughout the entire purchase or sale process.
In this increasingly fast-paced world, having someone you can trust to guide you through a complex real estate transaction is crucial. My dedication to my clients is twofold: always keeping in mind your overall objective, and following through on all the individual actions required to successfully meet your real estate goals.
As your exclusive Realtor here's what you can expect from me:
* Expert real estate knowledge
* Direct, honest answers to your questions
* Professional integrity
* Constant communication
* A real estate agent you can trust!
Personal Background
I was born and raised on the Monterey Peninsula and graduated from Monterey High School in 1966. My wife Jan and I were married in January of 1967. We have two grown children who are both married. Prior to becoming a Realtor, I worked as a Senior Design Analyst in the defense industry. Jan has worked for many years as an Administrative Manager for both Cornish & Carey and Coldwell Banker in Los Gatos. In 1991 I decided it was time for a career change. Jan and I passed the California real estate license exam in 1990, and I joined her office full time in January of 1991.
I'm an avid golfer and auto racing enthusiast. Jan and I enjoy traveling, fine dining, wine tasting, and trips to Candlestick Park to watch the San Francisco 49ers football games. As a life long resident of Northern California, I am particularly well suited to providing my clients with insight into the benefits of living in the Bay Area.
Testimonials
"Whether you are buying or selling a home, Ron is committed to getting the results you want. Ron will go above and beyond expectations for his clients. You can count on him to stay in touch and keep you informed throughout the entire marketing and sale process."
Patrick & Stephanie Gaudet Mon Sep 10, 2007
Patrick & Stephanie Gaudet Mon Sep 10, 2007
"Ron was always available, really knew his stuff, and followed through on every detail of our home purchase."
Richard & Karen Aberle Sat Jan 5
Richard & Karen Aberle Sat Jan 5
My Q&A
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Ron Minearo's Questions (0)
Ron Minearo's Answers (15)
Ron Minearo answered:
Hi Olga,
First step is to talk to a reputable lender to find out what price range you'd be qualified for. For most of us the price range of the home we can afford dictates where and how much home we can buy, and that tells us whether we're financially ready to purchase a home we'd be happy living in.
Once you know the price range, choose a Realtor knowledgeable in your market area and explore the homes and neighborhoods available in your price range. Depending upon your situation, you may find there's lot's of good choices available to you, or you may decide you need to wait a bit and improve your down payment/income to afford the right house for you and your family.
Best advice I can give you is work with the most reputable real estate and lending pros you can. They'll save you time and money, and give you a realistic idea of what you can afford.
Happy house hunting!
First step is to talk to a reputable lender to find out what price range you'd be qualified for. For most of us the price range of the home we can afford dictates where and how much home we can buy, and that tells us whether we're financially ready to purchase a home we'd be happy living in.
Once you know the price range, choose a Realtor knowledgeable in your market area and explore the homes and neighborhoods available in your price range. Depending upon your situation, you may find there's lot's of good choices available to you, or you may decide you need to wait a bit and improve your down payment/income to afford the right house for you and your family.
Best advice I can give you is work with the most reputable real estate and lending pros you can. They'll save you time and money, and give you a realistic idea of what you can afford.
Happy house hunting!
Ron Minearo answered:
Suzanne,
Depends, Bank Owned (or REO) listings are sometimes presented as Foreclosures on the MLS or in advertising flyers.
A foreclosure is where you go to an auction on the courthouse steps and bid for the property. Very risky because you generally have no opportunity to inspect the property, you have to pay cash on the spot, and you're buying the property subject to (meaning you assume) all senior encumberances and deeds of trust. Buying foreclosures is not for the inexperienced investor.
By contrast, a bank owned, or REO property is generally being marketed by a Realtor working with the bank to sell the home. You have the opportunity to visit the property before you submit your offer, and you generally have a contingency period to fully inspect the property before you finally commit to buying it.
Much better situation for the average home buyer! Hope this helps.
Happy house hunting!
Depends, Bank Owned (or REO) listings are sometimes presented as Foreclosures on the MLS or in advertising flyers.
A foreclosure is where you go to an auction on the courthouse steps and bid for the property. Very risky because you generally have no opportunity to inspect the property, you have to pay cash on the spot, and you're buying the property subject to (meaning you assume) all senior encumberances and deeds of trust. Buying foreclosures is not for the inexperienced investor.
By contrast, a bank owned, or REO property is generally being marketed by a Realtor working with the bank to sell the home. You have the opportunity to visit the property before you submit your offer, and you generally have a contingency period to fully inspect the property before you finally commit to buying it.
Much better situation for the average home buyer! Hope this helps.
Happy house hunting!
Ron Minearo answered:
Jack,
Here's a couple of things you need to keep in mind:
Any rebate from your Realtor needs to be disclosed to your lender to avoid lender fraud.
The IRS says any rebate over $600 per year must be reported on a 1099, and you'll have to pay the taxes on the rebate. (Please verify this with your CPA or accountant.)
Everyone likes to save money, the quesion is: How much are you saving if you're being represented by someone who'll work for nothing?
Be careful, this is probably the biggest purchase you've ever made!
Here's a couple of things you need to keep in mind:
Any rebate from your Realtor needs to be disclosed to your lender to avoid lender fraud.
The IRS says any rebate over $600 per year must be reported on a 1099, and you'll have to pay the taxes on the rebate. (Please verify this with your CPA or accountant.)
Everyone likes to save money, the quesion is: How much are you saving if you're being represented by someone who'll work for nothing?
Be careful, this is probably the biggest purchase you've ever made!
Ron Minearo answered:
Hi Karen,
In California it's very difficult for a seller to keep a buyer's earnest money deposit. You'd have to prove you've suffered some damages to lay claim to their deposit.
If the buyer canceled under contingencies stated in the contract, there's not much you can do except return their deposit and put the home back on the market. If all the buyer contingencies were removed you may have a right to keep all or part of the deposit. You'd need to retain an attorney to advise you on where you stand.
Have your listing agent go over the contract with you and determine whether the buyer had lived up to the terms of the contract, and were they proceeding in good faith?
Best of luck to you!
In California it's very difficult for a seller to keep a buyer's earnest money deposit. You'd have to prove you've suffered some damages to lay claim to their deposit.
If the buyer canceled under contingencies stated in the contract, there's not much you can do except return their deposit and put the home back on the market. If all the buyer contingencies were removed you may have a right to keep all or part of the deposit. You'd need to retain an attorney to advise you on where you stand.
Have your listing agent go over the contract with you and determine whether the buyer had lived up to the terms of the contract, and were they proceeding in good faith?
Best of luck to you!
Ron Minearo answered:
Hi Barb,
Talk to your listing agent about any questions and concerns you may have about the buyer's situation. Your agent should be well aware of the important considerations for your market.
However, here's a few ideas to get you started:
Who is the buyer's lender?
Is the buyer's agent also arranging the financing, or do they have a separate lender?
Is the buyer pre-qualified or pre-approved through their lender?
What is the buyer's credit score?
What is the source of the buyer's downpayment?
Have all the persons named in the contract actually seen the property?
Have the buyers been in contract on any other properties that didn't work out?
These are a few of the questions I like to get answered when an offer is presented on one of my listings.
Hope this helps!
Talk to your listing agent about any questions and concerns you may have about the buyer's situation. Your agent should be well aware of the important considerations for your market.
However, here's a few ideas to get you started:
Who is the buyer's lender?
Is the buyer's agent also arranging the financing, or do they have a separate lender?
Is the buyer pre-qualified or pre-approved through their lender?
What is the buyer's credit score?
What is the source of the buyer's downpayment?
Have all the persons named in the contract actually seen the property?
Have the buyers been in contract on any other properties that didn't work out?
These are a few of the questions I like to get answered when an offer is presented on one of my listings.
Hope this helps!
Specialties
My biggest talent lies in working with first time homebuyers. I'm a very detail oriented and patient agent that will provide you with a wealth of information about the homebuying process. I'm able to educate you about all the options and strategies you have available to successfully purchase your first home. My clients truly appreciate my straightforward answers to their questions. My goal is to provide you with sound real estate advice which will help you make a knowledgable, informed decision about purchasing any home in Santa Clara County or Santa Cruz County.
Experience
Latest:
Realtor for Coldwell Banker
* Experienced In Single Family Homes, Townhomes, Condominiums, and Lots & Land
* Covering Santa Clara County & Santa Cruz County
* Extensive Knowledge Of The Region
* 17 Years Of Residential Real Estate Sales Experience
* Over $100 Million Sold
* Comprehensive Home Marketing Program
* Professional Real Estate Services
* Member National Association of Realtors
* Member California Association of Realtors
* Member Silicon Valley Association of Realtors
January 1991—present
Certifications & Awards
Coldwell Banker Presidents CIrcle
Interests
My interests include photography, motorsports, flying, snow skiing, and golf!
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