Steve Hobson, Associate Broker, ABR

Trulia Pro
"Full Time Broker & Real Estate Investor"
  • I'm a:
  • Real Estate Professional
  • Company:
  • Windermere R.E./Lake Tapps Inc.
  • Location:
  • Web sites:
  • Phone:
  • (253) 332-8288
Steve Hobson, Associate Broker, ABR,  in Lake Tapps
  • 10 Answers
  • 4 Useful Answers
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About Me
As the "Real Estate Advocate" in this market, and an ASSOCIATE BROKER with additional ABR designation (Accredited Buyer Representative), I am an expert in residential & investment properties in South King, All of Pierce and North Thurston Counties. I am a full time agent that likes helping first time home buyers, especially Military families. (VA & USDA guaranteed loan expert). My Buyer services are FREE.
I am also an investor with expertise in remodeling, building codes, and financing. I can help investors with 1031 tax deferred exchanges. If you have had some recent bad luck, I can assist with the short sale process (pre-foreclosures), and if you are wondering whether you can get into home ownership in the first place, I can help guide you in the right direction. No matter what your need is, you can depend on experience, exceptional service, and hard work. I can also direct you to some new 100% financing options.
For more information about myself, please go to my full service website at: http://www.steveonlaketapps.com
My Q&A View all >>
Steve Hobson,…'s Questions (0)
Steve Hobson,…'s Answers (10)
Steve Hobson, Associate Broker, ABR answered:
Hi Sweet Pea,
Don't give up on Craig's List - Keep Checking. You can also try http://www.rentals.com. I am an investor with 6 properties. I use both Craig's List and http://www.rentals.com. I currently do not have any vacanies, but will keep you in mind if any become available.
Steve Hobson - Wed Jul 16 2008, 09:02

how would a deed in lieu of foreclosure affect my credit report?

Steve Hobson, Associate Broker, ABR answered:
Elizabeth,
This is not a question for a real estate agent. Contact a professional that is trained to give advise in this field. Most real estate agents have some knowledge, but we cannot and should not give advice of this topic. Contact an attorney or financial advisor .
Good luck. - /s/ Steve - Wed May 28 2008, 13:20

where is a good place to search rentals in lake tapps area?

Steve Hobson, Associate Broker, ABR answered:
Hi Brooke,
Yes, I agree - Craig's list is a great place. I am a real estate agent AND an investor. I have rental properties and just rented my place on Lake Tapps using Craig's List. I am very happy with the results I get each time I have a vacancy. ALSO, you might try Windermere's Property Management. They are professionals in managing rental properties. Give a call to Laura Gordon @ 253-638-9811 ext 207 or you can e-mail her at: lauragordon@windermere.com. Good luck in finding a place to rent in the Lake Tapps area. Steve H. - Wed May 28 2008, 12:59

Thinking about buying, but terrified

Steve Hobson, Associate Broker, ABR answered:
Hi Meredith,
You are terrified only because you are not familiar with the process. There are business professionals that would love to help. The most important thing to do is contact a lender. Lenders are all regulated by rules and regulations. Interest rates are generally speaking mostly the same everywhere. A lender will explain the importance of your income to debt ratio. This will tell you what the banks say you can afford. You may want to afford less and that's OK. A lender will also pull your credit report to see if you are a good risk. A high credit score means you will get the best rate. Generally speaking, you will need a 620 score or better. A 680 + score is considered good or even excellent. As far as a lender is concened it is important that you consult with experts in this field. As other real estate agents have mentioned to you, find a "FULL TIME" agent that has experience. Look for agents that have additional education (Associate Broker License, ABR, CRS, GRI, etc.) These type of agents keep current with the ever changing market. Now is a GREAT time to buy!!! Good luck. /s/ Steve - Wed May 28 2008, 12:49
Steve Hobson, Associate Broker, ABR answered:
Hi Aaron,
I can tell you exactly how much a house is worth!!! - It is worth what a buyer is willing to pay. Once you find a property that you wish to make an offer on, then it is the job of your agent to evaluated the home to see how it is priced in the current market. Is it priced high?, low?, or is it priced fairly. Then you will be informed and can proceed and plan your buying strategy. At no time should you consider the assessed value. It is interesting that you are looking in Puyallup or Sumner. Both of these areas have great school districts. Sumner prices are a bit higher due to less inventory and high demand. You can get more bang for your buck in Puyallup. Good luck on your search. Steve Hobson/Windermere - Tue May 20 2008, 14:30
My Listings
2121 Cascade Pl W, Tacoma, WA 98466 2121 Cascade…
$278,500
3 br  2.0 ba Listing Web Site
1018 29th St SE, Auburn, WA 98002 1018 29th St…
$260,000
3 br  1¾ ba Listing Web Site
20707 119th Street Ct E, Bonney Lake, WA 98391 20707 119th…
$260,500
3 br  2½ ba Listing Web Site
2121 Cascade Pl W, University Place, WA 98466 2121 Cascade…
$278,500
3 br  2.0 ba Listing Web Site
21411 81st Street Ct E, Bonney Lake, WA 98391 21411 81st…
$459,500
3 br  2½ ba Listing Web Site
17706 Panorama Blvd E, Bonney Lake, WA 98391 17706 Panor…
$511,350
4 br  2½ ba Listing Web Site
View all 7 listings
Specialties
Waterfront Properties
First Time Home Buyer assistance
Military Family Assistance (VA Guaranteed Loan expert)
Short Sales and foreclosed properties (Bank Owned)
Remodel & building code advise (I am an investor myself)
Home prices under $300,000
Custom Homes
Yes, there is a zero down program out there. Call me to discuss the USDA Rural program
Experience
Latest:
Associate Broker for Windermere Real Estate/Lake Tapps inc
Associated Broker License, ABR Certification (Accredited Buyer Representative), I am a property investor owning six single family homes. PRE - REAL ESTATE - Vice President Sales - Seafood Industry, National Sales Manager - Canned Seafood products, Area Manager - Colgate Palmolive, Sales Rep - Nabisco
May 1981—present
Certifications & Awards
Satisfied Clients is the only Award that means anything!!
Interests
Property Managament for personal investments
All Seattle based sports
I love Animals
Helping first time home buyers through the real estate buying process
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