ERIN

I'm a:	Real Estate Professional
Company:	ERA Stirling Properties
Location:	Baton Rouge Lafayette
Web sites:	Personal Website
	Meet Executive Mortgage of LA

39 Answers
12 First Answers
4 Useful Answers

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About Me

ERIN E. SODERBERG

Louisiana State University graduate with a Bachelor's degree in Arts and Sciences.
ERA STIRLING PROPERTIES -Residential Realtor serving the Lafayette, LA area
NAR, RAA affiliate.
Certified New Home Specialist and Residential Construction Certified

ASSOCIATE WITH THE BEST!

At Stirling Properties we understand what it takes to help our clients make smart real estate decisions. For over three decades, we have served the Gulf South by offering comprehensive services in development; commercial brokerage; property and asset management; investment sales; property owner and tenant representation; and residential real estate services. Our experienced team of real estate professionals apply market knowledge, cutting edge technology, and industry expertise to each venture.

Our guiding philosophy is keeping our clients at the center of everything that we do. We measure our success by our ability to exceed your goals. It's this focus that has earned us our reputation as an industry leader in the Gulf Southteam of real estate professionals who are committed to providing the most innovative solutions in the industry. The combined body of knowledge and experience accumulated is unmatched in our industry.

We understand the importance of dedication and commitment to service. We believe in building long term relationships with our clients and always have your best interest at the forefront. We hold ourselves accountable for achieving our goals and are eager to be judged on our results.

At Stirling Properties we combine our experience, expertise, and service to provide unparalleled results for our clients. Whether you're expanding your commercial real estate portfolio or buying your dream home, count on Stirling Properties to be your partner.

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ERIN's Questions (2)

ERIN's Answers (39)

Is it better to aggressively pay down my mortgage or aggressively save money for home renovation?

Asked Tue Sep 30 2008, 22:21 by Froilan - 11213 - Remodel & Renovate - 5 answers

ERIN answered:

continue renovations, make sure the items that you are spending money on will help increase the value of the property. proprety values will increse and your the intrest you are paying on your current mortgage is tax deductable! good luck! - Wed Oct 1 2008, 00:53

WHAT DOES THE LISTING PRICE ON REALTY TRAC FORECLOSURES MEAN? IS THAT THE LOWEST BID ON AN AUCTION HOUSE?

Asked Mon Sep 15 2008, 15:42 by Margaret Chu… - All locations - Home Buying - 1 answer

ERIN answered:

The amount listed on RealtyTrac is usually based on the defaulted lien amount or the transfer value. Called the Balance or Opening Bid on RealtyTrac, the defaulted lien amount is what the foreclosing lender needs to break even. If RealtyTrac's data sources don't provide that amount, then the Trans Value is used, which is the amount paid for the property when it was purchased by the owner in default.

This is not the asking price for the property; it's a starting place for you to begin your negotiations with the seller. The goal is to get a good bargain, but you shouldn't necessarily expect to buy the property for just the defaulted lien amount.

Either the defaulted lien amount or the transfer value gives a good estimate of what is needed to satisfy the lender. If you subtract this amount -- and any other liens against the property -- from the estimated market value of the property, you will have a good idea of the potential bargain that could be realized with the property. This will also give you a solid foundation for making an offer to the seller. - Fri Sep 26 2008, 23:31

First time home buyers combined 110 -120k income credit score 620 have 5% down.

Asked Tue Sep 23 2008, 17:45 by David - Huntersville - Home Buying - 3 answers

ERIN answered:

depends on:
if you've had derogative or slow pay in the last 12 mos,
employment stability and
your current debt ratio
I'd call a local mortgage company to discuss further....
good luck! - Tue Sep 23 2008, 18:22

I believe that rescueing Freddie and Fannie will lower interest rates but how soon? 2, 3 months from now?

Asked Mon Sep 8 2008, 16:27 by Nick - Clifton - Financing - 6 answers

ERIN answered:

rates are low this week- you can bet if the stock market is down-the rates will be low.
i think you'lll see the stock market turn around first or second quarter of the new year...

Rates are good!!! BUY! - Tue Sep 9 2008, 14:57