ERIN

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ERIN,  in Lafayette
  • 54 Answers
  • 22 First Answers
  • 4 Useful Answers
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About Me
ERIN E. SODERBERG

Louisiana State University graduate with a Bachelor's degree in Arts and Sciences.
ERA STIRLING PROPERTIES -Residential Realtor serving the Lafayette, LA area
NAR, RAA affiliate.
Certified New Home Specialist and Residential Construction Certified

ASSOCIATE WITH THE BEST!

At Stirling Properties we understand what it takes to help our clients make smart real estate decisions. For over three decades, we have served the Gulf South by offering comprehensive services in development; commercial brokerage; property and asset management; investment sales; property owner and tenant representation; and residential real estate services. Our experienced team of real estate professionals apply market knowledge, cutting edge technology, and industry expertise to each venture.

Our guiding philosophy is keeping our clients at the center of everything that we do. We measure our success by our ability to exceed your goals. It's this focus that has earned us our reputation as an industry leader in the Gulf Southteam of real estate professionals who are committed to providing the most innovative solutions in the industry. The combined body of knowledge and experience accumulated is unmatched in our industry.

We understand the importance of dedication and commitment to service. We believe in building long term relationships with our clients and always have your best interest at the forefront. We hold ourselves accountable for achieving our goals and are eager to be judged on our results.

At Stirling Properties we combine our experience, expertise, and service to provide unparalleled results for our clients. Whether you're expanding your commercial real estate portfolio or buying your dream home, count on Stirling Properties to be your partner.
My Q&A View all >>
ERIN's Questions (2)
ERIN's Answers (54)
ERIN answered:
go here- this may help :
http://www.allenmatkins.com/events/publications/WRAArticle.pdf - Sat Nov 15 2008, 19:42

Question removed

ERIN answered:
but who knows-obama plans to spread the wealth... - Sat Nov 15 2008, 19:32
we've already had one bail-out and we definatley don't need another one...
hopefully not - Sat Nov 15 2008, 19:28
ERIN answered:
This is the only way for lender to leverage thier risk . it's very aggressive as it should be - it's also over 417k which means no longer under fannie mae guidelines/
this is normal-good luck - Sat Nov 15 2008, 19:25

HELOC vs Mortage?

ERIN answered:
cindi is right!
when you sell your home your first mortgage is paid off then your Heloc (as it is in 2nd position/2nd mortgage) anything left over after is your to keep.
it's a second mortgage / a secured loan based on equity homeowner has on property. it's flexible in that theres not a fixed term/fixed rate like a first morgage-think of HELOC as a credit card.

heloc is based on credit score,each lender is different-perfect score=100% loan to value but a 630 may only receive 80%of current equity ..hope this helps - Sat Nov 15 2008, 19:16
ERIN answered:
I'm very familiar with this program. visit: http://eligibility.sc.egov.usda.gov or thier home page
site is easy to navigate thru and you can check if you'd be eligible for this loan program as well. you can also find a participating lender on web site.
i live in louisiana . my fiance is a mortgage broker and has a lender who participates in this program.
recently Ive had 4 clients buy their home this loan program.
It's a great loan program and looks like it will be expanding to many other parts of the nation very soon.
good luck! - Sat Nov 15 2008, 18:49
My Listings
914 W Monroe St, Broussard, LA 70518 914 W Monroe…
$172,000
3 br  2.0 ba Listing Web Site
View all 1 listings
Specialties
CNHS -Certified New Home Specialist
RCC- Residential Construction Certified
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