Jay Oku

Look no further Natasha.
My name is Jay Oku with MortgageSource LLC here in Honolulu. I am an ethical, transparent lender that realizes that communication, professionalism and superior rates are critical in securing the trust and referrals of a customer.
Should you wish to contact me I can be reached directly at 808-393-0707 or jay@mortgage808.com.
I have numerous clients and real estate agents that you can contact as references.
After reading the posts below; I know that I can Wow your client with professional, personal and superior service that is commonplace in San Fransisco.
PEr the repsonse below...If your client talks directly to the underwriter of one bank then they are stuck with that banks rates. I ensure that they have an option of financing with the top banks in the nation in addition to our local banks and can ensure that they will have sound financing and a pleasurable experience which often leads to more referrals for you.
Hope this helps. Even if they are working with another bank by now it doesn't hurt to have a second opinion. Aloha nui loa... Jay - Thu Jul 10 2008, 16:57

Aloha! You are looking in a terrific area. I am a mortgage broker on Oahu and have several clients in escrow in KoOlina and they are purchasing homes and condos for $3,000 - $50,000 less than the appraised values right now. If it is an equitable timeshare and you are planning to travel a lot and want the abiliy to use other properties in various states then a timeshare would suit your needs. My take is that with the Rail System going in within the next decade and the potential of Disney building their resort the future is bright for homebuyers in the KoOlina zone. Conversely I have other clients that purchased in 2005 and their values of decreased in value by about $30,000 - $60,000. But they are not too alarmed because with the future so bright in the area they are enjoying the lagoons, golf and Roys too much to care.

Let me know if you would like to get prequalified for financing. I have a long list of referrals for you if that is important to you. Aloha Jay 808-393-0707 jay@mortgage808.com - Thu Jul 10 2008, 16:34