Debbie Cromer

I'm a:	Real Estate Professional
Location:	Charleston

32 Answers
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Debbie Cromer's Questions (0)

Debbie Cromer's Answers (32)

How will a short sale affect your credit if you are not behind on payments and just need to sell for personal?

Asked Sat Jul 5 2008, 09:15 by Melanie Whit… - All locations - Home Selling - 4 answers

Debbie Cromer answered:

You need bank approval to do a short sale unless you are prepared to bring the difference to closing. The bank is not going to take a hit just because you paid more than the home is currently worth. If you are serious about this, you need to contact your lender and explore the possibilities. I know they will need all sort of financial information and will be looking for financial hardship, not just falling market price. Good Luck. - Sat Jul 12 2008, 10:39

should selling price of a home be close to assessed value?

Asked Mon Jul 7 2008, 17:45 by Tony - All locations - Home Selling - 3 answers

Debbie Cromer answered:

Selling price has nothing to do with selling price. Depending on where you live, assessed value may or may not be close to appraised value and those values may or may not have a bearing on sales price. The best thing you can do is have a great buyer's representative and have him/her do the numbers for you. - Sat Jul 12 2008, 10:16

what can a buyer do to the seller after they both sign escrow papers and the seller needs to stay in the home?

Asked Tue Jul 8 2008, 01:06 by Red - All locations - Home Selling - 2 answers

Debbie Cromer answered:

It is best to try to resolve this in as friendly a manner as possible. Why do they need to stay? Find that out and try to work out a solution that works for everyone. If they absolutely need to stay, you need a written agreement as soon as possible. It needs to cover time frames, money, and the condition of the house at move out. If you like the house and it is a good deal, a little flexibility on everyone's end can solve most problems. - Sat Jul 12 2008, 10:13

When is it time to fire your realtor?

Asked Mon Jul 7 2008, 06:49 by Erik - New Brighton - Home Selling - 38 answers

Debbie Cromer answered:

Schedule a meeting with your agent and his broker. Discuss your concerns and complaints. If you are not satisfied with their answers or the solutions they come up with ask to be let out of your contract. - Sat Jul 12 2008, 10:08

I received an unsolicited offer for my Zachary house. I am an out of state owner The offer is for 280K. I

Asked Tue Jul 8 2008, 17:50 by Mrjones - Zachary - Home Selling - 7 answers

Debbie Cromer answered:

It sounds like you have a buyer who is looking for a deal and if you go through with the sale you will be giving him one. Do you know how serious he is? Does he have the money or financing to really buy or is he just fishing? Why not counter the offer with what you think it is worth and ask for a good downpayment and proof of financing or if it is a cash offer, ask for a letter from his banker stating that he can afford to purchase your house, and then call the banker or lender to confirm. - Sat Jul 12 2008, 10:02

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