Cindy Jones

I'm a:	Real Estate Professional
Company:	RE/MAX Allegiance
Location:	Woodbridge Fairfax County Prince William County Stafford County Loudon County
Web sites:	My Website
	My Blog

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About Me

Whether you are buying or selling property in Fairfax County, Prince William County, Arlington, Alexandria or the surrounding Northern Virginia area, it is important to have confidence in your real estate professional. My commitment as your local Realtor® is to provide you with the personalized real estate services you deserve.

Providing information on the Northern Virginia area that is up-to-date, reliable and applicable to the local market enables you to make the best possible decision about one of your largest financial assets. In a market where change is around every corner it is important to have an agent who has expertise in marketing, negotiation and understanding the complexities of the real estate transaction.

As a area native of the area and with extensive knowledge of local communities I have a unique perspective on the changes in Northern Virginia over the years. I have seen the real estate market in the area go through numerous cycles and can help you gain a perspective on what that means to you over time.

If you are considering buying or selling a home in Northern Virginia or would just like to have additional information about real estate in your neighborhood, please don't hesitate to call, e-mail me or visit my website. I look forward to hearing from you soon.

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Cindy Jones's Questions (0)

Cindy Jones's Answers (143)

Can you push the mortgage company to speed up the short sale processing time?

Asked yesterday, 17:15 by Thao Doan - 22079 - Home Buying - 5 answers

Cindy Jones answered:

Unfortunately the simple answer to your question is NO! The listing agent has no control over the response time from the negotiator on a short sale. Even calls from the distressed seller don't seem to do the trick. If you are worried about losing your interest rate lock you might want to take a look at foreclosures where you are working directly with the bank. They can make a decision quickly. - Yesterday, 18:14

By the time a house appears in the paper about going into foreclosure it is almost always sold. How do you?

Asked Thu Jul 24 2008, 18:43 by mbs - Leesburg - Foreclosure - 5 answers

Cindy Jones answered:

Just to double back on my answer remember that most people today who are in trouble on their mortgages are upside down. The homes have no "instant equity" for you to be able to tap into or flip for a quick profit.

Make sure that when you contact someone about a home that you are interested in buying that you know HOW MUCH DO THEY REALLY OWE on the property and what is the MARKET VALUE of the home in today's market.

You can get caught up in the late night hype that says buy homes for pennies on the dollar only to learn that you made a deal with a seller that the bank won't honor or that will cost you more than the real value of the property. - Yesterday, 05:17

Keep an eye out in the paper for Trustee sales. That will tell you the homes that are headed to the courthouse steps. Your question has a couple of parts to it that need more details though. If you are looking to buy a house before it goes to foreclosure most likely the property is listed as a short sale and you can't swoop in a buy it for pennies on the dollar from the owner. The bank still has to approve the sale and they aren't giving away the houses. You may find that the best bang for your buck is to keep an eye on properties that are listed as foreclosure and on the market for 30-45 days. At that point banks start lowering the prices to try and get them to move. I have a closing come up next week on a foreclosure that the buyers are getting for 420K that appraised at 460K. - Thu Jul 24 2008, 19:11

What does it mean to Rent to Own and how does an arrangement like this work? Does the money you pay for rent?

Asked yesterday, 00:54 by Jennifer - 22304 - Home Buying - 4 answers

Cindy Jones answered:

I have completed a couple of rent to own transactions and each of them are a bit different. You may have two contracts. One is a rental contract which shows all of the arrangements you have with the landlord regarding payment of rent and responsibilities. The second contract is a purchase contract which shows the agreed upon sales price and the terms and conditions of the sale.

You will need to show that you are qualified to buy the home at the time you sign the rent to own contrct, there is a non-refundable deposit and there is an agreement of how much of the rent will be credited towards your downpayement. It isn't a 100% credit in most cases. All rent to own contracts have a timeframe for you to be able to execute the contract or you will lose your depost( which will be more than a standard security deposit).

Make sure you either work with an agent who has executed a rent to own contract or an attorney who can make sure that you have covered all of the right terms to protect you in the purchase of the home. - Yesterday, 05:08

Where should I list my house for rent in Dumfries, Va?

Asked Thu Jul 24 2008, 10:29 by Monica Skinn… - Dumfries - How To... - 4 answers

Cindy Jones answered:

The most exposure comes from listing with an agent who will not only advertise your house in the MLS but who will also handle the credit checks and assisting you in putting together a lease. If you are staying in the area you can manage the property yourself as a general rule having an agent handle the upfront pieces of getting the property rented will only cost you one months rent paid at the time that the property is rented. - Thu Jul 24 2008, 19:06

Closing question-if the settlement date passes

Asked Thu Jul 24 2008, 04:09 by Tom and Heat… - Vienna - Home Buying - 2 answers

Cindy Jones answered:

Consult with your agent to discuss all of your options. Without knowing what is in your specific contract and why the seller can't make it to settlement no one besides your representative should advise you on your next steps. - Thu Jul 24 2008, 04:55

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