Rhonda Holt

Hello, Dean and Utica is not one of Brooklyns best neighborhoods. It can also be hard to resale in that area if you plan to buy. - Thu Nov 13 2008, 14:36

Yes there are still buyers looking for land with approved plans. The factors are price, location, size, and zone.

I hope my answer helped you.

Rhonda Holt
Licensed Real Estate Agent - Thu Nov 13 2008, 14:32

Hello, you asked a very good question and its nice to here it from a young person. Since you just graduated you have to look at many things before you make the decision to buy. First of all, you need to evaluate your financial situation such as being secure in a job for at least 2-3 year that pays a salary good salary with benefis, you should have at least 6 months of savings to pay your monthly bills, additional money for a down payment. Also, this is a good time for you to check your credit to see your score and to see if you need to pay off any lingering debts or to clear up any mishaps on your report.

So sit down and go over what you have now in terms of steady income versus your monthly debt to review your current situation to see if its realistic for you to buy now. Trust me, everyone knows if they can truly afford to buy or not. No one knows your financial situation better than you and how much you can afford to spend each month.

As far as the market goes, there are some great deals out here in Brooklyn, but more for co-ops than condos. If your'e interested in finding out more about co-ops simply give me a call and I will be glad to assist you.

Rhonda Holt
Licensed Realtor
Weihcert Realtors, H.P Greenfield http://www.KandHhomes.com



Good luck on your decision. - Mon Oct 20 2008, 16:11

Hello Diana, I actually specialize in coops and home sales. I have sold many coops in Brooklyn and I have many coops available in buildings that accept 10% down to date. Take a look on my website to see some of my coops that I have for sale right now.

Also, if you have any questions about coops give me a call and I will be glad to help you. - Mon Oct 13 2008, 12:36

The offer is not a legal and binding contract. Basicially, an offer just opens up the dialog with the seller to say you are interested in the property at a certain price and your terms and conditions.

If you're using a real estate agent, the agent should know the area, what's selling at what price and past sales in the area so you can make an informed decision when placing your offer. Your offer can be made directly after you see a home if you truly want it. The agent should have offer papers for you to put in an offer to the selelr. If you are a serious buyer and don't want to miss out on a certain property you want to walk with a copy of your credit report, real estate attorney and mortgage broker information and your pre-qualification from a mortgage broker. Also know your down payment amount, when you need to move.

The agent should have offer forms that they will fill out with the above information that you submitted, you will sign it, usually retain a copy and the agent will then submit it to the seller on your behalf.

I hope this answer has helped you. - Thu Oct 2 2008, 20:01